17 year old?

Author
Discussion

pwig

Original Poster:

11,956 posts

275 months

Monday 18th November 2002
quotequote all
Just passed my test today, struggling to find cheap insurance. Can anyone reccomend a 7 derivative for about 1-1.5k second hand thats cheap to insure, or any other kit car for that matter.

smeagol

1,947 posts

289 months

Monday 18th November 2002
quotequote all
I would have thought that priec you would be lucky to find a car, but the locost seems to be the only option (you'll never get a caterham or westfield for that price without some work)

As for insurance I was similar to you ie first car was a kit car but I was aged 20. I would recommend getting TPFT insurance and perhaps if you can limited mileage to keep the costs down. MOst kit car firms are pretty good I found. One that springs to mind was Adrian S flux.

Kit cars are great to learn the ropes of driving but even a low powered one can bite so drive carefully (nothing like a claim to really improve your insurance premium )

Hope thats helped, Good luck on your search.

pwig

Original Poster:

11,956 posts

275 months

Monday 18th November 2002
quotequote all
I was thinking along the lines of a Robin hood, Locost type of thing, is Kit-Car mag the best place for Kit Car classifieds?

smeagol

1,947 posts

289 months

Monday 18th November 2002
quotequote all
Yes the magazines are the best places. You could try this link www.findit.co.uk/cars/kitcar.htm though I don't know how often its updated.

Why not build it yourself? Thats what I did AND it helped the insurance premiums ie they said "did you build it yourself" I said "yes" they said "oh good that will lower it a bit" (but this is insurance companies I'm talking about :missingvultureicon: )

anonymous-user

59 months

Tuesday 19th November 2002
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for around 1.5k you should find a few Duttons, i dont think you would find a 7 style car but you might be lucky, better still, find an escort or sierra ready to be scrapped and build an MK 7. but as the others said, go sit in WHSmith and read all the kit car mags!!!

pwig

Original Poster:

11,956 posts

275 months

Tuesday 19th November 2002
quotequote all
hmm... what are robin hood Sub K's like to build?

Simonelite501

1,440 posts

273 months

Tuesday 19th November 2002
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Get yourself to www.duttonownersclub.co.uk, you could get a really nice Phaeton (7 derivative) Hell of a lot of fun for no much cash.

monty_python

358 posts

267 months

Tuesday 19th November 2002
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Hi pwig ,

I'm in sort of the same situation as you. My first car will be a kitcar. I've not had a test yet but it's booked for the 13th of december (friday the 13th that is !!!!)
I've got £3000 to spend on car and dad says he'll pay for insurance as christmas present (cheers dad!)

I'm looking at getting a cobra replica because for 3 grand i can get a rolling chassis , rover V8 + gearbox and bellhousing and a new bodyshell with doors etc....
plus , a mate's brother is a mechanic and has loads of mechanic pals and he'll put all the hard bits together for me.

I looked at your profile and it might as well have been mine , we should definetly chat sometime.

Well happy motoring
looking forward to a reply

Tony

Graham.J

5,420 posts

264 months

Tuesday 19th November 2002
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monty_python said: I'm looking at getting a cobra replica because for 3 grand i can get a rolling chassis , rover V8 + gearbox and bellhousing and a new bodyshell with doors etc....


And you hope to get insurance on a cobra replica at 17, have you rung round and what were your quotes?

Not joking, the insurance will probably be more than the car, I was quoted £3500 TPFT on a Land Rover Series II with a Rover V8.

monty_python

358 posts

267 months

Tuesday 19th November 2002
quotequote all
don't worry about it
I've got a plan

dont ask any questions about insurance , its sorted.

smeagol

1,947 posts

289 months

Tuesday 19th November 2002
quotequote all
Monty by careful kit cars don't come with everything.... a £3k kit is a £6k car by the time you've added the things you need, a Cobra replica with a V8, thats expensive. Before spending your entire budget make sure you have everything you need to build don't forget washers, nuts, paint, tools, electrics, lights etc. they all add up trust me.

My kit car kit price was £900 (old kit from Pilgrim Mk1) after sourcing all parts from scrapheaps and doing up myself (obviously I used exchange parts for steering, and new brake bits) the car came to £2k and that was a very budget build. (Looked excellent though, amazing what you can do with time and patience).

Also I seriously doubt you will find someone willing to insure a 17year old with a V8 cobra. Even if "the plan" is named driver on dads insurance (that doesn't work esp. if you live away from home)

>> Edited by smeagol on Tuesday 19th November 11:57

mark b

1,636 posts

270 months

Tuesday 19th November 2002
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Having built two kit cars to date, you are absolutely having a laugh if you think you can build one outright for £3k.

To build a cobra will cost an absolute minimum of £6k without even putting decent seats, instruments, wheels, tyres and brakes in it.

To build a kit car you need to get on the road with an SVA, MoT, inspection etc. This in itself will cost nearly a grand when you take into account you need insurance first, MoT (£50), DoT Inspection (£75 + tax £88) and SVA - (£150) and thats if you pass first time, which considering a budget of £3k you won't - GUARANTEED.

Sorry to be blunt, but unless if you want CCJ's and Banks chasing you don't even risk your £3k on a first time build - you'll end up in the 'unfinished project for sale' column. Buy a car that is now unloved and restore it. It will be just as much fun as building from scratch and you don't have the Dept of Transport to deal with.

(My SVA cost me in excess of £1500 due to 4 visits, 2 engines, etc, etc. they can be nasty!! - Beware)

monty_python

358 posts

267 months

Tuesday 19th November 2002
quotequote all

smeagol said: Also I seriously doubt you will find someone willing to insure a 17year old with a V8 cobra. Even if "the plan" is named driver on dads insurance (that doesn't work esp. if you live away from home)

>> Edited by smeagol on Tuesday 19th November 11:57


its nothing like that , the insurance is sorted.

By the way does anybody know if a pilgrim sumo bodyshell will go onto a dax chassis ????

anonymous-user

59 months

Tuesday 19th November 2002
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there are two dutton S3s on the owners club website for under £300!!!!!!!!!!! a 1.3 xf and a 2 litre pinto! ok they arent the prettiest thing on the road but thats peanuts for some rwd fun!....if only MrsPablo wasnt so set on an imminent house purchase!.....

anonymous-user

59 months

Tuesday 19th November 2002
quotequote all

[
its nothing like that , the insurance is sorted.

By the way does anybody know if a pilgrim sumo bodyshell will go onto a dax chassis ????



you HAVE to tell us this insurance scam, for every young driver who as been "censored: by the insurance companies!....

no idea, i would have thought only minor modification would be necessary ifs not a direct fit! both use the 427 style bodyshell rather than the 289

smeagol

1,947 posts

289 months

Tuesday 19th November 2002
quotequote all

monty_python said:its nothing like that , the insurance is sorted. By the way does anybody know if a pilgrim sumo bodyshell will go onto a dax chassis ????


Well either the scam is that you're not insured or you're paying through the nose. If you're lieing to the insurance company it means you're not insured.

Insurance companies are not stupid, a 17yo with V8 cobra = accident waiting to happen. Its equivalent to someone passing motorbike test on a 50cc moped and jumping on a fireblade. There are some people on this forum that work for insurance companies and it might be worth asking them to check this method is not already known and not allowed.

Anyway you seem to be ignoring the advise two people have told you so far that £3k for a V8 cobra is a no-goer ie you'll end up with an unfinished project.

AFAIK the Pilgrim Cobra was designed for Ford mechanics. The Dax chassis was designed around V8 engine and suspension to match. I'm not sure they will be that compatable. Have you checked the widths and lengths they only need to be out by 10mm and the body will never fit, not without major modification and then you may as well buy the body from Dax for the difference in price it would make.

>> Edited by smeagol on Tuesday 19th November 14:12

monty_python

358 posts

267 months

Tuesday 19th November 2002
quotequote all
OK ,

you've succeeded in brutally shattering my dreams... I won't get the cobra kit.
I've decided to get a nearly new robin hood S7 instead.
I want to know if it's alright as an everyday car (all year round) , is it ok for somebody who is 6'3" ?

cheers ,

tony

BCA

8,647 posts

262 months

Tuesday 19th November 2002
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Insurance is a nightmare.

I have been trying to get quotes for a Ford Ka/ Vauxhall Corsa 1.0 and they are really having a laugh.

My test is coming up soon and I really really want to be driving as soon as possible.

Graham J I remember reading one of your posts on insuring a tow car?? - and the insurance seemed unbelievably cheap, who is your broker? Is there any chance of me getting insured on anything a little more fun?

My car budget is 2k, insurance is being paid for - but I dont want it to be a joke.


Also - there was a locost for sale recently for 2.5k, sold very very quickly, didnt look too bad either.

Simonelite501

1,440 posts

273 months

Tuesday 19th November 2002
quotequote all
Any 7' ish car will work as a daily driver, but you'll need an account at you local chiropractor, and at Dial a Date, as none of your female conquests are likely to put up with traveling in a 7 long term, you'll get shagged sensless in the summer, but the love life will be a bit barren in the winter months! Also, remember that security is a massive problem with 7's, you can't leave them places, like you can a saloon, admittedly, thats a problem with all convertables, but the relative rareaty of the 7' style car will draw more than a passing glance, from those on both sides of the law. If you were to go the Dutton route, you would be buying into a ready made party scene, I know the dutton is not the sexiest 7 style around, but its cheap as chips, goes like stink and being mostly Ford or Triumph based means parts are available everywhere. Best of Luck, Simon.

monty_python

358 posts

267 months

Tuesday 19th November 2002
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Simonelite501 said: you'll get shagged sensless



Sounds alright to me (unless he meant by the insurance companies...)