106 GTi for 1st car.. Good idea or not?

106 GTi for 1st car.. Good idea or not?

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Discussion

Born 2 Ride

Original Poster:

1,279 posts

190 months

Thursday 15th January 2009
quotequote all
Hello all. i have been insured on my mums car for nearly 6 month now, and i'm getting a little board of sharing a car with my mum... espcially as it's a 1 litre yaris lol. everyone has told me a 106 GTi is not a good idea for a first car as people keep saying "you'll just write it off" do you think this is true? i really like them though ha

cheers Liam

sniff diesel

13,111 posts

218 months

Thursday 15th January 2009
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You most probably would write it off and pay a fortune for insurance. Maybe try a 1.4 Quicksilver?

Born 2 Ride

Original Poster:

1,279 posts

190 months

Thursday 15th January 2009
quotequote all
I'm only 18 and i have found insurence for £2,600.. is that ok or abit steep? i thought about getting a 1.4 but all my friends have 1.4s n 1.1s lol. i need to go one better.

The Black Duke

1,642 posts

199 months

Thursday 15th January 2009
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106 gti is a fine first car.

okgo

39,147 posts

204 months

Friday 16th January 2009
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If you you're not a fool with it you will be fine, however I couldn't bring myself to pay that for insurance.

Burgmeister

2,206 posts

216 months

Friday 16th January 2009
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Born 2 Ride said:
I'm only 18 and i have found insurence for £2,600.. is that ok or abit steep? i thought about getting a 1.4 but all my friends have 1.4s n 1.1s lol. i need to go one better.
you'll only trash it, get something crap for your first 10k miles.

sniff diesel

13,111 posts

218 months

Friday 16th January 2009
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Born 2 Ride said:
i have found insurence for £2,600.. is that ok or abit steep
Let me guess - you live at home? I had a mortgage at your age, £2600 a year would have been enough to pay the interest on it. A 1.4 should cost you about half as much - would it be half the fun for you though?

PH_Scooby

1,180 posts

203 months

Friday 16th January 2009
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Saxo 1.6 vtr is probably a better option, they're only insurance group 7

the vts/106gti are group 14

shalmaneser

6,023 posts

201 months

Friday 16th January 2009
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I find it bizarre that people are able to even think about spending 2.5K on insurance.

Just run about in a stbox for a while and get a no claims. You'll probably bin it anyway - I did.

Then go and buy a 205 gtibiggrin


columadboi

4 posts

189 months

Friday 16th January 2009
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yeah insurance mental...i got a 1.1 saxo insurance is £1800 a year fully comp with the area i live being cat B!

cheezburger

27 posts

192 months

Friday 16th January 2009
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You won't write it off unless you're a complete plumb or fantastically incompetent at driving. Buy one cherish it, know your limits, don't take the piss and you will be fine. Even if the op is running around in a st box he will still be paying at the minimum £1500 for insurance.
I'd gladly pay the extra 1100 to have the 106.

minerva

756 posts

210 months

Friday 16th January 2009
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Agreed. I think that insurance at that age will be high regardless. Perhaps not £2600 high, though. One has to ask, though, WHY is it so high? Because you are by far more likely to crash at your age. I really would swallow pride and have something you can crash and not worry about for a few years.

mark_mcd

626 posts

209 months

dougc

8,240 posts

271 months

Friday 16th January 2009
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Jesus wept! Am I really out of touch or something? How is £2600 OK? Two thousand six hundred pounds? OK? Really? fk me!

Richair

1,021 posts

203 months

Friday 16th January 2009
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If you are like most other young drivers, you'll probably end up doing yourself some damage. Too quick a car for a new driver unless of course you're very sensible.

Something like a VTR or Rallye will be plenty quick enough to start with untill you learn about car control. I speak out of experience here and I didn't even have a quick 1st car and I was still a muppet.

Learn to walk before you can run..... And save yourself some money in the process! wink

rsstman

1,918 posts

193 months

Friday 16th January 2009
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vtr is probably a better bet.

SunilG

54 posts

189 months

Friday 16th January 2009
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I passed a few weeks ago and I'm driving a 307 HDI 2.0L, if you drive sensibly then you'll be fine smile

RobCrezz

7,892 posts

214 months

Friday 16th January 2009
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They arent that fast really, you will be fine.

Jet9

2 posts

199 months

Friday 16th January 2009
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If that's the car you fancy - go for it - lifes too short to be sensible and boring all the time!

PH5121

1,980 posts

219 months

Friday 16th January 2009
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The car will be fine, you as a new driver will be the problem.

When I was 17 I drove in a rather spirited manner, like young lads do. Looking back I suppose I was (unintentionally) dangerous, and did have a number of accidents/incidents.

It makes me sound like an old fart, but in hindsight as a young driver inexperience and bravado do mean that you make mistakes and take chances that more experienced drivers don't.

I don't want to put a downer on your motoring ambitions, start with a small engine and work your way up as you get more experience. (I went from a 1 litre at 17, a 1.4 at 19, to a 3 litre at 23 and now have a 3.6 litre).

Any way enjoy what ever you get!

Edited by PH5121 on Friday 16th January 15:28