Bike insurance, who are you using?

Bike insurance, who are you using?

Author
Discussion

Legacywr

Original Poster:

12,734 posts

194 months

Friday 21st July 2023
quotequote all
In the proccess of buying a bike after a few years out.

Who are you using for insurance?

Every route I've been down so far has taken me to Adrian fks frown

bogie

16,566 posts

278 months

Friday 21st July 2023
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bikesure good for me, multi bike policy and support mods easily

myvision

1,973 posts

142 months

Friday 21st July 2023
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Bennetts for one and Swinton for the other two on separate policies.
I couldn't get a multibike policy this year that was any good it worked out cheaper to insure them individually.

airsafari87

2,809 posts

188 months

Friday 21st July 2023
quotequote all
BeMoto

I used to be a Bennetts customer for years, until their customer service dropped off the face of a cliff a year or so ago, then I moved everything over to BeMoto and they have been spot on up till now.

junglie

1,959 posts

223 months

Friday 21st July 2023
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I have bounced around a few and with Hastings Direct this year which seemed to offer the best balance of cost, policy and customer support.

hunt123

282 posts

67 months

Friday 21st July 2023
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I go with the cheapest on price comparison websites.

8IKERDAVE

2,402 posts

219 months

Friday 21st July 2023
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BeMoto - although they seem very good IMO you can never get the true quality of an insurer until you need to claim. Until then they are just another direct debit.

MGZTV8

591 posts

155 months

Friday 21st July 2023
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Another one here using Hastings Direct. Just renewed for a second year.

JulianHJ

8,785 posts

268 months

Friday 21st July 2023
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Triumph Insurance - who are actually Adrian Flux; do you dislike them?

Legacywr

Original Poster:

12,734 posts

194 months

Friday 21st July 2023
quotequote all
Adrian Flux have a bad reputation.

My own experience, I had a car insured with them, I let it auto renew (not the best idea, I know) but, they charged me £100 for this service!!!

I got my money back, but...

JulianHJ

8,785 posts

268 months

Friday 21st July 2023
quotequote all
Fair enough. I've had my car and bike with them for a few years without issue, but not had to claim. I try BeMoto every year but they can't seem to get anywhere near on price, probably because of all the upgrades I've made.

DirtyHarley

404 posts

79 months

Friday 21st July 2023
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Bennetts at the moment; were really good over my other party fault accident back in September when their insurers tried palying silly buggers over the value of my bike. Am using them for my new bike too as they were both fairly priced and had impressed me with the above.

Been with Hastings and BikeSure before with no dramas and if they worked out cheaper again in the future I'd go back to them.

Will always avoid MCE though, only lunatics and Londoners would use them after the last few escapades. I know others rate them, but BeMoto don't seem to like cruisers or any modifications so always quote ridiculously high from my experience.

Mr_Megalomaniac

870 posts

72 months

Friday 21st July 2023
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I'm with Bennetts. Premiums did go up a fair bit this year so might shop around, but it wasn't usurial at least.

Update
They're full of bks when it comes to keeping them informed. I'm moving house, I'm legally and contractually required to tell them this - and they want to charge me for it.
Shopped around now and found cheaper through BeMoto and Principle, so someone is losing my business after 5 years over an admin fee that wasn't stipulated in my contract it seems....

Edited by Mr_Megalomaniac on Tuesday 28th May 14:42

sixor8

6,514 posts

274 months

Friday 21st July 2023
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Been with Bennetts for 3 years, and when I had 2 bikes, they insured both on one policy, and the renewal on 1st July was £30 less than last year.

But, I'm now down to one bike and despite it being obviously cheaper, it was 15% less to switch to Swinton (who I had thought only did cars, until now) smile

hiccy18

2,934 posts

73 months

Friday 21st July 2023
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Bennett's atm, as stated in my clothing related mini-rant, and the premium actually went down this year.

babelfish

963 posts

213 months

Saturday 22nd July 2023
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I use https://www.thebikeinsurer.co.uk/ for comparisons.

Ended up with Swinton this year.

Eatpies99

157 posts

60 months

Saturday 22nd July 2023
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I use Bikesure on my main bike. Never had to claim etc... Renewal came in last month quite a bit cheaper then previous year so didn't even bother checking around.
Use MCE for my old FireBlade. I know all the issues etc... (I actually was reinsured with the "new" side before the other one went tits up. Guess I was just lucky. Only do about 500miles a year Max on that bike so it's not too bad. I wil move insurers one day though.... Just for peace of mind.

Drawweight

3,054 posts

122 months

Saturday 22nd July 2023
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Using BeMoto just now as they were one of the companies that would allow a wooden shed as storage.

I used Carole Nash for years but all of a sudden they seem to be really expensive for me. I had ZZR 1100’s with no problem but as soon as I changed to a Triumph Sprint the cost went sky high and have been so for every bike since then.

Farky

887 posts

210 months

Saturday 22nd July 2023
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Multibike Policy with Hastings Direct, they have always been cheaper by a long way to most other Insurers

iidentifyaswoke

170 posts

25 months

Saturday 22nd July 2023
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I used Devitt last time. London. They were only marginally more expensive than MCE and they gave me a 10% off Sportsbike Shop voucher.

Turned out to be a good choice, as it looks like MCE have gone into administration again!!!