Insurance during car overlap
Insurance during car overlap
Author
Discussion

mrdanbartlett

Original Poster:

720 posts

245 months

Tuesday 19th July 2022
quotequote all
Hi all,

So I've just put a deposit down on a car 2 hours away, it's a private sale. I'll need to go collect it in the next few days but what do I do about insurance?

I've got my current main car which I can list for sale but not until I've washed it (or ideally on Friday when it's getting a professional detail). But then I'm not around for a week from the sat night so unless I line up a buyer and sell it pretty quickly I'll need to keep it insured etc.

We are actually right near where the new car is next week so we could take my wives car up there and then collect that one for the week and drive both back, but again would need to cover the insurance aspect for a week. Did one temp cover from google and it was £200 for a week - not sure if that's the going rate. I'd also need cover whilst I sell the old, which I think won't take long as I'll put it at a good price -but its s tricky one to know what to do.

I could get a train up this week, temp cover it and drive it back but then how do I ensure it's covered alongside the other incase someone steals it, it's got a ghost alarm but could be towed or stripped etc.

Bit clueless sorry, rarely change cars!

Shaw Tarse

31,874 posts

231 months

Tuesday 19th July 2022
quotequote all
Ask your insurance company?

Mr Pointy

13,292 posts

187 months

Tuesday 19th July 2022
quotequote all
Why don't you phone your insurer to see if they will cover both cars for a month?

Glosphil

4,856 posts

262 months

Tuesday 19th July 2022
quotequote all
Years ago my insurer covered both cars free for a month provided only one was being driven at any time & the other was on my drive. Doubt if that will happen now - but may be for an 'admin' fee?

mrdanbartlett

Original Poster:

720 posts

245 months

Tuesday 19th July 2022
quotequote all
Thanks - should have thought to call them, on with them now, said 2 options:

28 day temp cover on the new car or a multicar policy.

Waiting for the temp quote, could be high as the car is worth x5 my current one.

mrdanbartlett

Original Poster:

720 posts

245 months

Tuesday 19th July 2022
quotequote all
£60! Result!!

Thanks all, headache over! Very excited, now to be patient until sat smile

Mr Tidy

30,927 posts

155 months

Tuesday 19th July 2022
quotequote all
I've done it loads of times, although some insurers aren't as flexible as they used to be.

Glad you got it sorted anyway. thumbup

Roll on Saturday!