Classic - do you have breakdown cover?

[LayZ]

I have my insurance renewal due for my 2005 Maserati Gransport before the classic (limited miles, classic policy).

Existing insurer £460 and this includes European breakdown (never had a failure to proceed event)

Quote from REIS - £500 but this includes six UK track days (track day insurance is not cheap). This is pretty tempting as this is what puts me off from doing more track days.

Are you just risking it or do you all have cover with your insurer?

[VladD]

I get European travel cover through my Barclays current account.

[markiii]

VladD said:

I get European travel cover through my Barclays current account.

any limit on the age of teh car?

[85Carrera]

LayZ said:

I have my insurance renewal due for my 2005 Maserati Gransport before the classic (limited miles, classic policy).

Existing insurer £460 and this includes European breakdown (never had a failure to proceed event)

Quote from REIS - £500 but this includes six UK track days (track day insurance is not cheap). This is pretty tempting as this is what puts me off from doing more track days.

Are you just risking it or do you all have cover with your insurer?

I have Europe wide breakdown through my classic car policy.

Check your excess for track day cover. Mine is 10% of the agreed value of the car rather than the usual deductible (which I’m happy with, as they’re covering more risk) but worth checking if yours is similar.

[VladD]

markiii said:

VladD said:

I get European travel cover through my Barclays current account.

any limit on the age of teh car?

I can't see anything in the T&C's, but I might drop them and email to check. European recovery is covered by the RAC.

[Byker28i]

Don't bother with specific insurance but I always get breakdown, it's about £70-80 for the tyrip

[Jordie Barretts sock]

Byker28i said:

Don't bother with specific insurance but I always get breakdown, it's about £70-80 for the tyrip

I managed to get annual Western Europe cover for that this year. Usually I pay about £40+ per trip for my 2006 Range Rover. I always have to check it covers the caravan as well, some policies don't.

[Red9zero]

Byker28i said:

Don't bother with specific insurance but I always get breakdown, it's about £70-80 for the tyrip

Can I ask who you use ? We go to to the LM 24 in my mates 2008 T5 van, which we are struggling to find Euro cover for as it gets older.

[Byker28i]

Red9zero said:

Byker28i said:

Don't bother with specific insurance but I always get breakdown, it's about £70-80 for the tyrip

Can I ask who you use ? We go to to the LM 24 in my mates 2008 T5 van, which we are struggling to find Euro cover for as it gets older.

AA or RAC will cover old cars. Happy to take the money then palm it off to local services. I'm in a 1997 TVR, not had to use it yet but one car did on a trip when the distributor cap broke (carbon brush snapped over cobbles). My worry is in case of the worse happening, the recovery to the UK seems rather expensive without

[VladD]

I went to the Classic in my Mk1 MX5 back in 2012 and the car broke down there. Barclays were teamed with Green Flag back then. Green flag organised a recovery vehicle to get the car to the Mazda garage in Arnage (it needed a new coil pack, so not an instant fix as they had to order the part), a taxi to get us from the circuit to a hire car place in Le Mans and paid for the hire car, which I then drove to the ferry and then home. They then paid to fly me from Exeter to Paris the following weekend, for the TGV to Le Mans and then a taxi from there to collect the car. I then drove it home. Can't remember if they paid for the additional ferry crossing, but I think that they did. They also regularly phoned me to check how things were going. Unbelievable customer service that I genuinely was not expecting. I hope if I ever need the help of the RAC that they're equally as good.

[Red9zero]

Byker28i said:

Red9zero said:

Byker28i said:

Don't bother with specific insurance but I always get breakdown, it's about £70-80 for the tyrip

Can I ask who you use ? We go to to the LM 24 in my mates 2008 T5 van, which we are struggling to find Euro cover for as it gets older.

AA or RAC will cover old cars. Happy to take the money then palm it off to local services. I'm in a 1997 TVR, not had to use it yet but one car did on a trip when the distributor cap broke (carbon brush snapped over cobbles). My worry is in case of the worse happening, the recovery to the UK seems rather expensive without

I saw the AA and RAC pop up on the quotes, but they weren't cheap. I'm not sure they included repatriation of the vehicle if it cost more than its value too.

[LayZ]

85Carrera said:

LayZ said:

I have my insurance renewal due for my 2005 Maserati Gransport before the classic (limited miles, classic policy).

Existing insurer £460 and this includes European breakdown (never had a failure to proceed event)

Quote from REIS - £500 but this includes six UK track days (track day insurance is not cheap). This is pretty tempting as this is what puts me off from doing more track days.

Are you just risking it or do you all have cover with your insurer?

I have Europe wide breakdown through my classic car policy.

Check your excess for track day cover. Mine is 10% of the agreed value of the car rather than the usual deductible (which I’m happy with, as they’re covering more risk) but worth checking if yours is similar.

Yes they quoted 10% of agreed value for deductible, which seems fine given the risk.

I went with Classicline in the end who were £100 less than my renewal and would cover trackdays for a reasonable cost (approx £45 per event). Classicline also included Europe breakdown.