RS3 Insurance

Author
Discussion

Swikes7

Original Poster:

4 posts

4 months

Thursday 3rd October
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Who do you use for your insurance and what are you paying? Trying to get insured on a 2023 car, I’m 52 with 20 years NCB and no points. I’m getting quotes of £1100! That seems a bit steep to me. Was expecting less than £1k to be honest.

Nick67

220 posts

250 months

Thursday 3rd October
quotequote all
Swikes7 said:
Who do you use for your insurance and what are you paying? Trying to get insured on a 2023 car, I’m 52 with 20 years NCB and no points. I’m getting quotes of £1100! That seems a bit steep to me. Was expecting less than £1k to be honest.
Wow that's a lot, try LV, my RS6 is cheaper then that

ChocolateFrog

28,634 posts

180 months

Thursday 3rd October
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Has to be one of the highest risk cars on sale today.

The Escort Cossie of the 2020's.

Not sure I'd insure anyone in one of those for that little amount if I was taking the risk.

Swikes7

Original Poster:

4 posts

4 months

Thursday 3rd October
quotequote all
Just tried LV and they want £1200 with a tracker!

Nick67

220 posts

250 months

Thursday 3rd October
quotequote all
Swikes7 said:
Just tried LV and they want £1200 with a tracker!
Can only assume it’s the area you live in or your occupation

Iceblue

116 posts

38 months

Sunday 6th October
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Mines with Aviva 22 reg. owned from new last years renewal was £495 slight increase on £420 the first year, this years renewal was £832 reduced to £690 with accepting £750 excess.
Age mid 60s, me and wife, 6k mls per annum, 16 years no-claims rural Cheshire, insurance prices have gone crazy last 12 months if it goes up much more I'II be getting rid.

Edited by Iceblue on Sunday 6th October 15:42

ManicMunky

545 posts

127 months

Monday 7th October
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Do you live somewhere that's normally on fire?

VeeReihenmotor6

2,341 posts

182 months

Monday 7th October
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Price seems the norm in todays world. I just renewed my A4 Quattro, just a 2.0 TDi. 41 years old, no points etc - £650 was the cheapest I could get, up from £440 last year. I checked a Q7 and that was £880 and suspect a performance model such as the RS3 would have me at £1500. These are sorts of numbers I used to pay when was 18!

As for shopping around I looked at the comparison websites (all of the major ones), checked Direct Line and contacted a broker. I don't think there is much else that can be done other than leasing one with insurance and maintenance included.

edit to add - i live in the couuntryside outside Cambridge, hardly a bad area for insurance purposes I would not have thought.

LittleBigPlanet

1,162 posts

148 months

Thursday 10th October
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Try Audi insurance, many getting good deals (with unmodified cars).

Hereandthere

96 posts

56 months

Thursday 10th October
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"edit to add - i live in the couuntryside outside Cambridge, hardly a bad area for insurance purposes I would not have thought".

I live in one of the villages surrounding Cambridge and my £125K Audi R8 V10 Performance Plus with Admiral costs £645 on a 2 car policy. I am 66, 30 plus years NCB, but 13 years is all Admiral will accept, and do not have to have a tracker. Worth pointing out that LV would not insure the R8 but did insure a 991.2 Targa 4 GTS for £195. The quotes for insurance often don't make any sense!