V12V Insurance
Discussion
Have just put my deposit down on a V12V - that was the easy bit. Now starting to think about the practical issues which I probably should have thought about a while ago - like Insurance. Anyone got any suggestions on who provides decent policy at decent price... I been using Directline for my Range Rover so don't really think they are the boys for the V12V... any pointers gratefully received.
Re-insured my 2007 V8 Vantage last week with Aviva ( Norwich Union ).
I'm over 60 years of age , no points, no claims in the last 5 years. Wife named driver ,the same.
6000 miles per year. £750 excess.S D and P. No tracker fitted. Car garaged at night.Protected NCB ( for what it's worth ).European cover thrown in.
£387 . Excellent price I thought.
I'm over 60 years of age , no points, no claims in the last 5 years. Wife named driver ,the same.
6000 miles per year. £750 excess.S D and P. No tracker fitted. Car garaged at night.Protected NCB ( for what it's worth ).European cover thrown in.
£387 . Excellent price I thought.
I use AON private clients service who found me an excellent policy and well priced with Aviva Presitge, found them very competitive and an excellent package. I use it on both cars. At the time I also found Adrian Flux were pretty good fronting Royal Sun Alliance. AON just pipped it and i have found them excellent to deal with (to date and no claims).
Holy mumma kajolie!
I just did a quote with my insurance company for me on a V12V at up to 6,000 miles and it came out at £5,100 (with £3000 excess). I pay £1,400 for the V8V (12k miles) which I thought was awesome and for comparison a DBS is 'just' £3,100. Are they basically assuming that due to my demographic that if I own a V12V, I will crash it!?
I just did a quote with my insurance company for me on a V12V at up to 6,000 miles and it came out at £5,100 (with £3000 excess). I pay £1,400 for the V8V (12k miles) which I thought was awesome and for comparison a DBS is 'just' £3,100. Are they basically assuming that due to my demographic that if I own a V12V, I will crash it!?
Shmee said:
Holy mumma kajolie!
I just did a quote with my insurance company for me on a V12V at up to 6,000 miles and it came out at £5,100 (with £3000 excess). I pay £1,400 for the V8V (12k miles) which I thought was awesome and for comparison a DBS is 'just' £3,100. Are they basically assuming that due to my demographic that if I own a V12V, I will crash it!?
shop around mate - when I switched from the V8V to the V12V I too got a few similar crazy premiums quoted. In the end the actual rise was nominal and mainly down to the insured value. At the end of the day an insurance premium on any car worth >£100k is always going to be very high indeed regardless of its performance.I just did a quote with my insurance company for me on a V12V at up to 6,000 miles and it came out at £5,100 (with £3000 excess). I pay £1,400 for the V8V (12k miles) which I thought was awesome and for comparison a DBS is 'just' £3,100. Are they basically assuming that due to my demographic that if I own a V12V, I will crash it!?
What I dont understand is why the DBS quote was lower? Did you say the V12V and the DBS were the same age and of the same value? Age of car can also give a discount as new for old policies dont apply to cars of a certain age.
Adam2S said:
shop around mate - when I switched from the V8V to the V12V I too got a few similar crazy premiums quoted. In the end the actual rise was nominal and mainly down to the insured value. At the end of the day an insurance premium on any car worth >£100k is always going to be very high indeed regardless of its performance.
What I dont understand is why the DBS quote was lower? Did you say the V12V and the DBS were the same age and of the same value? Age of car can also give a discount as new for old policies dont apply to cars of a certain age.
Fortunately (or rather unfortunately!!) I'm not about to change my lovely V8VR, maybe next year for a DBS Volante if I'm lucky, but I put both in for sample at £130k 2010 cars. I find with my company the exact price of the car doesn't change much; i.e. a 75k used vantage was no less than a 110k new one that hadn't been driven (same year etc). I did put in an auto DBS volante; maybe the image without a roof and not having manual means it will be driven less mentally!What I dont understand is why the DBS quote was lower? Did you say the V12V and the DBS were the same age and of the same value? Age of car can also give a discount as new for old policies dont apply to cars of a certain age.
for those choosing Aviva this thread may give you pause for thought@
http://forums.seloc.org/viewthread.php?tid=292640
http://forums.seloc.org/viewthread.php?tid=292640
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