Insurance Question

Author
Discussion

isogorth

Original Poster:

3 posts

32 months

Wednesday 20th April 2022
quotequote all
Hi,

I have a 49cc moped and am unsure about what I select for my license when purchasing insurance.

I have completed my CBT and have had a full car license for 7 years.

Should I select that I have a provisional bike license or a full UK Moped license?

monthou

4,827 posts

56 months

Wednesday 20th April 2022
quotequote all
I'd imagine - IANAL - the answer lies in whether you'll need L plates.

mickyh7

2,347 posts

92 months

Wednesday 20th April 2022
quotequote all
You hold a Full Licence to ride a Moped.
It will state that on your license.
Very clear.

dibblecorse

6,943 posts

198 months

Wednesday 20th April 2022
quotequote all
mickyh7 said:
You hold a Full Licence to ride a Moped.
It will state that on your license.
Very clear.
Yep, what he says plus Gov.UK also says:

You passed your driving test on or after 1 February 2001
You’ll get a full moped licence if you either:

Pass your car driving test and then complete a compulsory basic training (CBT) course or
complete a CBT course and then pass your car driving test within two years


You can then ride a moped (up to 50cc) without L plates. You do not need to take the full moped test.

You can ride mopeds for as long as your car driving licence lasts.

Pica-Pica

14,353 posts

90 months

Wednesday 20th April 2022
quotequote all
mickyh7 said:
You hold a Full Licence to ride a Moped.
It will state that on your license.
Very clear.
Funny, mine is on my licenCe.

dibblecorse

6,943 posts

198 months

Wednesday 20th April 2022
quotequote all
Pica-Pica said:
Funny, mine is on my licenCe.
FFS, lets hope your 10000th post is funnier !!!!!

I like PHBB because its usually better than that !!!

mickyh7

2,347 posts

92 months

Wednesday 20th April 2022
quotequote all
Pica-Pica said:
mickyh7 said:
You hold a Full Licence to ride a Moped.
It will state that on your license.
Very clear.
Funny, mine is on my licenCe.
Yikes I did a typo, but you win the 'I'm a Dick Badge'.
Your the best top clever bloke on here, no ones ever bored with the Spelling Monitor, are they rolleyes
Now run back to your Dictionary and let the rest of us play in peace.

OutInTheShed

8,911 posts

32 months

Wednesday 20th April 2022
quotequote all
Personally I would be careful, because comparison sites may be putting forward details for a generic 'bike' policy.

A phone call to the insurance retailer might be prudent.

At least read the details you are signing up to carefully.

TwigtheWonderkid

44,430 posts

156 months

Thursday 21st April 2022
quotequote all
OutInTheShed said:
Personally I would be careful, because comparison sites may be putting forward details for a generic 'bike' policy.

A phone call to the insurance retailer might be prudent.

At least read the details you are signing up to carefully.
Nope, no need to be careful, prudent or phone the insurer. He has a full licence. End of story.

OutInTheShed

8,911 posts

32 months

Thursday 21st April 2022
quotequote all
tttttheWonderkid said:
OutInTheShed said:
Personally I would be careful, because comparison sites may be putting forward details for a generic 'bike' policy.

A phone call to the insurance retailer might be prudent.

At least read the details you are signing up to carefully.
Nope, no need to be careful, prudent or phone the insurer. He has a full licence. End of story.
The OP realises it's ambiguous, he's already on the wrong foot.