Buying a classic that is a Cat D

[hundleydavid]

If you are planning on keeping a Classic for some years, is there an issue buying a Cat D car? Its been through restoration since its insurance loss and I am actually thinking how much does it really matter? I suspect a majority of classic cars out there have had a bit of history anyway and never got registered.

[TooMany2cvs]

hundleydavid said:

If you are planning on keeping a Classic for some years, is there an issue buying a Cat D car? Its been through restoration since its insurance loss and I am actually thinking how much does it really matter? I suspect a majority of classic cars out there have had a bit of history anyway and never got registered.

Wouldn't make the slightest difference to me.

What sort of age and value?

It's entirely likely that a non-specialist insurer took one look, said "Oh, we can't get the parts, so we'll write it off and pay out to close the claim" over something very minor.

[hundleydavid]

this is the thing. Its a 1980s M3 and the price change is quite a bit. I tend to agree with you.

TooMany2cvs said:

Wouldn't make the slightest difference to me.

What sort of age and value?

It's entirely likely that a non-specialist insurer took one look, said "Oh, we can't get the parts, so we'll write it off and pay out to close the claim".

[battered]

Doesn't matter at all for lower value cars. Before prices went mad many classics were worth 2k, so a scrape down the side was a write off. If its a good car, buy it. If it's a wreck, cat D or not, don't.

[TooMany2cvs]

hundleydavid said:

this is the thing. Its a 1980s M3 and the price change is quite a bit. I tend to agree with you.

When was it written off?

[hundleydavid]

1999!!

TooMany2cvs said:

When was it written off?

[TooMany2cvs]

hundleydavid said:

1999!!

TooMany2cvs said:

When was it written off?

And what would it have been worth then? Is there any documentation on the damage?