Monthly Insurance?

[dean350]

Would anyone be able to help with brokers who sell insurance by the month for drivers without much history? I have lived abroad for 20 years,am now mid fifties and will come back to UK soon with no NCB. I need a small petrol car for just a few months and will likely buy rather than hire. Any pointers gratefully received.

[AlwynMike]

If you get a BMW, the BMW Flex is supposed to be quite reasonable and a monthly thing - but they won't cover anything with modifications. Presume it extends to Mini too.

[MOMACC]

All of the online aggregators should be able to do this.

Failing that you may be best giving a personal lines broker like A Plan now Howden a call or nip into your nearest brokers.

Last port of call would be the NFU.

All brokers offer instalment plans through third party finance houses.

[RD-1]

Would also be worth a call to see if they would accept your overseas NCB (if you had a policy)?

[MrBen.911]

Monthly insurance, where it does exist, tends to be really quite expensive. Probably better to buy an annual policy and look closely at the cancellation provisions - the cheapest policy annually may not allow as much of a refund on cancellation.