Discussion
its coming up to my 17th birthday and id like to insure my 2.0 robin hood kitcar on a provisional license, has anyone else insured a kitcar with a provisional license or know which companies best?
iv found insurance for when i have a full license but not yet anyone for cover while iv got a provisional
Thanks for any help
James
iv found insurance for when i have a full license but not yet anyone for cover while iv got a provisional
Thanks for any help
James
If you search back in the forum's you'll find a load a few threads which have replies by myself and kitcarman, some of which have a list of all the then current insurers who advertised in KCM. Problem is, most don't insure < 25, those that do certainly don't insure anyone less than 18 I'm afraid.
You say you have already quotes for when you have a full licence, who on earth is that with and what sort of cost is that going to be?
I run a 1800TC Marlin Roadster and at 20 it cost me £600 to insure as my first and only car, no NCB. At 21 it went to £420 with 3pts on my licence (not gained in that car either
)... I dread to think what a 2litre CaterField style car will be! Good luck 
Hi,
I am 20 and have had great difficulty insuring a Triumph based Rochdale GT. Pictures;
www.freewebs.com/cands/rochdalegt.htm
Adrain Flux and the like were talking £1500 for 3000 miles TPFF. I found a good deal from Footman James, but you have to pay up front which is a bit of a pain. They were £350. Most insurance companies would not touch me because I was under 21 or 25, it was anoying. It got to a stage that when I ran up, the first thing I would ask would be what is the minimum age.
You could try the Robin Hood Owners Club. I have a Austin 7 and the club has a special deal so I get fully comp unlimited miles for £80 a year.
Good Luck.
Thanks William
I am 20 and have had great difficulty insuring a Triumph based Rochdale GT. Pictures;
www.freewebs.com/cands/rochdalegt.htm
Adrain Flux and the like were talking £1500 for 3000 miles TPFF. I found a good deal from Footman James, but you have to pay up front which is a bit of a pain. They were £350. Most insurance companies would not touch me because I was under 21 or 25, it was anoying. It got to a stage that when I ran up, the first thing I would ask would be what is the minimum age.
You could try the Robin Hood Owners Club. I have a Austin 7 and the club has a special deal so I get fully comp unlimited miles for £80 a year.
Good Luck.
Thanks William
not as bad as you may think (but still bad)....£1205 fully comp for 3000 miles with footman james
unfortunately the robin hood oweners club (rhocar), although it is very helpful, doesnt have any insurance deals or the like
perhaps i could recomend it...who is the insurance deal with?
unfortunately the robin hood oweners club (rhocar), although it is very helpful, doesnt have any insurance deals or the like
perhaps i could recomend it...who is the insurance deal with?
Dear doctor,.... You don't mention if the robin hood is going to be your only car. If it is then 3000 miles is not enough. You might just get away with it if it is your second (sunny day and holliday) car. Youd be suprised at how many miles you can clock up even on a "nice night run". I have many loops that range from 30 to 140 miles, and 3000 miles will be short work. What is the quote like for 6000 or 7500 miles, usually 10% extra premium but could well be worth it.
All the best Stannerz
All the best Stannerz
yes it will be my only car and i will probably use it every day but only for the 2 mile round trip to school and back.
i would love to be able to use more but unfortunately if you double the mileage on the policy (from 3000 to 6000) then you also double the price. Id love to be able to use it more but i dont think il be able to.
for 3000 miles the price is 1200 fully comp or 850 third party fire and theft. it is a big difference ni price but i would feel a lot better if it was fully comp so im not sure which to go for.....
stil no luck with provisional...surely someone must have insured a kitcar on a provisional before?
i would love to be able to use more but unfortunately if you double the mileage on the policy (from 3000 to 6000) then you also double the price. Id love to be able to use it more but i dont think il be able to.
for 3000 miles the price is 1200 fully comp or 850 third party fire and theft. it is a big difference ni price but i would feel a lot better if it was fully comp so im not sure which to go for.....
stil no luck with provisional...surely someone must have insured a kitcar on a provisional before?
richie_few said:
What is the value of the robin hood?
to be honest i dont know, i bought it in the summer and have been restoring it and a lot of work and money has gone into it. Im just fitting the brushed stainless steel dash and individual gauges this weekend, everything mechanically is fine with a few little extras and its being rewired now aswell. I think i wont know the value until its finished as it depends a lot on the interior and how well i can do that... i think £4000 is probably realistic
but whatever value i put for the insurance quote with footman james it doesnt seem to make a difference? is it done in groups? ie id have to go over a certain figure before it would make any difference?
stannerz said:
Dear doctor,.... You don't mention if the robin hood is going to be your only car. If it is then 3000 miles is not enough. You might just get away with it if it is your second (sunny day and holliday) car. Youd be suprised at how many miles you can clock up even on a "nice night run". I have many loops that range from 30 to 140 miles, and 3000 miles will be short work. What is the quote like for 6000 or 7500 miles, usually 10% extra premium but could well be worth it.
All the best Stannerz
Ahem. Isn't this missing the point - especially with kitcars. 3000 miles can last along time if you have a disconnectable odometre and a couple of marks on the tacho...
yes i suppose the odometer on the speedo would now be classified as disconnectable (the cables held on with a jubilee clip)
although i dont think i would do any more than that surely i could ring them up when im nearly at 3000 miles and ask to extend it?
still havnt found anyone that will do it on a provisional though
looks like i may have to get another car to learn to drive in
and insurance for and old 1.2 fiesta is saying £1169....i dont think so!
can you buy insurance monthly instead of for a year? is it much more expensive?
although i dont think i would do any more than that surely i could ring them up when im nearly at 3000 miles and ask to extend it?
still havnt found anyone that will do it on a provisional though
looks like i may have to get another car to learn to drive in
and insurance for and old 1.2 fiesta is saying £1169....i dont think so! can you buy insurance monthly instead of for a year? is it much more expensive?
Course you can get it Monthly, most people do. 17 year old driving a 2ltr Robin hood. I wouldn't touch you if I were an insurance company. But if you find anyone to do it for less than £1500 snap their hand off. At your age I was paying £800 on a 1lr fiesta that couldn't get up to 70mph!.
Give us all a laugh. Phone the AA
they won't even know what the car is. Post your findings here so we can all laugh at them.
Good luch with the insurance hunt.
Give us all a laugh. Phone the AA
they won't even know what the car is. Post your findings here so we can all laugh at them. Good luch with the insurance hunt.
after seeing an advert for adrian flux in the owners club magasine saying discounts for club members and "any age of driver", when i rang them up, no mate you have to be 19, when i told them about the advert the guy on the phone sad no its 19 
why say any age on the advert then!
I'll ring around all the insurance companies i can think of when i get round to it and try to write down what each of them says...
has anyone done one of the week driving things? any good? did you pass? what happens if you dont?
why say any age on the advert then!
I'll ring around all the insurance companies i can think of when i get round to it and try to write down what each of them says...
has anyone done one of the week driving things? any good? did you pass? what happens if you dont?
Are you talking about the RoSPA or IaM tests? with IaM at least you pay ~£80 and that includes as many rides out with an instructor as necessary until you pass. I was going to do it, but it doesn't decrease insurance for me.
Or are you meaning Pass Plus which is something like a minimum of 4 to 5 lessons at ~£25 a pop? Again there is no "test" - you just wait for the instructor to say all is dandy but you could end up paying out an awful lot depending on the instructor's attitude towards getting the money. That I believe does lower insurance considerably with some policies, however when I looked at 17/18 it cost more to do the pass-plus than I saved on the insurance. IIRC it only affects the first year's price as well.
The only thing that really affects insurance extra wise is age & NCB, neither of which you have. You could of course get a smaller engined car, but then I doubt you want to do that £1250 isn't that bad anyway for a year
Or are you meaning Pass Plus which is something like a minimum of 4 to 5 lessons at ~£25 a pop? Again there is no "test" - you just wait for the instructor to say all is dandy but you could end up paying out an awful lot depending on the instructor's attitude towards getting the money. That I believe does lower insurance considerably with some policies, however when I looked at 17/18 it cost more to do the pass-plus than I saved on the insurance. IIRC it only affects the first year's price as well.
The only thing that really affects insurance extra wise is age & NCB, neither of which you have. You could of course get a smaller engined car, but then I doubt you want to do that
£1250 isn't that bad anyway for a year 
absolutely no luck with a provisional license and footman james is still the cheapest for when i pass.
I'm looking into buying something small (maybe a 1.2 clio) to learn to drive in and also use for autotesting wth a friend. Insurance on a 1.2 clio for my dad and 2 17 year old lads on provisional (me and friend) for £470....not bad at all
I'm looking into buying something small (maybe a 1.2 clio) to learn to drive in and also use for autotesting wth a friend. Insurance on a 1.2 clio for my dad and 2 17 year old lads on provisional (me and friend) for £470....not bad at all
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