insurance...you got to be kidding!

[volores]

Hi all

as per my previous post - I am considering buying a Mini Cooper as a bit of a hobby/toy - always had a soft spot for them since my first 2 cars were minis many moons ago.

However....having just had a few quotes back from so called specialists - ie advertised in Mini World I am shocked to say the least

£500 plus from footman james - £350 plus from Heritage...etc etc

Seeing as this would the the 4th car in the household, 3 of which would be registered to me - how come it is so expensive? Limited mileage (3k) - standard 1998 Cooper - 37 yr old Male. Ok I have no NCB to transfer to the mini as I have 4 years on the Beemer and 2 years on the Elise.....but surely!!

The Elise only costs £300 a year on limited mileage and is worth 10 times as much!

Who does eeryone recommend for cheap insurance - car only going to worth £3k

[GingerWizard]

Get a classic so pre 01/01/73.


3k miles per year,
Agreed value of 3.5k,
Garaged, no NCB to transfer.
28year old male.
3rd car in household
£96.80 per year....

oh and no tax

[harley munky]

iv always used adrian flux for minis. im 24 with 3 points and no no claims (5 years taken up on another vehicle) and my insurance is £162.50 fully comp limited to 3000 miles

[volores]

that sounds more like it!

Will give them a call

[Cooperman]

If you join the British Mini Club they have a Classic Mini deal with Peter James Insurance with limited mileage and agreed value.

[tinks v8S]

try classic line
got mini with them £150 and a v8 tvr £250

[DanGT]

Classic car insurance is not just for pre 73 cars but starts at 10 years old for a lot of companys.

[guru_1071]

i use rh - they offer a fleet policy - ive got about 6 cars on mine!

[Jon Brown]

Try HIC, im 25 with a mini as my second car:

5000 miles per year on a classic policy
85 mayfair with all mods declared and comprehensive cover is £200pa

[volores]

HIC - good call....£135!...bargain!

[Jon Brown]

Glad to be of help