RS6 insurance

[CarHabit]

Hello PistonHeaders

I’m looking to get a C8 RS6. The lowest fully comp insurance quote I’ve had is £4,500! I was thinking ~£1,xxx and it’s putting me right off buying the car!

I live in a nice part of London, park on driveway, held licence for ~25 years, have clean licence, 13 years NCD.

I’ve had performance cars in the past (E63s, C63, 911s, etc) before and insurance has always been below £1k.

What are other owners paying? Who with? Are these cars incredibly nickable? Any other obvious points I’m missing that makes insuring RS6s so expensive?

Thank you

[Dr G]

Performance/prestige cars in London remain a problem, and yes, an RS6 can be a theft target.

All you can do really is try some of the less mainstream insurers, and mitigate the risk with additional security.

[CLK-GTR]

Have you tried Audi's own insurance? They were about 500 quid cheaper than anybody else for me. Comparison sites were a waste of time coming in at well over 3k.

It's a 100k+ car that's a favourite pick for armed robbers. It's never going to be cheap to insure.

[Dohnut]

CLK-GTR said:

that's a favourite pick for armed robbers

Is this genuinely true? I’m not so sure.

How many armed robberies are there per day/week/month? If they all used C8 (or C7) RS6’s it would make the police’s job a lot easier.

How many law abiding owners have been pulled because they are suspected of being tooled up bank robbers?

[CLK-GTR]

Dohnut said:

Is this genuinely true? I’m not so sure.

How many armed robberies are there per day/week/month? If they all used C8 (or C7) RS6’s it would make the police’s job a lot easier.

How many law abiding owners have been pulled because they are suspected of being tooled up bank robbers?

I know of 3 people who had their cars nicked and used in armed robberies, plus what you read in owners forums. For a fairly rare car I'd consider that a lot.

When I bought mine the dealer said RS3s have it the worst.

[CarHabit]

I looked at insurance via Audi -
£2,900

[coolchris]

I feel for the op yes it's a high value high performance car but those prices are crazy.I know its all relative if you can afford a 100k plus car a few k on insurance is small but insurance companies are really fleecing the general public.All mine went up this year my m135i they wanted £600 at renewal up from £300 last year cheapest online qoute was £650 .Upped the excess and lowered the anyal mileage a bit that bought it down to £475 still a decent jump from last year but expected.My Noble only went up £65 wasn't even going to haggle that as its now only £245 fc .I am 43 full no claims semi rural area.Insurance makes no sense to me my partner just bought a 1.0 eco boost fiesta st line she's 49 full no claims and pays just over £500.How can that make sense she's paying double on a 1.0 than I do on my Noble.I am with priviledge op might be worth giving them a try if you have more than 1 car they do very good multi car policies good luck with it hopefully you find a provider that's more acceptable on price.

[CarHabit]

Thank you coolchris - I haven’t looked at priviledge yet so will check them out

[CLK-GTR]

CarHabit said:

I looked at insurance via Audi -
£2,900

Other than Audi the other one I hear is cheap is Admiral, but buyer beware.

Aviva were the next closest for me but still a few hundred quid more, about 1700 iirc.

[REM2112]

Hiscox was the cheapest my broker could find for RS6/Vantage/Chimaera. £4,600 for all 3. Ungaraged in Essex.