cerbera on hpi
Discussion
CAT D means "insurance company decide not to repair" ...meaning that the damage to the car, at some point, was estimated at costing more than 70% of the market value of the car.
So I doubt whether panel damage would be the sole reason for the insurance company not repairing it.
Be wary, and make sure you get a full report of any damage on the car and how & who repaired it.
You might be able to get a repaired CAT D car for a fair bit less than an equivilent non crashed car (maybe 20% off at a guess). You never know , you might get an absolute bargin ! Do your homework though.
So I doubt whether panel damage would be the sole reason for the insurance company not repairing it.
Be wary, and make sure you get a full report of any damage on the car and how & who repaired it.
You might be able to get a repaired CAT D car for a fair bit less than an equivilent non crashed car (maybe 20% off at a guess). You never know , you might get an absolute bargin ! Do your homework though.
I buy crashed tvrs of insurance companys and some i have brought have hardley any damage,they write them of for silly reasons,sounds like one with front and rear damage would count as a re-shell,so they wouldnt bother to repair it at tvr factory prices,get him to get it autoligned they tear them apart if their is something wrong they will find it,they pulled one of mine up about the paint on the back end it had never been touched since factory painted it
driver1 said: get him to get it autoligned they tear them apart if their is something wrong they will find it
What/who are autoligned?
I agree. Insurance companies don't just go on the cost of repair, they factor in things like car hire charges too. Usually the Insurance company's approved bodyshop will be quoting a repair price higher than a bodyshop that's used to working with TVR's. This all add up, so the insurance company will cut their losses.
bandit said: CAT D means "insurance company decide not to repair" ...meaning that the damage to the car, at some point, was estimated at costing more than 70% of the market value of the car.
So I doubt whether panel damage would be the sole reason for the insurance company not repairing it.
I have bought a Cat D recorded car. The insurance company (Direct Line) gave me a full breakdown on the damage, the damage listed was no more than £900.00 to repair - this was not more than 70% of the market value of the car. The reason given for writting it off was the time taken to resolve the matter, the customer managed to get a payout from the insurance company, so they just wanted shot of the car. I had the car repaired and all is well I'm sure that the reasons you offered at true in a lot of cases just not all...
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