BMW vs Aprilia insurance

BMW vs Aprilia insurance

Author
Discussion

milu

Original Poster:

2,405 posts

272 months

Tuesday 13th August
quotequote all
Just daydreaming about next bike. Have Tuono 660F at mo

S1000r. £900 insurance
Tuono 1100F £500 insurance

Thought it would be other way round

Suzuki Gsxs 1000 also about £500

This for almost new models
Quite like the Suzuki as a bit less lairy but not sure if it’s bit too far behind the others. Although it would still be better than me!
Cheap to buy too

Biker9090

1,035 posts

43 months

Tuesday 13th August
quotequote all
You'll get an absolutely bulletproof bike with the Suzuki at the expense of missing the lean sensitive rider aids etc

snagzie

537 posts

66 months

Tuesday 13th August
quotequote all
Biker9090 said:
You'll get an absolutely bulletproof bike with the Suzuki at the expense of missing the lean sensitive rider aids etc
It is, but the quality isn't up there. Had a 2021 1000F myself.

They are fast though. 142WBHP before remap, so around 155 to 160BHP at the crank. Got mine remapped to 153WBHP and it flew.

Krise

613 posts

216 months

Tuesday 13th August
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My 2022 S1000r insurance came down my half at renewal this year !

milu

Original Poster:

2,405 posts

272 months

Tuesday 13th August
quotequote all
snagzie said:
Biker9090 said:
You'll get an absolutely bulletproof bike with the Suzuki at the expense of missing the lean sensitive rider aids etc
It is, but the quality isn't up there. Had a 2021 1000F myself.

They are fast though. 142WBHP before remap, so around 155 to 160BHP at the crank. Got mine remapped to 153WBHP and it flew.
So reliable but not particularly well made?
Or just a bit basic?
I know the electronics are pretty ordinary

Biker9090

1,035 posts

43 months

Tuesday 13th August
quotequote all
milu said:
So reliable but not particularly well made?
Or just a bit basic?
I know the electronics are pretty ordinary
I don't get this. Bulletproof IS quality. You're just kidding yourself otherwise. People pay a lot of money for an unreliable bike with various issues yet still call it "quality".....

milu

Original Poster:

2,405 posts

272 months

Tuesday 13th August
quotequote all
Actually Suzuki is £370
Which is similar to my current bike

snagzie

537 posts

66 months

Wednesday 14th August
quotequote all
Biker9090 said:
milu said:
So reliable but not particularly well made?
Or just a bit basic?
I know the electronics are pretty ordinary
I don't get this. Bulletproof IS quality. You're just kidding yourself otherwise. People pay a lot of money for an unreliable bike with various issues yet still call it "quality".....
A bulletproof engine does not mean quality plastics, fittings, screen, premium parts etc. Bulletproof just means reliable, or much less prone to failure.

The GSXS1000 engine is fantastic, don't get me wrong, but the rest of the bike is "meh". That is something that kind of is reflected in the price of the bike new.

This is based on the GSXS1000F btw, not the most current model, but I've read similar comparisons.

I upgraded to a 2023 1290 SAS from the GSXS1000F and it very much was in a different league quality-wise to the GSXS (and the VStrom 1000 before it); plastics, fittings, specs, electronics, suspension etc where all objectively better. Whether it was "bulletproof" or not isn't the same comparison, and both Suzukis would likely win in that contest.

I've just "downgraded" from the SAS to a 2015 CB1100 and "quality" wise - in purely the build-quality of it (no more than that) - it blows all aforementioned three bikes away. Hopefully in "bulletproofness" too

Discendo Discimus

482 posts

38 months

Wednesday 14th August
quotequote all
Biker9090 said:
milu said:
So reliable but not particularly well made?
Or just a bit basic?
I know the electronics are pretty ordinary
I don't get this. Bulletproof IS quality. You're just kidding yourself otherwise. People pay a lot of money for an unreliable bike with various issues yet still call it "quality".....
The Mk1 Suzuki Bandit 600 and Mk1 Honda Hornet are a great example of why you're wrong.
Both bikes at 20+ years old will probably run really well if they've had the odd oil change and haven't been totally neglected.
The frame and plastics on the Suzuki will be far worse than the Honda though. The Honda I would call bulletproof and a quality product. I would say the Suzuki engine is bulletproof but the bike is not of a high quality overall.

Birky_41

4,357 posts

190 months

Wednesday 14th August
quotequote all
Discendo Discimus said:
Biker9090 said:
milu said:
So reliable but not particularly well made?
Or just a bit basic?
I know the electronics are pretty ordinary
I don't get this. Bulletproof IS quality. You're just kidding yourself otherwise. People pay a lot of money for an unreliable bike with various issues yet still call it "quality".....
The Mk1 Suzuki Bandit 600 and Mk1 Honda Hornet are a great example of why you're wrong.
Both bikes at 20+ years old will probably run really well if they've had the odd oil change and haven't been totally neglected.
The frame and plastics on the Suzuki will be far worse than the Honda though. The Honda I would call bulletproof and a quality product. I would say the Suzuki engine is bulletproof but the bike is not of a high quality overall.
I make you spot on with this

I own 2 Suzuki and 5 Hondas right now varying from 1989 to 2018

Biker9090

1,035 posts

43 months

Wednesday 14th August
quotequote all
snagzie said:
A bulletproof engine does not mean quality plastics, fittings, screen, premium parts etc. Bulletproof just means reliable, or much less prone to failure.

The GSXS1000 engine is fantastic, don't get me wrong, but the rest of the bike is "meh". That is something that kind of is reflected in the price of the bike new.

This is based on the GSXS1000F btw, not the most current model, but I've read similar comparisons.

I upgraded to a 2023 1290 SAS from the GSXS1000F and it very much was in a different league quality-wise to the GSXS (and the VStrom 1000 before it); plastics, fittings, specs, electronics, suspension etc where all objectively better. Whether it was "bulletproof" or not isn't the same comparison, and both Suzukis would likely win in that contest.

I've just "downgraded" from the SAS to a 2015 CB1100 and "quality" wise - in purely the build-quality of it (no more than that) - it blows all aforementioned three bikes away. Hopefully in "bulletproofness" too
Then your definition of it is differnt to mine. I wouldn't call something that's bordering on (relatively) inherantly unreliable "quality".

Biker9090

1,035 posts

43 months

Wednesday 14th August
quotequote all
Discendo Discimus said:
The Mk1 Suzuki Bandit 600 and Mk1 Honda Hornet are a great example of why you're wrong.
Both bikes at 20+ years old will probably run really well if they've had the odd oil change and haven't been totally neglected.
The frame and plastics on the Suzuki will be far worse than the Honda though. The Honda I would call bulletproof and a quality product. I would say the Suzuki engine is bulletproof but the bike is not of a high quality overall.
Don't think I mentioned the bandit, did I (I wouldn't call a bandit bulletproof)?

I was referring to the buletproffness of that bike above in that as a package it won't let you down - I couldn't really care less about plastic thickness, shinyness of paint or keyless this that and the other but rather if the machine will leave me stranded or spend more time at the mechanics than at my house/on the road. People have been suckered into thinking price and tech immediatlely means quality yet they frequently end up at the other end of the scale - BMW, JLR etc etc etc

snagzie

537 posts

66 months

Wednesday 14th August
quotequote all
Biker9090 said:
snagzie said:
A bulletproof engine does not mean quality plastics, fittings, screen, premium parts etc. Bulletproof just means reliable, or much less prone to failure.

The GSXS1000 engine is fantastic, don't get me wrong, but the rest of the bike is "meh". That is something that kind of is reflected in the price of the bike new.

This is based on the GSXS1000F btw, not the most current model, but I've read similar comparisons.

I upgraded to a 2023 1290 SAS from the GSXS1000F and it very much was in a different league quality-wise to the GSXS (and the VStrom 1000 before it); plastics, fittings, specs, electronics, suspension etc where all objectively better. Whether it was "bulletproof" or not isn't the same comparison, and both Suzukis would likely win in that contest.

I've just "downgraded" from the SAS to a 2015 CB1100 and "quality" wise - in purely the build-quality of it (no more than that) - it blows all aforementioned three bikes away. Hopefully in "bulletproofness" too
Then your definition of it is differnt to mine. I wouldn't call something that's bordering on (relatively) inherantly unreliable "quality".
Your definition is wrong that's why biggrin

Another example: A Triumph Speed Triple 1200 is a high quality bike but absolutely not bulletproof.

Edit - there are lots of qualities, reliability is one of them (bulletproofness)

milu

Original Poster:

2,405 posts

272 months

Wednesday 21st August
quotequote all
Well sort of drifted off insurance to bike deals and insurance.
Don’t want to go mad on a toy. Done enough of that over the years.
Tuono v4 deals ok but not as good as BMW. But add in the insurance hike and the BMW monthly cost goes back up a bit.

Suzuki deals are super attractive ( much cheaper bike) and insurance same as my Tuono 660.
All I would need is a small cash injection and could be on a new Gsxs1000 for the same monthly outlay.
Not ridden one.
Should I bother? I fancy 4 cylinders and the bigger engine power delivery. But will it actually be any better than my current bike?
I know it’s my choice but opinions appreciated regardless

hiccy18

2,930 posts

73 months

Wednesday 21st August
quotequote all
It'll be better because you fancy 4 cylinders and the bigger engine power delivery. I'm not sure the suspension and brakes will be better, or even as good, you'd need a test ride to find out.

snagzie

537 posts

66 months

Wednesday 21st August
quotequote all
I dont think you can go wrong with the new GSXS1000 tbh if you like the look of it. They're selling them for £10k near me new which is silly low.

The rear suspension is probably as bad (ok not BAD, just very budget) as the previous models, so you might want to factor that in. Approx £500 for a new shock (I stuck a KTech Razor R on mine but I think theyve gone up in price now). The front forks were a bit overdamped on my F so can assume they will be on the new one, depends on what you're after tbh.

Have a test ride but you won't get a better value for a new bike. I think they do the GT version for not much extra too

Eatpies99

157 posts

60 months

Wednesday 21st August
quotequote all
I'm just about to trade in my rsv4 1100 factory for a s1000r. Both approx same value. So be interesting to see what my insurance says when I swap over....

milu

Original Poster:

2,405 posts

272 months

Wednesday 21st August
quotequote all
I can’t comment on the RSV but Tuono 1100 is cheaper than BMW for me.

Why the change?