No wonder there's fewer new bikers
Discussion
Have a 50cc scooter for the campervan, costs me 83 quid a year.
Daughter has done CBT, 16 years old, full time student, renewal in May 2024. Adding her to insurance to be able to ride til May is £684 extra, with a 550 excess (SR 50cc aprilia 2006)
No wonder kids just buy stupid electric bikes and derestrict them.
Daughter has done CBT, 16 years old, full time student, renewal in May 2024. Adding her to insurance to be able to ride til May is £684 extra, with a 550 excess (SR 50cc aprilia 2006)
No wonder kids just buy stupid electric bikes and derestrict them.
poo at Paul's said:
No wonder kids just buy stupid electric bikes and derestrict them.
Kids will do that no matter what insurance costsDaughter needs to get a quote for herself on the meerkats or similar comparison site maybe with you as named rider, probably cheaper and that way she will earn ncd
Brace yourself for next year if she decides she would rather have 4 wheels. From what I have seen recently scooter/bike insurance has not seen the price increases that cars have. Good luck!
I remember back in 2014 I had my R1 stolen. A week later I bought a brand new MV Augusta F4 and was quite horrified when it was almost £600 to insure.
The lady at the insurance co told me how much people were paying to insure scooters in That London “to make me feel better”.
I remember the good old NU “rider policy” - my Kawasaki AR50 in July 1984 was £17. I got an RD125LC on my 17th birthday later that year - £48 (I think). Everyone paid the same, no matter where they lived and it was simple cc bands. What a time to be alive!!!
The lady at the insurance co told me how much people were paying to insure scooters in That London “to make me feel better”.
I remember the good old NU “rider policy” - my Kawasaki AR50 in July 1984 was £17. I got an RD125LC on my 17th birthday later that year - £48 (I think). Everyone paid the same, no matter where they lived and it was simple cc bands. What a time to be alive!!!
poo at Paul's said:
Have a 50cc scooter for the campervan, costs me 83 quid a year.
Daughter has done CBT, 16 years old, full time student, renewal in May 2024. Adding her to insurance to be able to ride til May is £684 extra, with a 550 excess (SR 50cc aprilia 2006)
No wonder kids just buy stupid electric bikes and derestrict them.
How old are you? How many years no claims? Daughter has done CBT, 16 years old, full time student, renewal in May 2024. Adding her to insurance to be able to ride til May is £684 extra, with a 550 excess (SR 50cc aprilia 2006)
No wonder kids just buy stupid electric bikes and derestrict them.
Surely you know its down to risk? A 16 year old with a new CBT is going to be a higher risk than her dad.
Dog Star said:
I remember back in 2014 I had my R1 stolen. A week later I bought a brand new MV Augusta F4 and was quite horrified when it was almost £600 to insure.
The lady at the insurance co told me how much people were paying to insure scooters in That London “to make me feel better”.
I remember the good old NU “rider policy” - my Kawasaki AR50 in July 1984 was £17. I got an RD125LC on my 17th birthday later that year - £48 (I think). Everyone paid the same, no matter where they lived and it was simple cc bands. What a time to be alive!!!
My first bike in 89 was an 85 Kawasaki AR50 in Kawasaki Green. I think a year’s insurance was £50. Great times. My last car a 530d M Sport was £297 to insure a year ago. The renewal is coming up on my M440d and £900 looks like the figure. No joke when you’ve got 2 other cars and a bike to insure. The lady at the insurance co told me how much people were paying to insure scooters in That London “to make me feel better”.
I remember the good old NU “rider policy” - my Kawasaki AR50 in July 1984 was £17. I got an RD125LC on my 17th birthday later that year - £48 (I think). Everyone paid the same, no matter where they lived and it was simple cc bands. What a time to be alive!!!
Rob 131 Sport said:
My first bike in 89 was an 85 Kawasaki AR50 in Kawasaki Green. I think a year’s insurance was £50. Great times. My last car a 530d M Sport was £297 to insure a year ago. The renewal is coming up on my M440d and £900 looks like the figure. No joke when you’ve got 2 other cars and a bike to insure.
TPFT in 81 was £35.I'm not complaing but 4 bikes and 3 cars to insure, not a massive amount but still a bit.
Biker's Nemesis said:
TPFT in 81 was £35.
I'm not complaing but 4 bikes and 3 cars to insure, not a massive amount but still a bit.
In '79 fully comp for my step-through moped was £35 with Davitt (??). Seemed like a fair chunk at the time, but I was only earning £200 a month after tax.I'm not complaing but 4 bikes and 3 cars to insure, not a massive amount but still a bit.
Mind you, the '68 Tiger Cub that came after was £70 for TPFT ... just under half the cost of the bike!
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LosingGrip said:
poo at Paul's said:
Have a 50cc scooter for the campervan, costs me 83 quid a year.
Daughter has done CBT, 16 years old, full time student, renewal in May 2024. Adding her to insurance to be able to ride til May is £684 extra, with a 550 excess (SR 50cc aprilia 2006)
No wonder kids just buy stupid electric bikes and derestrict them.
How old are you? How many years no claims? Daughter has done CBT, 16 years old, full time student, renewal in May 2024. Adding her to insurance to be able to ride til May is £684 extra, with a 550 excess (SR 50cc aprilia 2006)
No wonder kids just buy stupid electric bikes and derestrict them.
Surely you know its down to risk? A 16 year old with a new CBT is going to be a higher risk than her dad.
4 years ago, at the young age of 57, I was paying £400 third party only to insure my battered old 2008 Vespa 300. Only one company that would quote in a SW postcode in London.
In an outer London borough now and my £9000 Triumph is £360 fully comp but they wanted another £240 to add the same old Vespa.
So sadly I sold it.
In an outer London borough now and my £9000 Triumph is £360 fully comp but they wanted another £240 to add the same old Vespa.
So sadly I sold it.
rodericb said:
LosingGrip said:
poo at Paul's said:
Have a 50cc scooter for the campervan, costs me 83 quid a year.
Daughter has done CBT, 16 years old, full time student, renewal in May 2024. Adding her to insurance to be able to ride til May is £684 extra, with a 550 excess (SR 50cc aprilia 2006)
No wonder kids just buy stupid electric bikes and derestrict them.
How old are you? How many years no claims? Daughter has done CBT, 16 years old, full time student, renewal in May 2024. Adding her to insurance to be able to ride til May is £684 extra, with a 550 excess (SR 50cc aprilia 2006)
No wonder kids just buy stupid electric bikes and derestrict them.
Surely you know its down to risk? A 16 year old with a new CBT is going to be a higher risk than her dad.
if she hits something expensive and her dad had to pay for that out of his own pocket. Re e-bikes , it’s the i‘ll buy something, make it illegal and run it on the road anyway questionable type decisions that you make (more of) when your younger, which supports the logic behind higher insurance premiums.
Edited by MDUBZ on Saturday 9th December 06:44
MDUBZ said:
It seems like a lot.. until you consider (if we didn’t’ t have insurance) how much it would cost her dad if she hits something expensive and her dad had to pay for that out of his own pocket.
Re e-bikes , it’s the i‘ll buy something, make it illegal and run it on the road anyway questionable type decisions that you make (more of) when your younger, which supports the logic behind higher insurance premiums.
If I had a camper van I'd 100% have ebikes and not a scooter. Derestrict? Prob not, enable throttle only input? Defo. if she hits something expensive and her dad had to pay for that out of his own pocket. Re e-bikes , it’s the i‘ll buy something, make it illegal and run it on the road anyway questionable type decisions that you make (more of) when your younger, which supports the logic behind higher insurance premiums.
Edited by MDUBZ on Saturday 9th December 06:44
Biker's Nemesis said:
I paid £105 fully compressive (at my fathers instance) in 1981 for my 50cc moped.
I have no idea how that stacks up against todays prices. It does seem very expensive though.
Price of a pint in 1981, about 60 pence, a pint today is about £6.I have no idea how that stacks up against todays prices. It does seem very expensive though.
So using the 'ale standard' price comparison system your £105 fully comp becomes £1050, perhaps things aren't too different.
Steve_H80 said:
Biker's Nemesis said:
I paid £105 fully compressive (at my fathers instance) in 1981 for my 50cc moped.
I have no idea how that stacks up against todays prices. It does seem very expensive though.
Price of a pint in 1981, about 60 pence, a pint today is about £6.I have no idea how that stacks up against todays prices. It does seem very expensive though.
So using the 'ale standard' price comparison system your £105 fully comp becomes £1050, perhaps things aren't too different.
LosingGrip said:
rodericb said:
The ironic part of it is the premium increase and the excess probably more than covers the value of the bike.
Price of the scooter is largely inrelevant. Could have a multi million pound pay out on a £250 scooter or a £20,000 sports bike. Gassing Station | Biker Banter | Top of Page | What's New | My Stuff