Used car finance - f type
Discussion
Hi guys
I'm looking at a 2014 f type coupe and need to get a guaranteed future value for 48 months time so I can work out if I'm going down a pcp route or not. It's on for c. £40k and is well speced, is £18k realistic when it's 6 years old with 50k on the clock?
I have no idea how these things are worked out ??
Cheers
I'm looking at a 2014 f type coupe and need to get a guaranteed future value for 48 months time so I can work out if I'm going down a pcp route or not. It's on for c. £40k and is well speced, is £18k realistic when it's 6 years old with 50k on the clock?
I have no idea how these things are worked out ??
Cheers
markizok said:
Hi guys
I'm looking at a 2014 f type coupe and need to get a guaranteed future value for 48 months time so I can work out if I'm going down a pcp route or not. It's on for c. £40k and is well speced, is £18k realistic when it's 6 years old with 50k on the clock?
I have no idea how these things are worked out ??
Cheers
I'm looking at a 2014 f type coupe and need to get a guaranteed future value for 48 months time so I can work out if I'm going down a pcp route or not. It's on for c. £40k and is well speced, is £18k realistic when it's 6 years old with 50k on the clock?
I have no idea how these things are worked out ??
Cheers
I would be careful doing a PCP on a used car, watch the dealers rates they are often more than double that of rates offered on new cars, i have found (depending on the car) it can be nearly as cheap to have a new car (again depends on the car and the deposit) compared to PCP on a used one.
Last time i looked at this was on a BMW 335I coupe, and rates were 14% compared to 5.9% on new.
Also factor in on new there are dealer incentives like deposit contributions and discounts if you buy new and on their finance.
You might find loans better in terms of rates being under 6% and the norm now around 3.4% APR upto 25K (so depends on the deposit you have i guess)
on the Jag any dealer will factor in the future value and this will be shown in the PCP balloon payments at the end of the 24/36/48 month period
Happy shopping
Andy
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