E53 X5 Insurance - Bell Direct?

[chim_knee]

Hello,

Has anyone used Bell Direct insurance with a) an X5, b) a BMW or c) at all? Most specifically, has anyone had to use them for a claim etc?

I am currently looking for insurance renewels on my '03 X5 4.4i Sport and Bell Direct are cheaper by nearly 50%!! Swiftcover being the nearest rival.

I just wanted to guage any experience of Bell (who are Admiral, I believe) before snatching their hands off!

Cheers,
Phil.

[doctorD]

I chose to renew mine with Sainsbury for my X5 4.8is. It ended up around the £700 mark I seem to remember.

[sleep envy]

Hello,

www.tesco.com

Cheers,

Ric

PS - Have insured with Admiral before, good service but no experience with a claim.

PPS - Have a good one and chat to you on the other side

[duart]

Hi - one drawback with BellAdmiralDiamondHeffalump cover is their policy on extras and higher specifications.They will treat every car as being of basic spec even if you declare the extras.To take a simple example if a car can come with manufacturers alloys but is also available with steel wheels and you have a model with alloys should your alloys be replaced by bricks one night they will pay for steel wheels only ! Not good for your wallet.

Happy New Year

Alasdair

[chim_knee]

Cheers Ric - Tesco were about 3rd or 4th best so far. Have a good one... behave! Speak to you shortly!

Thanks Duart - interesting to know. I'll give them a call when it comes to renewal and confirm.

[chim_knee]

doctorD said:

It ended up around the £700 mark I seem to remember.

Which has been around my renewal quote until the Bell one came in around £380!

[duart]

Can also recommend Peart Associates as specialist for performance / exotic cars.They even have trained human beings answering the phone rather than computerized monkeys !