insurance for an atom?

insurance for an atom?

Author
Discussion

c7 cya

Original Poster:

241 posts

235 months

Thursday 19th May 2005
quotequote all
im 21 and currently have a caterham, im very much considering an atom, just wondered what i would pay for insurance and from where any ideas please?

datasafe

911 posts

238 months

Friday 20th May 2005
quotequote all
I'm surprised you haven't received any replies.

I'm not yet an Atom owner, mine's on order!

I understand that many use

Adrian Flux Insurance
East Winch Hall
East Winch
King's Lynn
Norfolk
PE32 1HN

08700 777888
0800 7831392

Regards

John

PS I hate using 0870 numbers (nearly premium rate) and use this site to find the geographical alternatives that are so much cheaper!

www.saynoto0870.com/search.php

Bruce Fielding

2,244 posts

289 months

Friday 20th May 2005
quotequote all
c7 cya said:
im 21 and currently have a caterham, im very much considering an atom, just wondered what i would pay for insurance and from where any ideas please?
Probably pretty much what you pay for your caterham...

catgreenhorse

42 posts

238 months

Friday 20th May 2005
quotequote all
C7. Flux quoted me earlier this year c.£30 more than the 7. Ariel owners club and Ariel factory offer a discount I think thru Flux. Worth a call and worth joining the Ariel owners club.
Hoping to get my name on a 160 later this year, still trying to sell my C7 Superlight.
Regards
Rich

G Man

4,053 posts

267 months

Saturday 21st May 2005
quotequote all
Us Ultima owner have the same problem ...
I found this the other day

Private Multi-Car Insurance Policies
Thu, 19 May 2005

How often have you wished that you could insure several cars on a single policy and wondered why it was such a problem? I get a regular flow of e-mails on this subject and so I was more than interested when I got a call from Paul Kirby of Primo plc telling me about their Personal Insurance Package, (PiP), initiative.

Primo makes a speciality of packaging a client’s car or cars, home and contents, and even yacht, caravan and holiday home, all under a single policy with a single insurance company. Paul told me, “once a client is insured on one of our PiPs, they never want to go back to the old days of different insurance companies, different policy numbers and different renewal dates. Our clients love the simplicity and feel much more in control”.

Primo has PiPs with three different insurance companies. All allow at least 6 private cars but no limit at all is applied by two of them. You can start with whatever you need to insure now and add others as and when they become due for renewal. The Primo PiP renewal date will stay the same and you pay a proportion of the premium depending on how much of the year is left to run.

I said to Paul that most people had multiple insurance policies because that was the only way that they could get the best total price and he replied, “the problem that most insurance companies have is linking policies together so that you automatically get their best price. Our three companies all have purpose-built computer systems that allows them to look at the full picture. You would expect to get a better price from a cash and carry than a supermarket because you are buying in bulk. Place all your personal insurance business with a company that is able to recognise how much you are spending with them and most people will see a benefit.”

This is a great idea and I am sure it will be very successful, but why has it taken so long to happen? Perhaps one day all insurance will be sold this way. You can call Paul or one of his colleagues free on 05001 05001. Or link to www.primoplc.com

Bruce Fielding

2,244 posts

289 months

Saturday 21st May 2005
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So, if your caravan gets nicked, your home premiums go up?

I've looked into this (admittedly some time ago) and the penalties for claiming were just too much. With multiple car policies, no claims bonuses remain intact on other policies even if you need to claim on one.

c7 cya

Original Poster:

241 posts

235 months

Saturday 21st May 2005
quotequote all
insurance is identical to cat which is good through flux. anyone know of any probs to a 190 atom?

Bruce Fielding

2,244 posts

289 months

Saturday 21st May 2005
quotequote all
Bruce Fielding said:
Probably pretty much what you pay for your caterham...
Tolja!

A 190 is a little twitchier than a 120 or even a 165, but should be stable - chat to the factory - they're very straight about that sort of thing.