What car - 5 person load lugger but insureable for teens?

What car - 5 person load lugger but insureable for teens?

Author
Discussion

Kermit power

Original Poster:

29,356 posts

218 months

Friday 16th August
quotequote all
Morning all!

It looks like I'm going to have 5-6 months between my current lease car going back and the new one arriving, so I'm looking for recommendations on a stopgap that meets the following criteria:

- Budget up to £4k

- Min 5 seats

- SUV or Estate. Have dog, will travel with dog! smile

- Lowish cost to insure. Ideally I'd like to be able to put offspring #1 on as an occasional driver when he's back from Uni.

- Manual gearbox. Also want offspring #2 to be able to learn to drive in it.

- ULEZ compliant. We live too close to London for it not to be.


All suggestions welcome! smile


EmailAddress

12,951 posts

223 months

Friday 16th August
quotequote all
E91 320i

400SE Dave

1,299 posts

176 months

-Lummox-

1,417 posts

218 months

Friday 16th August
quotequote all
S-max. I had the earlier 2.5t and it was brilliant from a practical POV and for the engine sound, but there is a 1.6 petrol variant of the newer shape that is ULEZ compliant and shouldn't be too painful on insurance. Ginormous boot with the rear seats folded down and still 3 proper full size seats in the middle row.

Example:

https://www.ebay.co.uk/itm/196559463733

-Lummox-

1,417 posts

218 months

Friday 16th August
quotequote all
400SE Dave said:
My first thought went to Volvo 940 but OP said must be ULEZ compliant which rules out all classic Volvos within budget.

scotlandtim

329 posts

133 months

Friday 16th August
quotequote all
Dacia Logan - 1.5dci is ULEZ (if after 2016 - I think, check that)

They also do a 1.2 petrol. Pretty gutless, but fits the bill re: teenagers driving.

Loads of space for dogs etc.

kambites

68,169 posts

226 months

Friday 16th August
quotequote all
I suspect your best bet from an insurability point of view is something as unfashionable with youths as possible. The Logan probably isn't a bad shout.

Panamax

4,656 posts

39 months

Friday 16th August
quotequote all
Agreed. One way forward is to phone insurers and ask them what cars they give their lowest group ratings. Tends to differ between companies and so long as you're willing to think "unfashionable" there can be some pleasant surprises in there.

ThingsBehindTheSun

874 posts

36 months

Friday 16th August
quotequote all
My daughter is 17 tomorrow so I have been searching for insurance quotes for her for months.

In my experience, pretty much anything bigger than 1.2 engine is virtually uninsurable for teenagers.

I haven't found any surprises with regard to leftfield choices, even the PistonHeads secret insurance weapon the Volvo C30 was expensive.


scotlandtim

329 posts

133 months

Friday 16th August
quotequote all
Something like this one:

https://www.autotrader.co.uk/car-details/202407191...

(0.9 petrol!)

-Lummox-

1,417 posts

218 months

Friday 16th August
quotequote all
scotlandtim said:
Something like this one:

https://www.autotrader.co.uk/car-details/202407191...

(0.9 petrol!)
That seems like a lot of bulk for a sub-litre engine to haul around... must be a bit of a bore to drive. Not that such things are necessarily a negative for when a 17 year old gets behind the wheel...

Kermit power

Original Poster:

29,356 posts

218 months

Friday 16th August
quotequote all
-Lummox- said:
scotlandtim said:
Something like this one:

https://www.autotrader.co.uk/car-details/202407191...

(0.9 petrol!)
That seems like a lot of bulk for a sub-litre engine to haul around... must be a bit of a bore to drive. Not that such things are necessarily a negative for when a 17 year old gets behind the wheel...
That's precisely what I was thinking, but it claims to have a 0-62 speed of 'only' 11.1 seconds! Sure, it's not going to win any races, but I'm surprised it's not slower than that.

RazerSauber

2,439 posts

65 months

Friday 16th August
quotequote all
Mondeo estates tend to be cheap, reliable and inexpensive to insure. Do the Martin Lewis trick of choosing the date 23 days in the future, too. I find it helps a fair bit.

carinaman

21,745 posts

177 months

Friday 16th August
quotequote all
Kermit power said:
-Lummox- said:
scotlandtim said:
Something like this one:

https://www.autotrader.co.uk/car-details/202407191...

(0.9 petrol!)
That seems like a lot of bulk for a sub-litre engine to haul around... must be a bit of a bore to drive. Not that such things are necessarily a negative for when a 17 year old gets behind the wheel...
That's precisely what I was thinking, but it claims to have a 0-62 speed of 'only' 11.1 seconds! Sure, it's not going to win any races, but I'm surprised it's not slower than that.
TCe means turbo so it'll be torquey where needed? £20 per year road tax. Shame about the pockmarked NS flanks. I got to stage of thinking replacing bumper blanks with fogs. Shame the Duster is so much cooler.

That's as tempting as the SoTW TT.

MajorMantra

1,438 posts

117 months

Friday 16th August
quotequote all
What about something deeply unsexy but practical like a Renault Kangoo or Fiat Doblo?

Both available with petrols for ULEZ, and huge inside.

Kermit power

Original Poster:

29,356 posts

218 months

Friday 16th August
quotequote all
carinaman said:
Kermit power said:
-Lummox- said:
scotlandtim said:
Something like this one:

https://www.autotrader.co.uk/car-details/202407191...

(0.9 petrol!)
That seems like a lot of bulk for a sub-litre engine to haul around... must be a bit of a bore to drive. Not that such things are necessarily a negative for when a 17 year old gets behind the wheel...
That's precisely what I was thinking, but it claims to have a 0-62 speed of 'only' 11.1 seconds! Sure, it's not going to win any races, but I'm surprised it's not slower than that.
TCe means turbo so it'll be torquey where needed? £20 per year road tax. Shame about the pockmarked NS flanks. I got to stage of thinking replacing bumper blanks with fogs. Shame the Duster is so much cooler.

That's as tempting as the SoTW TT.
I'd just figured that turbo part out as well! smile The 0.9 is quite a bit more powerful than the 1.0.

carinaman

21,745 posts

177 months

Friday 16th August
quotequote all
MajorMantra said:
What about something deeply unsexy but practical like a Renault Kangoo or Fiat Doblo?

Both available with petrols for ULEZ, and huge inside.
See Dacia Logan MCV above - Renault based estate car or as Chris on Salvage Rebuilds calls them 'a van with windows'.

66HFM

409 posts

30 months

Friday 16th August
quotequote all
ThingsBehindTheSun said:
My daughter is 17 tomorrow so I have been searching for insurance quotes for her for months.

In my experience, pretty much anything bigger than 1.2 engine is virtually uninsurable for teenagers.

I haven't found any surprises with regard to leftfield choices, even the PistonHeads secret insurance weapon the Volvo C30 was expensive.
Instead of a C30 try an S40, there are a number of C30s that have been 'modified' so may have impacted on their insurability...

WIWs

488 posts

70 months

Friday 16th August
quotequote all
You can go for the things I'm currently cross shopping by the sounds of your criteria, I'm looking at Seat Leon Estate, VW Golf Estate and Kia Ceed/Proceed Estates, all would meet the insurance/learn to drive criteria, just might be a touch small on the load lugging criteria, but depends where your priorities are!

scotlandtim

329 posts

133 months

Friday 16th August
quotequote all
Kermit power said:
carinaman said:
Kermit power said:
-Lummox- said:
scotlandtim said:
Something like this one:

https://www.autotrader.co.uk/car-details/202407191...

(0.9 petrol!)
That seems like a lot of bulk for a sub-litre engine to haul around... must be a bit of a bore to drive. Not that such things are necessarily a negative for when a 17 year old gets behind the wheel...
That's precisely what I was thinking, but it claims to have a 0-62 speed of 'only' 11.1 seconds! Sure, it's not going to win any races, but I'm surprised it's not slower than that.
TCe means turbo so it'll be torquey where needed? £20 per year road tax. Shame about the pockmarked NS flanks. I got to stage of thinking replacing bumper blanks with fogs. Shame the Duster is so much cooler.

That's as tempting as the SoTW TT.
I'd just figured that turbo part out as well! smile The 0.9 is quite a bit more powerful than the 1.0.
I've never driven a petrol one of these.

I have had 2 x 1.5 DCI logans though - first one ('63 plate) we took to 130000 miles before replacing with a '17plate identical car with only 23l miles on it - seemed cheaper to replace rather than keep the old one on the road.

There's nothing luxurious about them, but with 3 growing boys, 2 large dogs, living on a small holding its the perfect car for my wife (i have a 4wd for towing and most farm duties) We're not precious about the logan - seats down and fill it with whatever needs carrying. 55mpg average. parts are cheap and its easy to work on.

Went to Switzerland (and back!) in it once - 3 kids in back, 2 dogs, 2 roof boxed and bikes on the back for a 2 week camping trip. (only once - after that we flew and rented!)


Edited by scotlandtim on Friday 16th August 13:40