Test drive insurance

[secret squire]

Does anyone know of a good company to look at using to get insurance just for the duration of a test drive, or for 24 hours? My current insurance policy does not cover for driving other cars, and I want to make sure I don't fall foul when looking at an MG!

Thanks

SS

[Vidal Baboon]

secret squire said:

Does anyone know of a good company to look at using to get insurance just for the duration of a test drive, or for 24 hours? My current insurance policy does not cover for driving other cars, and I want to make sure I don't fall foul when looking at an MG!

Thanks

SS

As I understand it, you cannot have two policies running on one vehicle.
So if the car you are looking at is Private & insured, the best you could hope for would be to be added to the owners policy.

Or make sure you current policy says you can drive any other vehicle 3rd party - be careful though as the car still needs to be insured by the owner for that to work.

If the vehicle has trade insurance- then you'd have to clarify with the trader what hs terms are for a test drive.


If it's not already insured, I know you can get one day insurance policies (i've had them recently)- but I think you'd be able to find it on Google, or better still, speak to an insurance broker.


Why not save the cash, do a normal test drive & have an independant inspection done on it. If you're savvy enough, the vendor may pay for it too.

Good luck with the purchase anyway!

Edited by Vidal Baboon on Tuesday 26th May 16:47