Golf buying advice

[ThMo0118]

Currently have a VW Scirocco 2.0 Lease (circa £260 a month, fuel and insurance on top) which ends in March.

I have narrowed my next car down to a VW Golf. I am looking for something cheapish and funfor the next 2-3 years whilst I try and save as much money as possible for a house. As above, I am spending roughly 450 a month all in.

I went to my local dealership yesterday and got a PCP quote on a 2016 1.4 TSI Match edition 125 ps with 53,000 on the clock, coming in at £196 a month for 4 years with no deposit and a final optional payment of 4.7k. The cars list price is £11,695.

My knowledge of everything in this area is rather limited but I wish to be paying less than £200 a month and a minimal deposit is favourable. I do around 8000 miles a year.

I am hoping that people will be able to advise as to whether this is a good deal, or whether I should look at leasing again or look at the potential of a bank loan to purchase a second hand golf, be it this one or a similar one from a dealer.

Are there specific models/marks of golf that I should steer towards or away from?

Any advice would be greatly appreciated.

[sjg]

Would an eGolf work for you (mileage suggests it would)? Can you charge at home?

I'm leasing one for £245pm on 3+23. Obviously no petrol costs, about 2p a mile charged overnight on cheap rate.

Some even cheaper deals going on for the 40kWh Leaf at the moment too.