Discussion
Afternoon all,
Long story short, I'm moving house and the new place needs work. I'm considering selling my Husky, getting something cheaper (~50%) and putting the equity into the house. I would want something newish which inevitably means downsizing cc. I've not really looked too much into it yet but I'm currently liking the look of the Royal Enfield Scram, for example.
I don't ride in winter anymore and the kind of riding I like is just pootling around on back roads, though yes I would probably miss that extra power.
We've got plenty of money on the mortgage for doing the house, but more won't hurt.
Am I an idiot?
Ta.
Long story short, I'm moving house and the new place needs work. I'm considering selling my Husky, getting something cheaper (~50%) and putting the equity into the house. I would want something newish which inevitably means downsizing cc. I've not really looked too much into it yet but I'm currently liking the look of the Royal Enfield Scram, for example.
I don't ride in winter anymore and the kind of riding I like is just pootling around on back roads, though yes I would probably miss that extra power.
We've got plenty of money on the mortgage for doing the house, but more won't hurt.
Am I an idiot?
Ta.
Marquezs Stabilisers said:
Frankly, yes. It's only going to release about £1,500 or so into your pocket. I can appreciate not wanting to put it onto the mortgage and paying it off FOREVER, but is there a bigger haircut your family finances can have? What car do you run?
I'd like to be at about £2.5k, which admittedly doesn't go far these days. Plus the associated savings on fuel and what have you.Mortgage amount is staying as is.
Car's also staying. Not had it long and I love it. Probably £10-12k but it's got to be a no. We could do with one car to be fair, I cycle to work and partly WFH, she's largely WFH. I would sell both cars and just get one that we both like but she loves her car too so it's a dead end.
Lifestyle changes are always on option of course but all things considered our house/mortgage is not expensive and that's a deliberate choice so that we don't have to make lifestyle changes. Also, that doesn't put cash in the bank short term, which is what I want so that we an get the work done ASAP/don't have to deal with tradespeople for too long.
Also, new shiny thing.
2.5k really doesn't go very far in a renovation and you dont need the cash immediately so it sounds like you just want a new bike. Why not buy the new bike without selli g the old one and see how you get on with it and then decide to keep them both. 😉
You can always free up the cash later if you need it...
You can always free up the cash later if you need it...
MDUBZ said:
2.5k really doesn't go very far in a renovation and you dont need the cash immediately so it sounds like you just want a new bike. Why not buy the new bike without selli g the old one and see how you get on with it and then decide to keep them both. ??
You can always free up the cash later if you need it...
It doesn't. Don't think it's new bike want, an RE would be way down the list if it was just new bike want. It's more "how can I free up some cash and still have a bike I like". You can always free up the cash later if you need it...
After thinking it over, I reckon I'd be quite happy to do it. But I'm not going to unless I have to.
I think I’d rather go a bit older and stick around the 90-100bhp mark than get newer and have half the amount of power that I’d call adequate.
I potter around most of the time too but when you need a bit of poke to overtake or have a mad moment you really appreciate having it.
Also a 3.5k older bike has a lot less depreciation left in it than a Royal Enfield will see within a couple of years, even.
I potter around most of the time too but when you need a bit of poke to overtake or have a mad moment you really appreciate having it.
Also a 3.5k older bike has a lot less depreciation left in it than a Royal Enfield will see within a couple of years, even.
FNG said:
I think I’d rather go a bit older and stick around the 90-100bhp mark than get newer and have half the amount of power that I’d call adequate.
I potter around most of the time too but when you need a bit of poke to overtake or have a mad moment you really appreciate having it.
Also a 3.5k older bike has a lot less depreciation left in it than a Royal Enfield will see within a couple of years, even.
That's a very fair point, thanks. I prefer trouble-free motoring and can't be arsed tinkering away when there's better things to be doing, but doesn't have to be the case with an older bike if you buy right.I potter around most of the time too but when you need a bit of poke to overtake or have a mad moment you really appreciate having it.
Also a 3.5k older bike has a lot less depreciation left in it than a Royal Enfield will see within a couple of years, even.
I have a 135bhp triumph 1200 tiger, and bought a brand new RE Himalayan for £4k. I use the RE all the time, and triumph has been out once! My only concern is a big trip to Spain in September - considering chopping the Triumph in for a midweight bike to give me an alternative.
But try the RE Scram - such fun bikes!
But try the RE Scram - such fun bikes!
croyde said:
Aren't the early Triumph Street Twins that kind of money.
I bought a Speed Twin 900 (same bike really) after lots of sporty stuff and I'm loving it. Use it more often, only 65bhp but the power is easy and you can be silly or just cruise.
While they can look pretty, the silver with black and orange stripe looks good to me, the 2019ish revamp with better brakes and other improvements were deemed much better in reviews. Weren't the pre 2019 revamp ones 10bhp less? I bought a Speed Twin 900 (same bike really) after lots of sporty stuff and I'm loving it. Use it more often, only 65bhp but the power is easy and you can be silly or just cruise.
Are RE still doing deals? Leaving the local cornershop yesterday morning a red and white Himalayan turned into the road. The RE colour schemes look good to me. The thought did cross my mind that I could sell my bike and get an 350-400cc RE and a used sports bike but I hardly use the bike I have having done <1900 miles in 11 months. I had a hoot on a Meteor 350 loaner last summer.
RE used to import to the UK via Motogb, but have now decided to set up an in-house operation. That led Motogb to discount the Enfields they had in stock, and there are plenty being advertised. I collected a Himalayan last week, which will be my bike for crappy, salty roads next winter.
Current "Motogb" price for a 2023 Scram on eBay is £3699 + 200 on the road, although the Motogb web site is only showing the £100 more expensive paint jobs, so the basic models must all be with (other) dealers. Same with the 350s, 650s, and the Himalayan.
Current "Motogb" price for a 2023 Scram on eBay is £3699 + 200 on the road, although the Motogb web site is only showing the £100 more expensive paint jobs, so the basic models must all be with (other) dealers. Same with the 350s, 650s, and the Himalayan.
Well think I came to a decision on this if anyone's interested. Gonna sell the current bike and remain bikeless for the foreseeable.
Few reasons. Basically any time I get a day free on a sunny weekend I go for my bicycle over my motorcycle, every time. I now also commute by bicycle. It just sits there for weeks on end and I haven't ridden it for pleasure since last summer.
I said I prefer to knock around country lanes but I think actually the bike prefers to do that. I think I'd prefer to do that kind of thing on a bicycle then use a motorcycle for a couple of longer trips every year. I've done that on the Husky and managed but it's not ideal. Genuinely can't see when I'm going to have time AND want to go out on it any time soon.
So I'm gonna give it a wash, stick a new rear on and sell it. I can use the money on the house if I need to, but otherwise might save what I can and use towards a comfier, touring-oriented bike next year. I'll probably miss it as it is very good but my hobbies and needs have changed.
Few reasons. Basically any time I get a day free on a sunny weekend I go for my bicycle over my motorcycle, every time. I now also commute by bicycle. It just sits there for weeks on end and I haven't ridden it for pleasure since last summer.
I said I prefer to knock around country lanes but I think actually the bike prefers to do that. I think I'd prefer to do that kind of thing on a bicycle then use a motorcycle for a couple of longer trips every year. I've done that on the Husky and managed but it's not ideal. Genuinely can't see when I'm going to have time AND want to go out on it any time soon.
So I'm gonna give it a wash, stick a new rear on and sell it. I can use the money on the house if I need to, but otherwise might save what I can and use towards a comfier, touring-oriented bike next year. I'll probably miss it as it is very good but my hobbies and needs have changed.
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