Insurance for a new M3 - Why so difficult?

[Tonyrec]

Ive been looking around for insurance and its ranged from £750 up to £2600.
Not bad for a middle aged class one Police driver with a secure garage - not!

Sadly..Tesco Ins wouldnt quote without a reg number.

[chim_girl]

Have you tried Liverpool Victoria? They were far cheaper than the rest for my M3, and they will quote without a registration number!

My concern about being insured with a lesser known company was their efficiency when it came to dealing with a claim. Having searched a couple of other forums I found several people praising their great customer service. So I've taken the plunge and given them my money.

[pdavison]

Direct Line were the best by a long way for me.

[TonyRec]

pdavison said:

Direct Line were the best by a long way for me.

Direct Line would not even give me a quote on an M3!

[topboss]

My last 2 cars have been insured with Tescos using the VIN number......they just said I would have to let them know the reg number as soon as I could so they can update their records.

[chim_girl]

TonyRec said:

pdavison said: Direct Line were the best by a long way for me. Direct Line would not even give me a quote on an M3!

Same here!

After L&V the next cheapest was Privilege. I have a spreadsheet with websites/phone numbers of all the insurers I tried, along with the price/excess and other frills they do/do not include.
If you want a copy drop me and email and I send it straight over.

[TonyRec]

Jo, YHM

[Wacky Racer]

chim_girl said:

Have you tried Liverpool Victoria? They were far cheaper than the rest for my M3, and they will quote without a registration number! My concern about being insured with a lesser known company was their efficiency when it came to dealing with a claim. Having searched a couple of other forums I found several people praising their great customer service. So I've taken the plunge and given them my money.

Off topic I know, but I was reading an article in the Daily Express on Wednesday, where it stated that the fund on a LV pension taken out 25 years ago were around £30,000 more than a comparable one with Scottish widows, so they appear to be a good reliable "friendly society" company....

[burwoodman]

It pi55es me off how inconsistant insurance companies are.

Direct Line quoted me a reasonable figure £1,100
Norwich Union wouldn't touch them but seeing I'm a current customer did me a big favour and quoted a bit more
A broker quoted £3k (underwritten by Norwich Union)

[vixpy1]

Insuring M3's has always been a problem.

And considering what you do to the 'company BMW's'....

Do you have to tell insurance companys about accidents while on duty?

[Tonyrec]

vixpy1 said:

Insuring M3's has always been a problem. And considering what you do to the 'company BMW's'.... Do you have to tell insurance companys about accidents while on duty?

Hmmmmmmm.......yes/no.

This was non fault....'kin barriers, lol

[ScoobyZoom]

Tony,

Can't you just do the special wink, show your left nipple and do a special handshake if you ever get caught... ???

[beano500]

Tonyrec said:

Not bad for a middle aged class one Police driver with a secure garage - not!

Could it get any more risky????

[Tonyrec]

ScoobyZoom said:

Tony, Can't you just do the special wink, show your left nipple and do a special handshake if you ever get caught... ???

Apparently i can only use that method once....and i used it up a few years ago

[Tonyrec]

Found a reasonable quote and if this was a game of pontoon then i would almost certainly stick

[chim_girl]

Tonyrec said:

Found a reasonable quote and if this was a game of pontoon then i would almost certainly stick

Great stuff, who are you going to be passing your hard earned to?

[john_p]

Good choice Tony

Now .. SMG or manual?

>> Edited by john_p on Friday 24th September 16:59

[gemini]

burwoodman said:

It pi55es me off how inconsistant insurance companies are. Direct Line quoted me a reasonable figure £1,100 Norwich Union wouldn't touch them but seeing I'm a current customer did me a big favour and quoted a bit more A broker quoted £3k (underwritten by Norwich Union)

Has ANYONE ever been " quoted happy" ?

[john_p]

Tony, if you want to get a quote from Tesco, email me if you want to use my reg no. They are very reasonable in my case, although they won't cover trackdays.

Actually, can't you just use a "work" PC to get a suitable reg no anyway? One you saw 'driving suspiciously' perhaps

[Tonyrec]

Bell Direct.

I didnt realise but they advertise in all the Police magazines and i feel very happy with them after speaking direct. (Apparently, iam in a targeted occupation,lol)

Thanks for all the help