who does the best road legal insurance?
Discussion
Hi there, just thought I would update myself.
Found a good insurance deal that I decided to go with so I thought I would share it with you all.
Ended going with hertford insurance 08451 291291 (H.I.C.) which cost £570 pounds for 12 months, 3000 miles with free UNLIMITED trackday cover (track excess £500 if driven circuit B4, £1000 if not) and I am a 29 year old with clean license in a very low risk area.
I thought this was a decent deal as adrian flux wanted £740 with 1500 miles limit and no trackday cover. All the others who I tried didn't want to know or were silly expensive.
Hope this helps anyone with a road legal car.
Cheers russell.
Found a good insurance deal that I decided to go with so I thought I would share it with you all.
Ended going with hertford insurance 08451 291291 (H.I.C.) which cost £570 pounds for 12 months, 3000 miles with free UNLIMITED trackday cover (track excess £500 if driven circuit B4, £1000 if not) and I am a 29 year old with clean license in a very low risk area.
I thought this was a decent deal as adrian flux wanted £740 with 1500 miles limit and no trackday cover. All the others who I tried didn't want to know or were silly expensive.
Hope this helps anyone with a road legal car.
Cheers russell.
Russell,
Maybe too late for this year, but for reference, I went with Footman James, for limited mileage (1500 per year), no trackday cover, less than 150 quid yearly. It is my fourth "car" so-to-speak, and is garaged.
As for trackday cover - I decided that the most likely thing to happen would be an engine or gearbox going pop which wouldn't be covered - and at most of the circuits where you can take the Radical (due to noise constraints) most of the barriers are far enough away for anything serious, and you're always travelling quicker than other cars so it's largely in your control if you hit something else. I decided with the Radical that I'd not be too precious about stone-chips etc (which saved a lot over tracking the Nobles) so I've built up a sensible reserve in the last year or so. Also, I've found there's a thriving second hand (not Radical silly prices) market out there (or actually on Pistonheads) if you need it.
Hope some of that helps.
Cheers,
Scott.
Maybe too late for this year, but for reference, I went with Footman James, for limited mileage (1500 per year), no trackday cover, less than 150 quid yearly. It is my fourth "car" so-to-speak, and is garaged.
As for trackday cover - I decided that the most likely thing to happen would be an engine or gearbox going pop which wouldn't be covered - and at most of the circuits where you can take the Radical (due to noise constraints) most of the barriers are far enough away for anything serious, and you're always travelling quicker than other cars so it's largely in your control if you hit something else. I decided with the Radical that I'd not be too precious about stone-chips etc (which saved a lot over tracking the Nobles) so I've built up a sensible reserve in the last year or so. Also, I've found there's a thriving second hand (not Radical silly prices) market out there (or actually on Pistonheads) if you need it.
Hope some of that helps.
Cheers,
Scott.
Edited by slogan on Sunday 22 July 19:30
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