Cat N - would you buy?

Cat N - would you buy?

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Unlight

Original Poster:

486 posts

187 months

Tuesday 18th April 2023
quotequote all
Hi all, just looking for some input into the following :

Been looking for a 7 seater for a while now. Have seen a CAT N vehicle from a private seller, 2019, 29k.

Similar examples seem to go for £32-£33k which are HPI clear. WBAC offering £29.5, if it wasn’t CAT N

I’ve been offered this one for £23k.

I’ve received photos of the damage, which is the front lower bumper and some side trim. Seller states that the radiators and hoses were replaced during the repair, as well as the trim obviously.

I’d be travelling a long distance to purchase the car, so can’t just pop by and have a look.

It’s just had an MOT, which doesn’t show anything untoward.

All being well, I’d be keeping it and using it as a family “runabout” for 4ish years.

Any advice/input welcome!

davek_964

9,295 posts

182 months

Tuesday 18th April 2023
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I wouldn't buy one - it's a pain to sell on again, and anything you save now is offset when you come to sell anyway.

I'm also a bit curious how a lower bumper and a bit of side trim wrote off a ~£30k+ car, even if it did need radiators.

maz8062

2,608 posts

222 months

Tuesday 18th April 2023
quotequote all
It’s keenly priced, more so if you can get it for less than 23k, but the problem is resale. It just takes longer. That said, I’ve sold Cat cars before; N is a lot easier than S.

Unlight

Original Poster:

486 posts

187 months

Tuesday 18th April 2023
quotequote all
maz8062 said:
It’s keenly priced, more so if you can get it for less than 23k, but the problem is resale. It just takes longer. That said, I’ve sold Cat cars before; N is a lot easier than S.
It was up for £25k, I’ve been negotiating to get it to £23!

maz8062

2,608 posts

222 months

Tuesday 18th April 2023
quotequote all
Unlight said:
maz8062 said:
It’s keenly priced, more so if you can get it for less than 23k, but the problem is resale. It just takes longer. That said, I’ve sold Cat cars before; N is a lot easier than S.
It was up for £25k, I’ve been negotiating to get it to £23!
Did you WBAC it with the classification?

Unlight

Original Poster:

486 posts

187 months

Tuesday 18th April 2023
quotequote all
maz8062 said:
Did you WBAC it with the classification?
Yes, £15k but have no experience with what they do with valuations cat N wise

TikTak

1,816 posts

26 months

Tuesday 18th April 2023
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Always considered it for grabbing a bargain but then never acted. Never felt fully OK with it I guess.

Ultimately, unless you plan on running it into the ground, the saving is lost on selling it anyway. Otherwise, as you should be, check all the docs and receipts thoroughly.

CrippsCorner

3,015 posts

188 months

Tuesday 18th April 2023
quotequote all
It's such a minefield isn't it... my friend's van got written off because they broke the lock to get in. That's now a CAT-N but obviously mechanically perfect, so I think I would consider it, but only if I knew 100% the history of what happened.

J1990

836 posts

60 months

Tuesday 18th April 2023
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If you were going to run it in to the ground then I'd get an inspection done and then buy it if all was well, given that it's a significant saving.
Given that you're only expecting to keep it for a few years I'd not even consider it, purely because they're so hard to shift and you might find yourself taking a real bath on it if you need your money out quickly.

sunnyb13

1,038 posts

45 months

Tuesday 18th April 2023
quotequote all
wouldn't bother with CAT N.

the only economically viable way to repair them properly is with stolen parts..... otherwise its a bodge job.

lose lose.

ilikejam

1,105 posts

123 months

Tuesday 18th April 2023
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I'd consider Cat N cars - but probably not one that had had accident damage while still relatively new.

I bought a 12 year old A3 cabrio for £5k to use as a runabout for 6 months between lease cars. I opened the roof when it was freezing in the January and the back windscreen shattered (too cold for the material to flex properly - didn't know!). Went through insurance as thought it was a glass replacement job, but it grew arms and legs and they wrote it off Cat N as it would need a whole new roof - quoted as £5.5k by Audi.

They offered me £4.5k to keep the car, and I got a brand new roof sourced and installed by an Audi specialist for £1.8k. The car was then in better shape than when I bought it, but recorded as Cat N. Sold it for £5k a year later.

sandman77

2,614 posts

145 months

Tuesday 18th April 2023
quotequote all
sunnyb13 said:
wouldn't bother with CAT N.

the only economically viable way to repair them properly is with stolen parts..... otherwise its a bodge job.

lose lose.
Where did you get than nonsense from? Cat N is the least severe of the categories. N = Non structural damage.

VeeReihenmotor6

2,341 posts

182 months

Tuesday 18th April 2023
quotequote all
Cat cars are they are the chlamydia of the car world - easy to catch (cheap) and no one wants them (hard sell).

I wouldn't bother personally and would rather pay more for a non-cat one that I could easily sell via private/partex/wbac etc etc

kerplunk

7,311 posts

213 months

Tuesday 18th April 2023
quotequote all
sunnyb13 said:
wouldn't bother with CAT N.

the only economically viable way to repair them properly is with stolen parts..... otherwise its a bodge job.

lose lose.
I realise for higher value cars it changes how you view it, but in my recent case it consisted of a welding job to re-attach one of the rear backbox silencers to the exhaust pipe - £60.00
A secondhand lock for the drivers door - £14.00
Keyfobs reprogrammed at ford dealership - £80.00

And simply ignoring some light damage to rear bumper that you can hardly see and an odd small dent on a rear wheel arch that looks like the result of someone kicking it in anger - possibly after the silencer broke off biggrin

Car valuation after some haggling was £4400






ZX10R NIN

28,369 posts

132 months

Tuesday 18th April 2023
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If your travelling a long way, why not get the car inspected first.

georgeyboy12345

3,641 posts

42 months

Tuesday 18th April 2023
quotequote all
If you are only keeping it for 4 years, then no way. I'd only consider it if you were planning to run it until it dies.

georgeyboy12345

3,641 posts

42 months

Tuesday 18th April 2023
quotequote all
VeeReihenmotor6 said:
Cat cars are they are the chlamydia of the car world - easy to catch (cheap) and no one wants them (hard sell).
This made me lol. I like the analogy

sunnyb13

1,038 posts

45 months

Wednesday 19th April 2023
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sandman77 said:
sunnyb13 said:
wouldn't bother with CAT N.

the only economically viable way to repair them properly is with stolen parts..... otherwise its a bodge job.

lose lose.
Where did you get than nonsense from? Cat N is the least severe of the categories. N = Non structural damage.
A category car is written off as its not economically viable to repair.

emperorburger

1,484 posts

73 months

Wednesday 19th April 2023
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30 grand motors don't tend to get written off for a bumper a rad and a few hoses and trim. The photos the vendor is sending you may only show the vehicle after they have already carried out some of the repair work.

Those more versed in the subject than me may be able to point you to a website which may show the real damage when it went to auction.

alanshuff

56 posts

43 months

Wednesday 19th April 2023
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I wouldn't rule out a Cat N car - go with your gut on this one. Ideally you would have pictures of the visible damage before any repairs so you can see if the the repairs mentioned are consistent with the damage you can see. I would be seeing if you can get salvage photos from a car check app/site in case the photos from the seller are after some work has already been done or are selective to show in a good light.

I'd be a bit more cautious with an expensive car like the one you're looking at - if it's been deemed uneconomical to repair then it would suggest a bit of work to repair it - if you go ahead, at that price, i'd be making sure it was professionally inspected for assurance. And as people mention, any savings made on purchase are lost on resale - maybe you'll profit, or maybe it'll be a nightmare to sell.

I bought a cat N car nearly 5 years ago and, like you, was too far to pop by for a quick look. My seller was really honest and stressed it was cat N, and gave me the salvage pictures. For the price it was worth it and it's still immaculate, never let me down, and it's yet to give us a reason to consider selling it. The price I paid is still lower than most equivalent non-cat cars of the same spec and mileage on sale today. But, on the other hand, my £5k car was far cheaper than what you are looking at.




Edited by alanshuff on Wednesday 19th April 10:24