Can i buy a new Jaguar XF for cash?
Can i buy a new Jaguar XF for cash?
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Discussion

magic Monkey Dust

Original Poster:

407 posts

64 months

Tuesday 23rd August 2022
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My Mum wants a Jaguar XF to replace her aging XJ. She just needs a basic spec XF. Can i still buy one by bank transfer at a dealer. She's 80 years old and doesn't want any hassle. Do you get a discount for paying up front or are they all geared towards finance options?.

mattman

3,192 posts

250 months

Tuesday 23rd August 2022
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magic Monkey Dust said:
My Mum wants a Jaguar XF to replace her aging XJ. She just needs a basic spec XF. Can i still buy one by bank transfer at a dealer. She's 80 years old and doesn't want any hassle. Do you get a discount for paying up front or are they all geared towards finance options?.
Take the finance out to get any discounts/deals - then pay it all off at the first payment.


Pistonheader101

2,206 posts

135 months

Wednesday 24th August 2022
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Sorry to be a pain but has she test driven one yet?

magic Monkey Dust

Original Poster:

407 posts

64 months

Wednesday 24th August 2022
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No, she has a 2007 XJ and its becoming a liability so she's ok with big cars. She doesnt like 4x4's.
Her history with jaguar is 34 new XJ's till 2008 so a serial cash buyer but she's not really sure about these new dealerships and all the old staff have long gone.

Mammasaid

5,480 posts

125 months

Wednesday 24th August 2022
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Just an FYI, any petrol XF with metallic paint is over the 40k luxury tax threshold frown

https://buildyour.jaguar.co.uk/jag2/r/exterior/pai...

GreatGranny

9,519 posts

254 months

Wednesday 24th August 2022
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Would she buy a nearly new one to avoid the waiting time?

Lots of nearly new ones available

https://used.jaguar.co.uk/approved-used?step=carFi...

twing

5,757 posts

159 months

Wednesday 24th August 2022
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mattman said:
Take the finance out to get any discounts/deals - then pay it all off at the first payment.
OP's mum's age would prohibit this (no offence meant OP)

ChrisH72

3,031 posts

80 months

Wednesday 24th August 2022
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I’d talk her into a nice lightly used XE. £20k will get a 2019 2.0 with low miles. To me, they’re a sharper looking car and not bad value.

magic Monkey Dust

Original Poster:

407 posts

64 months

Wednesday 24th August 2022
quotequote all
She's not going to get finance at 80!.
I have suggested the XE but she seems set on the XF. I think she prefers a car from new but isnt too bothered about speccing it.. I was just wondering, having not bought a brand new car for about 18 months whether XF's are in short supply and those that the dealer has are pushed into PCP or HP.
She asked me to sort out a car, her XJ is the 3.0 V6 in seafoam blue with 60k, not really worth anything as she's managed to put lots of "old people scrapes" on it. but will be a nice smoker for me if petrol prices ease a bit.

ZX10R NIN

30,424 posts

153 months

Wednesday 24th August 2022
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Yes you can but I'd say get her a lightly used one:

https://www.autotrader.co.uk/car-details/202205276...

Or alternatively you take out the finance with all the incentives & then use the cash to pay it off.


Wacky Racer

41,158 posts

275 months

Wednesday 24th August 2022
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magic Monkey Dust said:
No, she has a 2007 XJ and its becoming a liability so she's ok with big cars. She doesnt like 4x4's.
Her history with jaguar is 34 new XJ's till 2008 so a serial cash buyer but she's not really sure about these new dealerships and all the old staff have long gone.
I take it that's a typo.

buyer&seller

846 posts

206 months

Wednesday 24th August 2022
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From what I read a wealthy 80 year old lady who, in the past, has had a new Jaguar XJ every 18 months, or thereabouts, for years decides she wants a new Jaguar XF to replace her aging XJ and to do what she always does and pay cash for it.

Some of the replies here are ridiculous, she does not need a test drive, a second hand one or a three year old lesser model because it's cheap or to worry about the cost of the road fund licence.

OP, just call your local Jaguar main agent, make an appointment to take your Mum to buy her new car, perhaps check prices on line to make sure you don't get your leg lifted on price, let her see what's available, spec colours etc pick the one she wants and buy it, she definitely will not be shown the door because she wants to pay cash despite what some will have you believe. Trust me, it won't be difficult and you both might enjoy the experience, good luck.

paradigital

1,095 posts

180 months

Wednesday 24th August 2022
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100% agree with the above post.

Contrary to the doom and gloom “cash buyers are ignored” thread, I’ve bought three cars for cash over the last 2 years and had no problems at all with being treated fairly and courteously by dealers.

Just get your mum down to the nearest dealer and let her spec the one she wants smile

CarlosSainz100

714 posts

148 months

Thursday 25th August 2022
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I'm pretty sure I read that jaguar synced their online price with their showroom price a while back so you didn't walk into the swanky jaguar dealership and leave disappointed when you didn't get the online price.

Anyway, take your mum to the dealership. You've a good chance they'll treat her like royalty and love going through all the choices with her. You'll come out with a brand new car ordered. Even if there's a wait they might have a cancelled order available. Sounds like great fun!

magic Monkey Dust

Original Poster:

407 posts

64 months

Thursday 25th August 2022
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Not a typo. shes had 34 brand new XJ's.

liner33

10,861 posts

230 months

Thursday 25th August 2022
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34 brand new XJ in 40 years ? That sounds believable

magic Monkey Dust

Original Poster:

407 posts

64 months

Thursday 25th August 2022
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started off with a mk1 and then traded them in every year at Crabtree and Nichol then Hatfield's jaguar every year. Part ex price meant the change up was usually quite small. We drove all over Europe in them when i was a kid. Lots of V12 action in the 70's, as she got older 4.2's and now the base model as she doesnt do any miles. Too expensive now for her to keep buying them. We broke down in every country in Europe. I can remember coming back from Northern Europe in an Airforce blue /red leather V12 doing about 10 miles to gallon with the second tank disabled and hoping we could find fuel. 50p to the first of us that spotted a petrol station in the Alps..

magic Monkey Dust

Original Poster:

407 posts

64 months

Thursday 25th August 2022
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Here's two ive got photos of in my desk

J1990

847 posts

81 months

Thursday 25th August 2022
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magic Monkey Dust said:
started off with a mk1 and then traded them in every year at Crabtree and Nichol then Hatfield's jaguar every year. Part ex price meant the change up was usually quite small. We drove all over Europe in them when i was a kid. Lots of V12 action in the 70's, as she got older 4.2's and now the base model as she doesnt do any miles. Too expensive now for her to keep buying them. We broke down in every country in Europe. I can remember coming back from Northern Europe in an Airforce blue /red leather V12 doing about 10 miles to gallon with the second tank disabled and hoping we could find fuel. 50p to the first of us that spotted a petrol station in the Alps..
Trading in every single year sounds tiring, though I imagine you had a good relationship with the dealer and they made it basically seamless given that your mum was a reliable commission for the salesman.

Cash purchasing really shouldn't be an issue, in order to avoid wait times I'd be tempted to go for an ex-demo if one meets her criteria but if the she's dealt with the XJ for so long I imagine the could stomach the wait times for one ordered to her spec.

alscar

9,247 posts

241 months

Thursday 25th August 2022
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MMD , nothing to add other than to say well done to your mother for still being interested /capable of wanting to continue her driving career.
No idea of Jaguar wait times for a new car and doubt much new car stock but agree totally with the others that have suggested popping along to the dealer.
Cash will still be desired and with her record would imagine a discount might still be possible-who knows perhaps Jaguar themselves will be interested in some marketing her story ?!