A110 Track Insurance

[worldwidewebs]

I know there are a few guys on here that track their cars regularly and I wondered who you use for track insurance. I've done something like 250+ track days over the years and have never really bothered before, but I'm thinking I'm only tempting fate by not insuring a nearly £60k car for the 10-15 days a year I'm out on track.

I'm thinking of getting an R26 as a track-hack and just keeping the A110 for 'special' events. Not sure if that's a brilliant or terrible idea!

[xondat]

I use Moris, been good to me so far.

Also agree with you, I'm very tempted to only use it on special occasions and get a dedicated track toy.

[worldwidewebs]

xondat said:

I use Moris, been good to me so far.

Also agree with you, I'm very tempted to only use it on special occasions and get a dedicated track toy.

Do you get unlimited track days with them? I've been with a few companies that only include 5 or 6 but I'd want more than that. Still thinking a track-prepped R26 Megane is the way to go though...

[nickfrog]

I use Moris too. You just pay per track day but can buy in block for a lower rate. They don't do combined road/track policy.
It should work out at about £200 for a £60k car.

[worldwidewebs]

nickfrog said:

I use Moris too. You just pay per track day but can buy in block for a lower rate. They don't do combined road/track policy.
It should work out at about £200 for a £60k car.

£200 per day I’m assuming?

[nickfrog]

worldwidewebs said:

£200 per day I’m assuming?

Yes. That's probably if you buy at least 4 at a time. If you request a quote they come back within 24 hours or so. I think it is still quite mandraulic in such a small market.

[worldwidewebs]

Thanks Nick

[AlexNJ89]

xondat said:

I use Moris, been good to me so far.

Also agree with you, I'm very tempted to only use it on special occasions and get a dedicated track toy.

I have both an Alpine and a Caterham and to be honest I have way way more fun on track in the Caterham. Parts are so cheap for the Caterham I don't bother with track insurance.

[xondat]

AlexNJ89 said:

I have both an Alpine and a Caterham and to be honest I have way way more fun on track in the Caterham. Parts are so cheap for the Caterham I don't bother with track insurance.

Oh I have no doubts! Definitely something I'd like to do in the future.

[worldwidewebs]

Anyone insured with ClassicLine?

[worldwidewebs]

ClassicLine charge £56/day on track. Bargain!

[nickfrog]

worldwidewebs said:

ClassicLine charge £56/day on track. Bargain!

For any value car?

[worldwidewebs]

nickfrog said:

worldwidewebs said:

ClassicLine charge £56/day on track. Bargain!

For any value car?

Dunno. But on a £57k Alpine, yes

[t3boy]

I have just started to get involved with track days and just went with a new insurance policy that includes track day insurance for additional £300 that includes 5 track days per year

[JP__FOX]

Check out Moris as others have said, I use their 10 day policies and would definitely recommend them

[t3boy]

t3boy said:

I have just started to get involved with track days and just went with a new insurance policy that includes track day insurance for additional £300 that includes 5 track days per year

Forgot to mention this was with A-Plan

[nickfrog]

worldwidewebs said:

nickfrog said:

worldwidewebs said:

ClassicLine charge £56/day on track. Bargain!

For any value car?

Dunno. But on a £57k Alpine, yes

That's amazing value ; although perhaps it's part of a combined road/track policy.

[worldwidewebs]

nickfrog said:

worldwidewebs said:

nickfrog said:

worldwidewebs said:

ClassicLine charge £56/day on track. Bargain!

For any value car?

Dunno. But on a £57k Alpine, yes

That's amazing value ; although perhaps it's part of a combined road/track policy.

The quote for me (for what it's worth) was £600 for 5k miles/year. Plus £59 for each track day

[worldwidewebs]

I used Moris for the last year on track and the premium for the Alpine for 8 days on track was £1117. Just got a new quote for 9 days on track and it's come out at £2022!!!!

So far I've tried Footman James (won't insure with TDs on the Alpine), Flux (no TDs as part of a road policy on the Alpine but awaiting a quote for just TDs). Will give Classicline and REIS a call in the morning, but are there any others worth calling at the moment?

[AlexNJ89]

worldwidewebs said:

I used Moris for the last year on track and the premium for the Alpine for 8 days on track was £1117. Just got a new quote for 9 days on track and it's come out at £2022!!!!

So far I've tried Footman James (won't insure with TDs on the Alpine), Flux (no TDs as part of a road policy on the Alpine but awaiting a quote for just TDs). Will give Classicline and REIS a call in the morning, but are there any others worth calling at the moment?

Sounds about right.

Also the excess is just ridiculous to the extent it only pays for itself if you write off the car