Insurance renewal

Author
Discussion

Titan

Original Poster:

122 posts

255 months

Tuesday 1st September 2020
quotequote all
Has anyone else had large increases on their premiums?
Mine has come through (a 3 car policy), with increases of 46% on a 488 GTB, 51% on a Performante, but ‘only’ 27% on a Corvette C7 Z06.
This follows large increases the previous year.
I have used the same company for 4 years, and have had no accidents, claims or convictions.
Just wondering if it’s a similar story out there.

Trev450

6,439 posts

179 months

Tuesday 1st September 2020
quotequote all
That's harsh! Had a 2.5% increase on my R8 last week and a 4% increase on an Evo 6 Extreme a couple of months ago. I'm with A-Plan if you intend to shop around.

PompeyReece

1,536 posts

96 months

Tuesday 1st September 2020
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I've had various quotes for things increase but not seen my car insurance increase.... yet.

With any annual renewal, I always shop around regardless and I'd say it's part of the game!

davek_964

9,299 posts

182 months

Tuesday 1st September 2020
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I renewed last month - hard to compare exactly because last year I insured 3 cars, and this year only 2. However, it had only gone down from ~£1,400 to ~£1,200 which didn't seem much considering the car that was no longer being insured was a Ferrari 360.

I called them because I wanted to make an additional policy change (which increased the premium by another ~£150) - so the new total was similar to last year even though I had one car less. But a quick discussion and it was reduced to £1k. (Admiral)

RSbandit

2,786 posts

139 months

Tuesday 1st September 2020
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Same rigmarole with Admiral every yr they send out a renewal quote that's about 20% higher than prev yr I call em and they always agree to slightly lower than prev yr...I guess alot of people just let it auto renew at the higher
prem otherwise they wouldn't do that.

alscar

5,406 posts

220 months

Tuesday 1st September 2020
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Assuming no material changes in either your position or the cars themselves then those percentages appear very excessive.
As others have said the likes of Admiral play the game to an extent on renewal but even then your price rise would stand out.
Definitely worth calling them and asking them to both justify and treat you fairly in the same sentence.
Or call a broker ( assuming you're not already with one ) which given your fleet and value must be worthwhile and then let them sort it out which is what I would always recommend -fwiw I use Nowell and Richards -no connection or complaints either.

Titan

Original Poster:

122 posts

255 months

Wednesday 2nd September 2020
quotequote all
Thanks for the response everyone.
I’m waiting for a reply from insurer, so will see what happens, otherwise it’s back on to the tiresome shop around game that I didn’t want to play.