Breakdown Cover
Discussion
What are people doing for Breakdown Cover this year? I have UK AA cover but they just quoted me 85 quid just for the week because apparently the Beemer is 'really old' I have heard of people using ADAC cover, is anybody doing this or just adding to their original cover? Or not bothering?
Cheers
Cheers
Full European coverfor 12 months with repartriation/parts delivery/B&B/transport home if needed for the grand sum of £67.95 for my 2002 XKR via vehicle rescue direct thru AXA
Best I could find for my E type for the above was £145.
At least if the air con breaks on the newer one I'll be able to get it fixed. Only ever had the chance to roast in the sun in the E Type!
Best I could find for my E type for the above was £145.
At least if the air con breaks on the newer one I'll be able to get it fixed. Only ever had the chance to roast in the sun in the E Type!
johnhere said:
Good reminder. Fully Comp you are covered to drive in the EU BUT most are only 3rd party not fully comp.
I don't think that's true any more. I think it used to be when you needed a green card, but I'm 99% sure most policies have the same coverage when in Europe as you would do in the UK.Nick M said:
johnhere said:
Good reminder. Fully Comp you are covered to drive in the EU BUT most are only 3rd party not fully comp.
I don't think that's true any more. I think it used to be when you needed a green card, but I'm 99% sure most policies have the same coverage when in Europe as you would do in the UK.I change my policy last year to have 90 days full cover while in France my old policy only gave me 3rd party.
Heres a link for you
http://www.mib.org.uk/Customer+Services/en/Acciden...
Edited by johnhere on Friday 29th May 21:06
Nick M said:
johnhere said:
Good reminder. Fully Comp you are covered to drive in the EU BUT most are only 3rd party not fully comp.
I don't think that's true any more. I think it used to be when you needed a green card, but I'm 99% sure most policies have the same coverage when in Europe as you would do in the UK.I change my policy last year to have 90 days full cover while in France my old policy only gave me 3rd party.
This subject has come up quite a few times on our Carp forums and many (most) guys with Fully Comp cover have discovered they only had 3rd party while in the EU.
Heres a link for you
http://www.mib.org.uk/Customer+Services/en/Acciden...
Edited by johnhere on Friday 29th May 21:06
Edited by johnhere on Friday 29th May 21:09
johnhere said:
Nick M said:
johnhere said:
Good reminder. Fully Comp you are covered to drive in the EU BUT most are only 3rd party not fully comp.
I don't think that's true any more. I think it used to be when you needed a green card, but I'm 99% sure most policies have the same coverage when in Europe as you would do in the UK.I change my policy last year to have 90 days full cover while in France my old policy only gave me 3rd party.
Heres a link for you
http://www.mib.org.uk/Customer+Services/en/Acciden...
Edited by johnhere on Friday 29th May 21:06
Admiral said:
Am I insured to travel abroad?
Your policy gives you the cover described in your current Certificate of Motor Insurance for events occurring in:
Great Britain, Northern Ireland, the Isle of Man and Channel islands
Any other country which is a member of the European Union
Norway, Switzerland, Iceland and Croatia
The car is covered whilst it is being transported by air, sea or rail between those countries.
Your policy automatically includes a FREE International Motor Insurance Certificate (which you will find on the back of your current Certificate of Motor Insurance) for a maximum of 30 consecutive days in any one trip up to a maximum of 90 days in a year. The International Motor Insurance Certificate is only valid for the above named countries and there is no need to call us if you are taking your car to any of these countries but you do need to take your Certificate of Motor Insurance. However, should you wish to travel to any country not included in the above list please call us and we may, in some instances, be able to issue a Green Card for you.
Your policy gives you the cover described in your current Certificate of Motor Insurance for events occurring in:
Great Britain, Northern Ireland, the Isle of Man and Channel islands
Any other country which is a member of the European Union
Norway, Switzerland, Iceland and Croatia
The car is covered whilst it is being transported by air, sea or rail between those countries.
Your policy automatically includes a FREE International Motor Insurance Certificate (which you will find on the back of your current Certificate of Motor Insurance) for a maximum of 30 consecutive days in any one trip up to a maximum of 90 days in a year. The International Motor Insurance Certificate is only valid for the above named countries and there is no need to call us if you are taking your car to any of these countries but you do need to take your Certificate of Motor Insurance. However, should you wish to travel to any country not included in the above list please call us and we may, in some instances, be able to issue a Green Card for you.
Edited by Nick M on Saturday 30th May 12:13
Edited by Nick M on Saturday 30th May 12:15
What I am saying is many Fully Comp policies do not cover you Fully Comp while driving in the EU they only cover you 3rd party as laid down by the EU regulations on car insurance. Yours like mine appears to do so but my post was a warning to forum member to check their policy.
Many guys on the Carp forums believed because they had fully comp then they would be covered fully comp in France only to discover when they checked this was not the case and had to pay extra to get fully comp while in France (they were covered but only 3rd party).
As I said my old policy was such a case.
It might well be well known insurance companies do fully cover you while driving in the EU and the lower end of the market to save costs don’t, all I am saying is it worth a check.
Many guys on the Carp forums believed because they had fully comp then they would be covered fully comp in France only to discover when they checked this was not the case and had to pay extra to get fully comp while in France (they were covered but only 3rd party).
As I said my old policy was such a case.
It might well be well known insurance companies do fully cover you while driving in the EU and the lower end of the market to save costs don’t, all I am saying is it worth a check.
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