Bike Insurance

[KobayashiMaru86]

Noticing comparison sites are a bit crap when it comes to bikes. Can anyone recommend a good insurer, ideally one that does multi bike as I'll be getting a 2nd bike soon, either for fun or commuting.

[bogie]

Been using bikesure for over 5 years now, multibike policy, can have modified bikes, all good. Not the cheapest but not most expensive either.

[Exasperated]

BeMoto https://www.bemoto.uk/ are pretty awesome.

[markymarkthree]

SHOCK, HORROR
My bike insurance with CAROLENASH has gone down from £ 107.13 to £103.76. Fully comp, 1700 Triumph night storm, ole duffer of 67.

[Killboy]

Bennett's has been good for me this year for multi bike.

[Eatpies99]

My renewal from Bike Sure went up this year (went down last year to £487). This year's offer was £600+. Rang them up and ironically they could do it then for £360.

[Waynester]

I have 3 bikes on a multi policy with Bemoto, last year it was £343, this year £335.. I’m 52 living Hertfordshire

[BigGingerBob]

Killboy said:

Bennett's has been good for me this year for multi bike.

Bennetts for me was three times the price of others. It has been every time I have quoted from them.
Carole Nash were good for me too, £90 last year but nothing showed on comparison sites this year.
Comp sites have been good for me tbh.

[mikey_b]

It does seem that the massive increases in pricing has started to come to an end... Obviously there will be outliers in both directions, but the regular postings of horror about 'this year's premium has gone up XXX percent!!' are becoming less common, and people saying 'I renewed recently and it was within £20 of last year' a more frequent response to them.

[Discendo Discimus]

I use OneCall who are absolutely useless when it comes to getting in touch - but they're cheap.

Might give Bemoto a try next.

[Donbot]

I've always found that two separate policies are cheaper than multibike, even without the no-claims.

[OutInTheShed]

Donbot said:

I've always found that two separate policies are cheaper than multibike, even without the no-claims.

Same here.

I'm with Bennetts, very cheap for me.

There are not that many players in the market, you just have to get quotes from the likely providers.

[Killboy]

Donbot said:

I've always found that two separate policies are cheaper than multibike, even without the no-claims.

Yeah, although you can only use NCD on one. So I've started a new policy for one bike to start accruing another

[DirtyHarley]

I'm currently with bennetts who have been much cheaper for me the last 3 years. Before that I was bouncing around annually with Hastings and a few others. Definitely feels like bennetts values customer loyalty as when on comparison sites all others were throwing up increases of between £200 and £500 on a policy which normally costs me around £400ish when it came to renewal time whilst bennetts dropped by about £50 for the year taking me to something like £365 for the year.

[snagzie]

Killboy said:

Donbot said:

I've always found that two separate policies are cheaper than multibike, even without the no-claims.

Yeah, although you can only use NCD on one. So I've started a new policy for one bike to start accruing another

When I rang bennetts last week (the day before my renewal was due), I asked how much to add another bike on the policy (currently just the one) and it dropped 90 quid! (from 550 to 460)

[HughiusMaximus]

Anyone calling BeMoto mention 44 teeth and they will give an excess payment refund (or whatever its called) for free.

[MintyUFB]

Recent quote for Vstrom 1050. With licence held 1year and 1 year ncb. Se London. Guess who will not be getting a new bike this year