NUMPTIE DAMAGED MY CAR!!
Discussion
I went to B+Q yeaterday, and was waiting at the T-junction exit, to turn right. The silly cow in the Megane scenic in front of me, also turning right, spotted a gap in the traffic, let her foot off the brake, and rolled backwards into my car! I had the handbrake on, so I sounded then horn, but her rear valance rode up onto the nose of my Tamora, and has put loads of nice fine scratches all across the front of the nose! "Sorry, I didn't see you!" was her plaintive wail.
Still, I get a free stone chip respray, and this may be an excuse to put Armourfend on the car.
Still, I get a free stone chip respray, and this may be an excuse to put Armourfend on the car.
Stuff all this no claims bonus lark, andyone can insure a car and not use it then are awarded the NCB. There should be a yearly "Numptie Test" where you have to prove your worth, then on all insurance application forms there should be a "Are you a Numptie?" tick box - Instantly the premium shoots up 100%.. no 300% and if you don't tick it (after failing the Numptie test) the policy is void and Numptie goes to jail.
Oh yes...
Oh yes...
How about a NCB system based on the number of years driving x number of miles travelled / number of accidents... I think that would be pretty fair.. and if we could factor in number of cars owned/driven x performance of those as a dividing factor (ie drive a performance car safely = better than drive a Micra safely) Now then we'd really be making progress..
Cheers
Matt.
Cheers
Matt.
There you are another fatal or serious accident caused by speed! Rich...Silver lining and all that.... I've been for an estimate to my local repair shop, and they think the front end should be sprayed, and blended down the wings, and....the bonnet needs painting to match!! So, it's goodbye to black stripes/vents, and they'll even touch in a large scratch on the scuttle top! They want to overpaint the black bits, 'cos it's easier for them.
The only fly in this superb ointment is the Insurance engineer, who's a cheap bodgit type - repair, rather than replace. Howevr, when he speaks to me, I shall make it clear that this is a specialist repaint on a very expensive car, and I will not have my resale value affected by his penny-pinching attitude. Furthermore I trust the guys at the paintshop, since they will do a better job than the factory. I've seen their work lots of times, and it is superb. Cheap, too if you're paying... I'm not.
The only fly in this superb ointment is the Insurance engineer, who's a cheap bodgit type - repair, rather than replace. Howevr, when he speaks to me, I shall make it clear that this is a specialist repaint on a very expensive car, and I will not have my resale value affected by his penny-pinching attitude. Furthermore I trust the guys at the paintshop, since they will do a better job than the factory. I've seen their work lots of times, and it is superb. Cheap, too if you're paying... I'm not.
quote:
How about a NCB system based on the number of years driving x number of miles travelled / number of accidents... I think that would be pretty fair.. and if we could factor in number of cars owned/driven x performance of those as a dividing factor (ie drive a performance car safely = better than drive a Micra safely) Now then we'd really be making progress..
Cheers
Matt.
Alas, insurance companies are not here to be fair but to be profitable!
Was hit from behind by middle-aged female numptie as i sat at a red light nr Milton Keynes. Her F-reg Polo ended up in the boot of my chimaera, and gave me one hell of a shock. Fortunately she admitted being a numptie there and then, and her insurance co paid up the readies for repair. Had it done at Offord (excellent job chaps) and final bill was near to 7K I believe. Her damage? A slightly bent bonnet, and a smashed headlight that, incredibly, still worked. The date of this particular bump? January 1st 2002. Happy New Year to you too, lady.
Advanced driving tip.
ALWAYS ALWAYS stop behind the vehicle in front so you can see the rear wheels of that vehicle on the road.
1. If the person in front breaks down or dies on the job, all you have to do is turn the steering and drive around without turning and looking at the guy behind, hoping that he has room to reverse. He/she will be undoubtedly too close to you. (high value cars this is a security issue to prevent a possible car jack scenario)
2. If you get stuffed from behind, you will not be shunted into the one in front (unless you are hit at high speed in which case you wont be able to continue).
A shunt from the rear may be inconvenient but a lot of the time will not prevent you driving onwards after exchanging details.
A shunt from the rear and a smack in the front (for those of you with front mounted engines), may well pop your radiator and a ride with the 4th emergency service is then required.
3. Journeys to B & Q should remain scratch free
ALWAYS ALWAYS stop behind the vehicle in front so you can see the rear wheels of that vehicle on the road.
1. If the person in front breaks down or dies on the job, all you have to do is turn the steering and drive around without turning and looking at the guy behind, hoping that he has room to reverse. He/she will be undoubtedly too close to you. (high value cars this is a security issue to prevent a possible car jack scenario)
2. If you get stuffed from behind, you will not be shunted into the one in front (unless you are hit at high speed in which case you wont be able to continue).
A shunt from the rear may be inconvenient but a lot of the time will not prevent you driving onwards after exchanging details.
A shunt from the rear and a smack in the front (for those of you with front mounted engines), may well pop your radiator and a ride with the 4th emergency service is then required.
3. Journeys to B & Q should remain scratch free
O.k., the facts were that I was at least 4 feet behind her, and she took two attempts to roll backwards, fighting her clutch all the way, and I sounded my horn, and she still managed to hit my car. She then opened her car door, closed it again, moved forward, and only then did she realise I was behind her, and got out to check her car.
Had a lorry (tipper truck) do that to me on M6 slip exit once. I was a good car length behind him, but he just kept rolling back. I was leaning on the horn and about to kiss my arse goodbye. I'm not convinced he even knew he'd done it, he only stopped because the traffic started moving.
These days I make a point of not pulling up behind tippers, or artics for that matter, no matter what the gap. I'll use the other lane, even if its the wrong one, or slow right down and let someone else tuck in front.
Same with anything that pulls in front of me on the motorway which inhibits my view - trucks, vans, 4x4, people carriers, Omegas with that f***ing third headrest. I like to see past/through the vehicle in front, and if I can't I'll pull back to let someone else squeeze in. I can never understand folk who leave exactly the same gap when following something obstructing their vision - unless their observation always stops at the bumper of the vehicle in front.
These days I make a point of not pulling up behind tippers, or artics for that matter, no matter what the gap. I'll use the other lane, even if its the wrong one, or slow right down and let someone else tuck in front.
Same with anything that pulls in front of me on the motorway which inhibits my view - trucks, vans, 4x4, people carriers, Omegas with that f***ing third headrest. I like to see past/through the vehicle in front, and if I can't I'll pull back to let someone else squeeze in. I can never understand folk who leave exactly the same gap when following something obstructing their vision - unless their observation always stops at the bumper of the vehicle in front.
A few years ago, I had a blue-haired Numpty reverse into the Mazda 323 I was driving at the time. She was driving a Disco complete with vision-obstructing spare wheel. We were queueing (sp?) at a T-junction, to our right was a company driveway. Blue-Haired Doll decides to be Miss Nice, and let the guy waiting in said drive into the queue. She started to reverse, I see what's going to happen, I lean on the horn, she keeps reversing, and the next thing I know, there is a Discovery on the bonnet of the Mazda!!! I had been at least 6ft behind her, but it didn't matter! Insurance sorted it in the end, but what a hassle 
The spare wheel in these tall vehicles is ridiculous! They should be fitted with those extra trailer-towing side mirrors, but then these people probably wouldn't use them!!
OK, rant over
The spare wheel in these tall vehicles is ridiculous! They should be fitted with those extra trailer-towing side mirrors, but then these people probably wouldn't use them!!
OK, rant over
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