Tesla Model3 Finance Options

Tesla Model3 Finance Options

Author
Discussion

981

Original Poster:

153 posts

200 months

Sunday 16th February 2020
quotequote all
Hello All.
So it seems buying a model 3 the options appear to be either to pay cash or use Tesla’s own finance option at 4.9%
There must be a better way to finance these I’m thinking.........

(I’m looking at personal purchase not the salary sacrifice BIk option)

I’ve done a bit of digging with a few places and it seems lenders don’t really like to deal with Tesla as they are not as slick to deal with as regular car manufacturers. Maybe, but there must be a way. One option I’ve found so far was for me to buy the car outright and then a finance co would look at buying it from me then I finance it back. I don’t have £40k to do that though.

Has anyone found any lenders that can offer good PCPs on these cars which I believe will have pretty strong residuals.

censored

Let’s see if we can identify some good financing methods.

ETA

No referral links please.

Edited by 981 on Sunday 16th February 18:06


Edited by Big Al. on Sunday 16th February 19:50

jjwilde

1,904 posts

103 months

Sunday 16th February 2020
quotequote all
There are decent offers and they are posted here on a regular basis.

They tend to sell out fast though, but you can get a M3 for ~£400 a month.

Durzel

12,459 posts

175 months

Sunday 16th February 2020
quotequote all
If you’ve got a supercharger link then you’ve presumably already ordered a car from Tesla in the past, so you must know how it works?

The options are simple:
- Cash
- Hire Purchase (Tesla)
- PCP (Tesla or customer arranged)
- Lease (customer arranged)

Blue Oval84

5,284 posts

168 months

Sunday 16th February 2020
quotequote all
Speak to Drive Electric, they'll be able to sort it.

kusuka

67 posts

82 months

Sunday 16th February 2020
quotequote all
Tesla's standart lease and PCP rates are horrible.
But, as quarter end demand levers, they are offering better rates time to time.
For leasing, sometimes lease brokers are offering much better rates.

981

Original Poster:

153 posts

200 months

Sunday 16th February 2020
quotequote all
Blue Oval84 said:
Speak to Drive Electric, they'll be able to sort it.
Thank you will do

Blue Oval84

5,284 posts

168 months

Sunday 16th February 2020
quotequote all
981 said:
Blue Oval84 said:
Speak to Drive Electric, they'll be able to sort it.
Thank you will do
No probs, hope they can help, I've seen them mentioned positively a couple of times on here smile

poing

8,743 posts

207 months

Sunday 16th February 2020
quotequote all
Blue Oval84 said:
Speak to Drive Electric, they'll be able to sort it.
They have some pretty good prices, I am seriously considering the e208 to join the Ioniq and they have a great price for the GT version. I'll need the miles increased though so I'll speak to them nearer the time.

Like everywhere else though the iPace is just too expensive, I can't believe the number of them I see for sale on AT.

981

Original Poster:

153 posts

200 months

Sunday 16th February 2020
quotequote all
Agree. I had an early deposit down on the iPace, even went to Geneva to see it, but bailed once the pricing structure was announced

gangzoom

6,776 posts

222 months

Monday 17th February 2020
quotequote all
981 said:
Agree. I had an early deposit down on the iPace, even went to Geneva to see it, but bailed once the pricing structure was announced
Have you looked at used iPace prices recently, a barely used 12 month old one is rapdily heading towards the £45k mark. That's Model 3 SR price with FSD optioned.

Having said that on my drive up the M1/M25 yesterday at one point there was a Model 3 in lane 1, I was in lane 2, and another X than blasted past in lane 4, pretty common sight now around the M25.

In fact apart from Tesla's I didn't see another EV during a 2hr+ drive up the M1. I guess that's the difference between owing an EV with the safe knowledge of knowing you can access the most reliable EV charging network around, versus one that appears to be still running beta drivetrain/charging software.

Edited by gangzoom on Monday 17th February 02:07

kusuka

67 posts

82 months

Monday 17th February 2020
quotequote all
981 said:
Agree. I had an early deposit down on the iPace, even went to Geneva to see it, but bailed once the pricing structure was announced
Just a fyi, a couple of months ago, there were decent ipace leasing deals. So they may come up again near quarter ends.

Triumph Trollomite

5,048 posts

88 months

Monday 17th February 2020
quotequote all
jjwilde said:
There are decent offers and they are posted here on a regular basis.

They tend to sell out fast though, but you can get a M3 for ~£400 a month.
Why not salary sacrifice?

My 3p is 515pcm after April, I don’t care about batteries, depreciation, insurance, tyres, miles, maintenance

Triumph Trollomite

5,048 posts

88 months

Monday 17th February 2020
quotequote all
gangzoom said:
Have you looked at used iPace prices recently, a barely used 12 month old one is rapdily heading towards the £45k mark. That's Model 3 SR price with FSD optioned.

Having said that on my drive up the M1/M25 yesterday at one point there was a Model 3 in lane 1, I was in lane 2, and another X than blasted past in lane 4, pretty common sight now around the M25.

In fact apart from Tesla's I didn't see another EV during a 2hr+ drive up the M1. I guess that's the difference between owing an EV with the safe knowledge of knowing you can access the most reliable EV charging network around, versus one that appears to be still running beta drivetrain/charging software.

Edited by gangzoom on Monday 17th February 02:07
Precisely why I stopped the IPace route and went m3. The charger network is critical

981

Original Poster:

153 posts

200 months

Monday 17th February 2020
quotequote all
That’s the best route isn’t it - but not offered by my employer. Hopefully one day.

Triumph Trollomite

5,048 posts

88 months

Monday 17th February 2020
quotequote all
981 said:
That’s the best route isn’t it - but not offered by my employer. Hopefully one day.
Speak to them

Reduces class 1 payments and their emissions