NHS Fleetsolutions

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Discussion

SIMON67

Original Poster:

314 posts

265 months

Thursday 6th June
quotequote all
Does anyone have an idea of the cost of salary sacrifice leasing through the NHS for a small petrol car? My daughter has just secured her first job and will be starting after graduation. She is desperate for a car and I'm just wondering whether the car scheme is worthwhile over buying a second hand car. Any advice gratefully received. Cheers

BlindedByTheLights

1,464 posts

104 months

Thursday 6th June
quotequote all
A lot cheaper than other employee salary sacrifice schemes. You need to log in and see as the stock and deals change daily

Si 330

1,302 posts

216 months

Thursday 6th June
quotequote all
The process can take a fare while, Mrs ordered a Evoque in December, meant to be coming in July confirmed two weeks ago it would be here on the 8th July. Emailed this week to say the model has been dropped do you want the replacement. Yes please, OK that will be October then.
All her colleagues and her previous cars are 6 months, from point of order to delivery.
Your daughter will need to consider this if she needs the car for work.

SIMON67

Original Poster:

314 posts

265 months

Thursday 6th June
quotequote all
Si 330 said:
The process can take a fare while, Mrs ordered a Evoque in December, meant to be coming in July confirmed two weeks ago it would be here on the 8th July. Emailed this week to say the model has been dropped do you want the replacement. Yes please, OK that will be October then.
All her colleagues and her previous cars are 6 months, from point of order to delivery.
Your daughter will need to consider this if she needs the car for work.
Good point! She's rather desperate to get her first car so waiting 6 months might not go down too well 🙄

ED209

5,855 posts

251 months

Thursday 6th June
quotequote all
I have access to this scheme and the costs of any petrol/diesel car on it are very high, and I mean high.

The only worthwhile deals are on electric.

Just ran a quote on a Suzuki swift on 10000 miles per year, 2 yeear deal and as a higher rate tax payer it’s £407 a month for me.

A Nissan leaf is £304 by means of a comparison.


They do advertise in stock deals and re lease of cars that have been returned early . Here’s the current list which I have checked now, the polo might be an option




Edited by ED209 on Thursday 6th June 20:08

ACCYSTAN

1,030 posts

128 months

Thursday 6th June
quotequote all
NHS scheme you can choose in stock cars

No need to wait 6 months

JLR are still the most affected company in terms of delays for vehicles since Covid

SIMON67

Original Poster:

314 posts

265 months

Friday 7th June
quotequote all
ED209 said:
I have access to this scheme and the costs of any petrol/diesel car on it are very high, and I mean high.

The only worthwhile deals are on electric.

Just ran a quote on a Suzuki swift on 10000 miles per year, 2 yeear deal and as a higher rate tax payer it’s £407 a month for me.

A Nissan leaf is £304 by means of a comparison.
Ouch! Ok that's not going to work for her - many thanks for the info; just what I needed. Off to Auto trader to find her something...

JQ

6,040 posts

186 months

Friday 7th June
quotequote all
And also be aware that for some of the NHS trusts using the scheme it has a cumulative impact on pensions which can be quite large.

sawman

4,963 posts

237 months

Friday 7th June
quotequote all
The cheapest cars on the scheme are evs

I ordered an in stock volvo, it took 2 months to arrive.

Also, if on a lower pay band (much below band5) you may not be able to take a car, if the sal sacrifice take you below the minimum wage

ED209

5,855 posts

251 months

Friday 7th June
quotequote all
JQ said:
And also be aware that for some of the NHS trusts using the scheme it has a cumulative impact on pensions which can be quite large.
This is something to be aware of, my pension contributions would be unaffected by the scheme and still based on my full salary, this reduces the savings I would make.

The scheme has only been available for a short time at my employer and it’s resulted in some fairly low paid staff cutting about in £75k audi Etrons.

There are some good deals that appear though an ID buzz was about £400 a month a while ago (incl maintenance and insurance) but a diesel vw multivan is £1200 a month

Edited by ED209 on Friday 7th June 08:10