Oak Frame Garage and Insurance
Discussion
Hello,
I am planning on building an oak framed garage. I have heard that insurance companies don't like this. However, I just called three big name insurance companies and they didn't have a problem with it, as long as it has 4 walls, is fixed to a concrete base and a lockable doors.
What is everyone else's experience? Is a timber frame garage ok with your insurers?
I am planning on building an oak framed garage. I have heard that insurance companies don't like this. However, I just called three big name insurance companies and they didn't have a problem with it, as long as it has 4 walls, is fixed to a concrete base and a lockable doors.
What is everyone else's experience? Is a timber frame garage ok with your insurers?
A lot of the time it doesn't matter as people 'coming equipped' will have the means to break into virtually any garage. So that leaves you with what risk there is for the opportunistic / average loser who would steal someone's car or possessions. If the door is lockable and cannot be simply leaned on or kicked-in then that only leaves it vulnerable to those who cannot really be stopped. So oak, concrete, bricks, metal.. whatever. Doesn't really matter. Crime in the area, value of goods have more of a bearing.
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