bike insurance right after bike test
Discussion
Say after i pass my test i get a 500cc bike,maybe a gpz or cbr 500,what would insurance be like,im 36 years old,i have no idea whatsoever about what bike insurance will be like,can anyone whose been through a similar thing give me a lowest,highest scenario?I know areas etc matters but just give me a general ballpark figure for first time insurance for a bike,cheers!
Rumple me ole mukka,
Insurance is a mystery & has not much rhyme or reason to it..... it will be difficult to give you an idea because it all depends on your claims history, bike, area you live in, cover, security devices fitted to your bike, garaged, etc etc,
Clickquote (as suggested above) will give you a ball park figure - but I know people who have had very different quotes when they have phoned them up to take up the deal that comes up on the website.
Good Luck!! it's a jungle out there!
A
Insurance is a mystery & has not much rhyme or reason to it..... it will be difficult to give you an idea because it all depends on your claims history, bike, area you live in, cover, security devices fitted to your bike, garaged, etc etc,
Clickquote (as suggested above) will give you a ball park figure - but I know people who have had very different quotes when they have phoned them up to take up the deal that comes up on the website.
Good Luck!! it's a jungle out there!
A
I got a pretty good deal from H&R as well.
Yam XJR1300, fully comp incl breakdown cover, no no-claims as I've not been on a bike for 14 years, worked out to just over £600
Try their website www.insurance2000.co.uk
You can enter what your details will be once you've passed your test and see how the figures work out.
You can also see how your choice of bike is reflected in the policy price. I originally wanted a ZZR1200, but the quote for that was about £1300, which is one of the reasons I ended up with the XJR1300, (at least until I've built up some no-claims!).
Rob
Yam XJR1300, fully comp incl breakdown cover, no no-claims as I've not been on a bike for 14 years, worked out to just over £600
Try their website www.insurance2000.co.uk
You can enter what your details will be once you've passed your test and see how the figures work out.
You can also see how your choice of bike is reflected in the policy price. I originally wanted a ZZR1200, but the quote for that was about £1300, which is one of the reasons I ended up with the XJR1300, (at least until I've built up some no-claims!).
Rob
My GPz cost about £800 from H&R. Age 29 & no ncb. Changed up to a Speed Triple 900cc and the insurance went from £800 to about £1300 but only cost me about £100 as the policy had about 2 months to run. Got a renewal for £1200 but another company will do me for £560. All fully comp and just turned 30 so quite a reduction.
i wasn't to happy to see £1900+ for a 125cc fully comp. I think that TPFT was half of that but thats still £800(ish)! then again being 22 and with no NCB i don't think that the insurance companies are going to like me yet. TPO is a better £250. still expensive though for a 125.
Anyone know of a cheaper insurance company for young'ens like me?
Anyone know of a cheaper insurance company for young'ens like me?
Well after a whole day of ringing around and playing one company off another i managed to get the insurance from a whopping £1900+ to £311.91 for TPFT, though there is a 200 squid excess :-(
The Lowest Price that i got was from CIA Insurance. They quoted me £300 preimum and excess of £350 (excess was a bit steep)
Not bad for someone that has no NCB and only a provisional licence
The Lowest Price that i got was from CIA Insurance. They quoted me £300 preimum and excess of £350 (excess was a bit steep)
Not bad for someone that has no NCB and only a provisional licence
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