Dutchy in London insurance question

Dutchy in London insurance question

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NielsLondon

Original Poster:

2 posts

101 months

Sunday 10th April 2016
quotequote all
Hi there,

My name is Niels, I am Dutch, living and working in the UK, London.
I am looking at buying an X308 XJR Jag, but have been slightly frightened by the insurance quotes I got on gocompare:

Cheapest prices between £1065 - £1500
Cover type: Comprehensive
(instead of Comprehensive I also tried Third Party Fire & Theft and Third Party Only - which weirdly makes the quotes go up instead of down...)
No claims bonus: 10 years
Voluntary excess: £500

The would be kept on street, use is business and private combined - roughly 50/50. Miles about 15K a year I estimate.

So, my questions are:
1) In the Netherlands I pay a couple of 100 Euros for my insurance. Am I really looking at spending £1065 - £1500 for insurance on a X308 XJR?
2) Another issue is that I still have a car in the Netherlands, on Dutch plates, and my insurer tells me they cannot "let go/share" my claim free years with a UK insurer as long as I keep that car - which I will. How do I prove I have 10 no claims years?

Thanks for helping out!


sgrimshaw

7,386 posts

255 months

Sunday 10th April 2016
quotequote all
You need to find an insurer who will give you a decent introductory bonus based on your NCB in Holland.

You'll need to speak to them rather than use websites.

Maybe try someone like this:

http://www.cityinsurance.co.uk/no_no_claims_bonus....

Medic-one

3,124 posts

208 months

Monday 11th April 2016
quotequote all
NielsLondon said:
So, my questions are:
1) In the Netherlands I pay a couple of 100 Euros for my insurance. Am I really looking at spending £1065 - £1500 for insurance on a X308 XJR?
2) Another issue is that I still have a car in the Netherlands, on Dutch plates, and my insurer tells me they cannot "let go/share" my claim free years with a UK insurer as long as I keep that car - which I will. How do I prove I have 10 no claims years?
Verzekering hoeft zeker niet zo duur te zijn, maar hangt wel af van je leeftijd enzo. Ik ben 33 en heb een S-type R (4.2 supercharged V8) en betaal rond de £ 400, per jaar verzekering.

Je kan inderdaad niet je schadevrije jaren gebruiken op 2 verschillende auto's/verzekeringen, dus het beste is om je Nederlandse auto (tijdelijk) over the schrijven naar iemand anders (familie lid?) en dan moet het geen probleem zijn om die 10 jaar hier ook te gebruiken.

Mijn Nederlandse vezekering had geen moeite om een Engelse verklaring af te geven met mijn Nederlandse schadevrije jaren en dat kon ik hier toen gewoon voor mijn Engelse verzekering gebruiken 10 jaar geleden.

Sorry for the jibber jabber folks.... redface

NielsLondon

Original Poster:

2 posts

101 months

Wednesday 13th April 2016
quotequote all
Cheers guys, will have a look at these options!