Discussion
Few myths ago, looking at the Honda e:Ny1 cheap PCP deal and our own insurer (LV) wouldn’t quote and comparison sites were £600 and upwards - so that 2x the car we’d be looking to replace.
I also got quotes on iPace and they were coming back at £1800, but I checked again more recently and they seem to have dropped a bit.
I also got quotes on iPace and they were coming back at £1800, but I checked again more recently and they seem to have dropped a bit.
Sheepshanks said:
Few myths ago, looking at the Honda e:Ny1 cheap PCP deal and our own insurer (LV) wouldn’t quote and comparison sites were £600 and upwards - so that 2x the car we’d be looking to replace.
I also got quotes on iPace and they were coming back at £1800, but I checked again more recently and they seem to have dropped a bit.
Just ordered a new Honda Ny1I also got quotes on iPace and they were coming back at £1800, but I checked again more recently and they seem to have dropped a bit.
92 quotes on compare the market
£506 Admiral gold
Current Skoda Superb diesel (2014) around £350
Edited by James6112 on Wednesday 24th July 20:37
g7jtk said:
Is the insurance on a fully electric car about double its petrol or diesel powered counter part.
Looking at a mini countryman all4
A quick search seems to suggest the diesel does 0-60 in 8.8 seconds and the electric in 5.6 seconds, so from an insurance perspective they're not counter parts. This is the point most people seem to miss.Looking at a mini countryman all4
I just went from a 2016 Tesla Model S P90D 762BHP to a Porsche Taycan 4S 560BHP, despite the Porsche being way more expensive the insurance was quite a bit cheaper.
When I went from a 750 bhp Audi RS7 to the Tesla the insurance was give or take identical.
For a few reasons EV's are comparably more expensive I think, in the case of Tesla for example in the event of an accident they apparently mandate parts are replaced and not repaired.
Likewise, the chances of an EV being BER (beyond economical repair) are higher as fewer parts availability, less know how in the trade and the batteries or chassis being a huge risk, when you consider a battery replacement for a Tesla under normal servicing is around £8k I think, so add to that accident damage inspection and diagnostics the labour alone pushes that to well over 10k of work... a 3-4 year old M3 is worth what, 15k?
Likewise, the chances of an EV being BER (beyond economical repair) are higher as fewer parts availability, less know how in the trade and the batteries or chassis being a huge risk, when you consider a battery replacement for a Tesla under normal servicing is around £8k I think, so add to that accident damage inspection and diagnostics the labour alone pushes that to well over 10k of work... a 3-4 year old M3 is worth what, 15k?
James-gbg1e said:
For a few reasons EV's are comparably more expensive I think, in the case of Tesla for example in the event of an accident they apparently mandate parts are replaced and not repaired.
Likewise, the chances of an EV being BER (beyond economical repair) are higher as fewer parts availability, less know how in the trade and the batteries or chassis being a huge risk, when you consider a battery replacement for a Tesla under normal servicing is around £8k I think, so add to that accident damage inspection and diagnostics the labour alone pushes that to well over 10k of work... a 3-4 year old M3 is worth what, 15k?
So why is my wife's Enyaq cheaper than my volvo xc60, for me? Likewise, the chances of an EV being BER (beyond economical repair) are higher as fewer parts availability, less know how in the trade and the batteries or chassis being a huge risk, when you consider a battery replacement for a Tesla under normal servicing is around £8k I think, so add to that accident damage inspection and diagnostics the labour alone pushes that to well over 10k of work... a 3-4 year old M3 is worth what, 15k?
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