94 Griffith 500: same windshield as a Chimera? Suppliers/cos
Discussion
sixor8 said:
Don't people make sure a big chip turns into a crack and claim off the insurance? I've had a Chimaera and Cerbera one. 
Excess has creeped up the last few years, £100 ish now seems standard. 
Cat needs to be on the road and driveable of course.
Chips can be repaired. Excess has creeped up the last few years, £100 ish now seems standard. Cat needs to be on the road and driveable of course.
Anyway, how do you make sure a chip turns into a crack?
sixor8 said:
Gentle use of a centre punch and a hammer. 
Only until it's too long to pass an MoT....
Especially if you have a windscreen with lots of small chips, or is delaminating at the sides, or both.
Deliberately damaging your windscreen to con your insurance company into replacing it yet in a previous you express discontent about the policyholder contributions going up. Only until it's too long to pass an MoT....Especially if you have a windscreen with lots of small chips, or is delaminating at the sides, or both.
They've had plenty of premiums off me with only 3 claims in 41 years (plus 3 windscreens of course, 2 on TVRs). I'm only talking about a car windscreen that already has horrendous big chips in it, or even a small cracks already, that are 'persuaded' bigger. Especially if it's a big one on the passenger side, which are far too generously allowed by the MoT test IMHO at 40mm. 
. Anyway, it keeps your trade busy. I did buy a 1991 Cavalier at auction about 2001 that already had a crack in the windscreen top to bottom. Of course, I claimed off the insurance shortly afterwards....
You're probably aware that one insurance comparison site (I forget which one) now asks if you've had any windscreen claims in the last 5 years too. The much bigger excesses for glass (and even so-called fully comp policies that do NOT cover glass) is probably mostly due to the modern cars that need post replacement checks on HUDs and cameras etc.
. Anyway, it keeps your trade busy. I did buy a 1991 Cavalier at auction about 2001 that already had a crack in the windscreen top to bottom. Of course, I claimed off the insurance shortly afterwards....You're probably aware that one insurance comparison site (I forget which one) now asks if you've had any windscreen claims in the last 5 years too. The much bigger excesses for glass (and even so-called fully comp policies that do NOT cover glass) is probably mostly due to the modern cars that need post replacement checks on HUDs and cameras etc.
sixor8 said:
They've had plenty of premiums off me with only 3 claims in 41 years (plus 3 windscreens of course, 2 on TVRs). I'm only talking about a car windscreen that already has horrendous big chips in it, or even a small cracks already, that are 'persuaded' bigger. Especially if it's a big one on the passenger side, which are far too generously allowed by the MoT test IMHO at 40mm. . Anyway, it keeps your trade busy. I did buy a 1991 Cavalier at auction about 2001 that already had a crack in the windscreen top to bottom. Of course, I claimed off the insurance shortly afterwards....
You're probably aware that one insurance comparison site (I forget which one) now asks if you've had any windscreen claims in the last 5 years too. The much bigger excesses for glass (and even so-called fully comp policies that do NOT cover glass) is probably mostly due to the modern cars that need post replacement checks on HUDs and cameras etc.
How windscreens are broken is no real concern to me as a trades person, but I am still a consumer insuring my own vehicles. . Anyway, it keeps your trade busy. I did buy a 1991 Cavalier at auction about 2001 that already had a crack in the windscreen top to bottom. Of course, I claimed off the insurance shortly afterwards....You're probably aware that one insurance comparison site (I forget which one) now asks if you've had any windscreen claims in the last 5 years too. The much bigger excesses for glass (and even so-called fully comp policies that do NOT cover glass) is probably mostly due to the modern cars that need post replacement checks on HUDs and cameras etc.
The insurance industry is a law unto itself and I loathe having to pay them way more than I did last year for the same service on a vehicle that has gone down in market value, and me as a driver with no convictions. That's a different discussion.
I'm not going to try and change your mindset over the matter however the centre-punch technique is not a good one. Just be blatant and launch a lump of concrete at it.
The luck I have with cars in general, it would probably bounce off, scratch the bonnet and brake off the door mirror on the way to the ground. Gassing Station | Griffith | Top of Page | What's New | My Stuff