Insurance time!

Author
Discussion

LosingGrip

Original Poster:

7,931 posts

165 months

Saturday 20th July
quotequote all
My least favourite time of the year...

Any recommendations on where to go? Confused etc are coming back with Wicked Quotes for around £545 but an excess of £750 compulsory...

I've never heard of them and the excess puts me off massively.

BMW are a bit more expensive at £650 but I've heard of them!

Bennett, Carol Nash either won't quote or are £1,500.

Bike is a 2012 BMW 1200GS. Sadly kept on the road.

Any other places to try before I sell my feet photos?

Biker9090

1,037 posts

43 months

Saturday 20th July
quotequote all
There really isn't any benefit to asking literally anyone else....

You just need to call round or search online.

Other people's prices are 10000% irrelevant to your circumstances.

LosingGrip

Original Poster:

7,931 posts

165 months

Saturday 20th July
quotequote all
Biker9090 said:
There really isn't any benefit to asking literally anyone else....

You just need to call round or search online.

Other people's prices are 10000% irrelevant to your circumstances.
That's why I'm posting...asking for other places to try that maybe aren't on Confused etc.

black-k1

12,133 posts

235 months

Saturday 20th July
quotequote all
In the past I've used a number of different price comparison sites and have been surprised that the same policy from the same company will have noticeably different prices. That said, the MCN site is often the cheapest.

Do shop around. An hour spent shopping around can save quite a lot of money.

ssray

1,133 posts

231 months

Saturday 20th July
quotequote all
Don't forget to use duck duck go or a icgnito tab, that way no cookies are loaded onto the device so they can't adjust prices upwards

croyde

23,674 posts

236 months

Saturday 20th July
quotequote all
Those quotes sound nuts for a 12 year old GS, even if it's kept on the road.

Is it London and are you very young smile

LosingGrip

Original Poster:

7,931 posts

165 months

Saturday 20th July
quotequote all
croyde said:
Those quotes sound nuts for a 12 year old GS, even if it's kept on the road.

Is it London and are you very young smile
34, licence for 11 years only two years no claims sadly. Advanced rider through work and one of the safest post codes.

Waynester

6,417 posts

256 months

Saturday 20th July
quotequote all
Been with Bemoto for the last few years.. I have a multi bike policy, and it came in £45 cheaper this year than last. £320 for 3 bikes fully comp

AKjr

482 posts

17 months

Saturday 20th July
quotequote all
Keeping a bike outside is the pits, sadly. I did it for six months just after passing my test, with a 15 plate MT-09 Tracer and the insurance firms pulled my pants down.

I don't have anything of value to add, sorry laugh

babelfish

963 posts

213 months

Saturday 20th July
quotequote all
LosingGrip said:
croyde said:
Those quotes sound nuts for a 12 year old GS, even if it's kept on the road.

Is it London and are you very young smile
34, licence for 11 years only two years no claims sadly. Advanced rider through work and one of the safest post codes.
I've got an '09 R1200GSA, currently paying £70 a year, though I'm a bit older (58) and it's garaged.

Just ran a check and on street puts it up to £110.

I generally use https://www.thebikeinsurer.co.uk/ for quotes and am currently with Swinton.

okenemem

1,370 posts

200 months

Sunday 21st July
quotequote all
LosingGrip said:
34, licence for 11 years only two years no claims sadly. Advanced rider through work and one of the safest post codes.
i think that is a very good quote , can i ask the area in london that is "safe"

Gas1883

518 posts

54 months

Sunday 21st July
quotequote all
63 yrs old , not had a bike for apx 25 yrs , no no- claims obviously , £250 apx for a mt07 , £900 for a blade
Can’t remember who with but neither sounded bad , I think .

LosingGrip

Original Poster:

7,931 posts

165 months

Sunday 21st July
quotequote all
okenemem said:
i think that is a very good quote , can i ask the area in london that is "safe"
I'd hate to think what is is in London!

Rubin215

4,077 posts

162 months

Sunday 21st July
quotequote all
LosingGrip said:
My least favourite time of the year...

Any recommendations on where to go? Confused etc are coming back with Wicked Quotes for around £545 but an excess of £750 compulsory...

I've never heard of them and the excess puts me off massively.

BMW are a bit more expensive at £650 but I've heard of them!

Bennett, Carol Nash either won't quote or are £1,500.

Bike is a 2012 BMW 1200GS. Sadly kept on the road.

Any other places to try before I sell my feet photos?
What size shoe do you take?

LosingGrip

Original Poster:

7,931 posts

165 months

Sunday 21st July
quotequote all
Rubin215 said:
What size shoe do you take?
UK 14 or 15 depending on the brand.

Rubin215

4,077 posts

162 months

Sunday 21st July
quotequote all
LosingGrip said:
Rubin215 said:
What size shoe do you take?
UK 14 or 15 depending on the brand.
And do you clip the nails straight across or follow the curve of the toe?

Skeptisk

8,076 posts

115 months

Monday 22nd July
quotequote all
I just tried to get insurance on the CBR600. Riding for nearly 30 years. No accidents or claims. Clean licence. Only social and domestic. Bike garaged in my house. Not in London. Rospa Gold. But because I’ve just moved back to the UK, no NCB. £2k! From someone that would even give a quote. WTAF.

The joke is that I thought a 600 would be easier to insurance than the litre superbike (Tuono Factory) I was riding in NZ (at around £300 a year).

My first bike was a ZX6R so exact equivalent. I didn’t even have a bike licence when I put down the deposit! So no experience and no NCB. Think I paid £200 (was a special deal with Kawasaki).

My biking days might be behind me.

A500leroy

5,458 posts

124 months

Monday 22nd July
quotequote all
Try a local broker , in the Midlands we have the likes of David wain insurance you talk to an actual person and they give you tips to help along the way, also see nfu.

Condi

17,777 posts

177 months

Monday 22nd July
quotequote all
Bikesure have always been pretty good, they'll talk to the underwriters and do what they can.

Unfortunately any bike on the road in London comes with significant risk it won't be there one morning!

LosingGrip

Original Poster:

7,931 posts

165 months

Monday 22nd July
quotequote all
A500leroy said:
Try a local broker , in the Midlands we have the likes of David wain insurance you talk to an actual person and they give you tips to help along the way, also see nfu.
NFU won't insure a bike over 1000cc. Despite my GS going a lot slower than my GSXR I had ha.

Think I'll end up going with BMW. Not thst much more and the cover seems fairly decent. Got a bit longer to decide though b