Renewal - Flux expensive
Discussion
When you're under 25, insurers tell you it's expensive because you're under 25.
When you're over 25, they tell you it's expensive because you're under 30.
When you're 30, they seem to consider you not gullible enough to believe that guff in my experience.
I've used Sky Insurance for many years now and really can't fault them.
When you're over 25, they tell you it's expensive because you're under 30.
When you're 30, they seem to consider you not gullible enough to believe that guff in my experience.
I've used Sky Insurance for many years now and really can't fault them.
I've worked in the insurance industry for many years and can confirm that age is a key factor in motor insurance. Most motor insurance premiums are calculated using automated pricing tools. Actuaries and pricing analytics guys work hard to ensure that sum of the premiums can cover running the company and paying the claims. Price variation occurs for a number of reasons. It's never personal or driven by corporate greed.
Think of insurance is a combination of running a savings club and a bookies. Big claims hit the savings leading to increase premiums. Motor insurance these days has to cope with much bigger payments than days gone by. Even a minor bump tends to lead to a hefty whiplash claim or two.
Don't get mad. Just shop around until you find the cheapest insurer you're prepared to go with. I'd recommend shopping around at every renewal.
Think of insurance is a combination of running a savings club and a bookies. Big claims hit the savings leading to increase premiums. Motor insurance these days has to cope with much bigger payments than days gone by. Even a minor bump tends to lead to a hefty whiplash claim or two.
Don't get mad. Just shop around until you find the cheapest insurer you're prepared to go with. I'd recommend shopping around at every renewal.
hammo19 said:
Mr Flux has quoted well over 700 notes for my Ute renewal. Can't understand why it keeps going up when my age increases too!
Anyone point me in the direction of a lower premium company please.
I think its only fair to compare import Utes and Maloos quotes together as the UK VX cars will be cheaper ie VXR8 and Ro as they always load import premiums and they are not a carAnyone point me in the direction of a lower premium company please.
try sky as said ^
JB
hammo19 said:
Mr Flux has quoted well over 700 notes for my Ute renewal. Can't understand why it keeps going up when my age increases too!
Anyone point me in the direction of a lower premium company please.
Got rid of Flux years ago. They start off competitive then just keep hiking.Anyone point me in the direction of a lower premium company please.
I'm currently with Need to Insure who aren't the cheapest but not far off. These were cheaper using the same underwriters as Flux , so there you have it.
hammo19 said:
Thanks for all your responses very helpful. Will try Flux first and then head for Sky if no reduction.
Our Ute is with A Plan, Milton Keynes. Under £500 with upgrades covered.Not sure there's more than 1 underwriter for these vehicles, so the difference is what the brokers think they can skim from you.
Was that yours at Monkfish last week, with the rear bumper off?
ARAF said:
Our Ute is with A Plan, Milton Keynes. Under £500 with upgrades covered.
Not sure there's more than 1 underwriter for these vehicles, so the difference is what the brokers think they can skim from you.
Was that yours at Monkfish last week, with the rear bumper off?
It has been to Monkfish but not last week.....Not sure there's more than 1 underwriter for these vehicles, so the difference is what the brokers think they can skim from you.
Was that yours at Monkfish last week, with the rear bumper off?
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