Insurance Q (sorry) Business Use

[sparkyjohn]

I'm collecting quotes for a T350 (getting ready to push the switch ) and finding that if I add my business usage (Class 3) the quote increases by £1500 (more than doubling) ! Can this possibly be right ? Anyone know of an insurer more amenable to business users - best quote without business use is from Elephant.

[sparkyjohn]

Please ?

[JonRB]

Most insurers won't bat an eyelid at Class 1 business use, but for Class 3 I would imagine you might need to look at trade / business insurance.

[nspasser]

Try IRON TRADES. I was once given a very low quote on my works van. I was given their quote by HYPERFORMANCE
0800 849 5005.

[sparkyjohn]

Thanks all

Problem resolved by a call to Elephant, it seems their online system is very conservative for business quotes and they can tailor a quote better over the phone. So much for 'cheapest on the 'net'

[Toffer]

Try Norwich Union Direct...I only paid about an extra £35 for business use...Value!

[insurance_jon]

IIRC Iron trades ceased trading about 2 years ago with a good few million pounds of debts.....could that be because they were too cheap?