Aftermarket warranty

Aftermarket warranty

Author
Discussion

tim2100

Original Poster:

6,287 posts

264 months

Tuesday 6th September 2022
quotequote all
I have had my Cayman 987.2 S for 6 months so the warranty from the dealer has expired.

Do people tend to have warranties on these cars? or hope that nothing goes wrong / invest in preventative maintenance?

The car is in ace condition for a 2010 car with 65k miles. I have only had one issue with the car which needed a new tuning fork.

The warranty company have been in touch and quoted £999 to continue cover.

If folks do have aftermarket policies does £999 seem about right?

LemonTart

1,417 posts

141 months

Tuesday 6th September 2022
quotequote all
Sorry if this sounds like I am trying to teach you to suck eggs but the insurance premium is made up of profit, overhead, plus risk.

Because of this I don’t take out an extended warranty on anything plus I haven’t bought anything that would make me super nervous. (McLaren).

In this case, if you’ve had pretty much no issues and no nagging doubts I would pop the premium somewhere separate from your usual money and use it if you need it.

Good luck.

john41901

713 posts

73 months

Tuesday 6th September 2022
quotequote all
Some interesting cases on here with aftermarket warranties. One company tried every trick in the book to avoid paying out on an M5 if I recall correctly.

You are probably better off with the official warranty up to 15 years old at £660 a year if you must have one; but would need an inspection and official Porsche parts/servicing I believe.

tim2100

Original Poster:

6,287 posts

264 months

Tuesday 6th September 2022
quotequote all
Thank you both.

That was pretty much my thoughts as well.

Thank you

MB140

4,365 posts

110 months

Tuesday 6th September 2022
quotequote all
Unless it’s Porsche it isn’t worth the paper it’s been printed on.

It’s such a shame LordFlashearts thread was deleted and he was forced to sign an NDA about it. There are some threads out there on other forums that haven’t been deleted like the one on pistonheads. M5 engine and warranty and lordflasheart will probably lead you to some. If I link it on here this thread will be deleted.

But basically his warranty company lied, corrupted evidence, hid evidence, made it impossible for his own engineers to inspect the car until a court order mandated it, refused to comply with the ombudsman’s decisions despite saying they would.

It ended up with him taking them to court and then being forced to pay for his new m5 engine. Which they dragged out paying trying to replace it with a second hand or refurbished one.

I hate to imagine what else it cost but it took him nearly two years.

Basically I see these companies as a bunch of unregulated shisters that only want your money and will do everything and anything not to pay out.

I instead put £200 a month in a slush fund incase anything goes wrong. It’s currently sitting at £12k and will probably pay for my next car. Yes I could blow an engine but that’s incredibly unlikely (touch wood).

esuuv

1,353 posts

212 months

Tuesday 6th September 2022
quotequote all
Your car would need to be 100% porsche parts (battery / n rated tyres etc) but if it is the Porsche warranty is applicable until the car is 15 - that’s “only” £770 a year - and you would have to pay for a 111 point check that’s a couple of hundred. So around the same price - and probably the only warranty actually worth having.

short-shift

342 posts

186 months

Tuesday 6th September 2022
quotequote all
By way of balance - I couldn't extend the Porsche warranty on my Macan GTS because it had an aftermarket towbar fitted (go figure...) so, somewhat reluctantly, I researched the aftermarket warranty companies and chose to go with Warrantywise.

Two years down the road and I have just had to make a claim to replace a front wheel bearing. The Warrantywise process was easy to understand and follow with my repair being authorised within 24 hours of the diagnosis being confirmed to them. Payment after the work is completed takes place on a weekly basis - so a maximum of 5 working days to wait till reimbursement.

In short - Warrantywise performed for me exactly as they said they would. Great value and fast responses. Ignore at your peril!

James

Grantstown

1,095 posts

94 months

Tuesday 6th September 2022
quotequote all
CarWow has a video on warranty claims. Porsches rank amongst the highest risk vehicles on the road. It’s a combination on number of claims and their value. Certainly there have been some big payouts, so there must be plenty of people getting cash out of these companies. I think the advice to set money aside is good if you can finance your own risk. Set aside the amount Porsche charge for the warranty as your risk assessment and bank the savings on service and maintenance outside of the network.

turbomoggie

174 posts

111 months

Tuesday 6th September 2022
quotequote all
I had a really bad experience with an after market warranty company on an engine repair which was required on a 987.2 (supposed to be the most reliable engine!). I ended up over 6k out of pocket.

I won't name the company as I know that's not allowed on here. But it was sold by the orange coloured break down company with a 3 letter name. They're just a front for an insurance/warranty company who will do anything possible to avoid paying out.

There's 2 or 3 big "independent" vehicle inspection companies in the UK who from my experience are crooked. Their main source of business is normally performing inspections for warranty companies so they have a vested interest in siding with them.