Carrera T Insurance

[jdubs76]

I am due to collect a lightly used 992 Carrera T in a few weeks from an OPC. However insuring it is proving rather difficult! I am late 40s, full NCD, clean license and live in Worcestershire.

LV and Aviva won't quote on this car at all. Howdens (previously A-Plan) won't quote as apparently I haven't had a car like this before which is the bizarrest answer I have ever heard having had fast M BMWs etc previously. NFU won't insure this car. Admiral is the only company I have found to actually give me a quote.

I don't need track cover or replacement car but do require European cover.

Any recommendations or ideas?

[alscar]

Maybe try an Insurance broker and let them do the work.
I use Nowell & Richards.

[Monch]

locktons as per pcgb

[jeebsy]

Had to renew my insurance last month and got quite a few no quotes too, big insurers were generally ok but very few specialists gave a price. One told me they wouldn't insure my car parked on the street overnight given the value (2018 Cayman GTS).

I was with A Plan before for a tuned MK3 Audi TTS (380hp) and remember them asking if I'd owned any higher horsepower cars before. The seemed happy with a 300hp A5 as experience.

[cseven]

Have you asked them why they won't quote?

In my case a few would not insure a car on the drive unless it had a tracker.

In my case Hastings were cheaper then Admiral and I have 2 yrs NCD for the toy, Classic line will need a tracker and limit to 5k miles and didn't need NCD in place to quote too.

[jdubs76]

Im not getting a clear answer on why. I heard that it’s because insurance is high and the car is expensive and within the initial 12 months of first registration.

Adrian flux basically said they can’t compete as it was over £3k.

I’m awaiting Locktons to get back and searching for other brokers but they all use the same insurers so not holding out much hope

[Cobra28]

Try Admiral

[bennno]

Just use confused.com - TheAA were cheapest for me £890.

Cheaper still was Privilege but they only offer 3rd party cover for overseas.

Oddly if I selected a tracker then many declined , if I elected no tracker then lots would insure the car. So I didn't subscribe my tracker.

[Imasurv]

I was with Locktons last year on the GT3, just had renewal and Classicline were more competitive. Requires tracker, car garaged between 10pm and 6am when at home, and limited to 5000pa.

Actually, as above you also need to be a member of Porsche club gb.

Edited by Imasurv on Monday 10th June 16:38

[maura]

jdubs76 said:

I am due to collect a lightly used 992 Carrera T in a few weeks from an OPC. However insuring it is proving rather difficult! I am late 40s, full NCD, clean license and live in Worcestershire.

LV and Aviva won't quote on this car at all. Howdens (previously A-Plan) won't quote as apparently I haven't had a car like this before which is the bizarrest answer I have ever heard having had fast M BMWs etc previously. NFU won't insure this car. Admiral is the only company I have found to actually give me a quote.

I don't need track cover or replacement car but do require European cover.

Any recommendations or ideas?

Is the car with keyless comfort access, right now insurance co are pushing back on those. Try Porsche Insurance underwriting by Carbon, always came through for me and some really decent benefits.

[gregd]

Mine was pretty cheap on an Admiral multi-car policy. Shopped around at renewal and couldn't beat it.

[IpcmcI]

Similar. 55yrs, clean licence, full no claims, rural location and garaged with cctv. Regular insurer would quote until I’d paid for the tracker to be activated

[Blue62]

I’ve just bought a new T and insured through Darwin for £500, with a £500 excess. I’m late 50’s, semi retired live in Devon and midlands, full ncd, clean and 8k pa. No tracker and no comfort access.

[supersport]

Try Classicline they are very reasonable.

If it’s over £150k it will need a tracker.

Have two cars with them and will the third at renewal time.

[Corkys]

Admiral. No tracker, 8k/pa, rural village in Worcestershire. 992GTS, daily driver, garaged at night. Around £1250.

[Greedydog]

jdubs76 said:

I am due to collect a lightly used 992 Carrera T in a few weeks from an OPC. However insuring it is proving rather difficult! I am late 40s, full NCD, clean license and live in Worcestershire.

LV and Aviva won't quote on this car at all. Howdens (previously A-Plan) won't quote as apparently I haven't had a car like this before which is the bizarrest answer I have ever heard having had fast M BMWs etc previously. NFU won't insure this car. Admiral is the only company I have found to actually give me a quote.

I don't need track cover or replacement car but do require European cover.

Any recommendations or ideas?

I had a similar problem with Aviva 3 months ago when they wouldn’t insure my Carrera T. I already had insurance with them for a Boxster GTS and they were willing to insure me on a 992 GTS, or indeed any other non GT variant, but computer says no and no explanation. They clearly have a data glitch but aren’t interested/able to address it.

[Shiverman]

Not sure what it is with the T but my renewal on Admiral was just over £1k.

When I swapped to a 992 Turbo S a couple of months ago I got a refund of over £100.

Both cars insured exactly the same just swapped for
The T to the Turbo S.

I found the same at renewal time. 992GT3 Touring £900, T £1,080.

[jdubs76]

Greedydog said:

I had a similar problem with Aviva 3 months ago when they wouldn’t insure my Carrera T. I already had insurance with them for a Boxster GTS and they were willing to insure me on a 992 GTS, or indeed any other non GT variant, but computer says no and no explanation. They clearly have a data glitch but aren’t interested/able to address it.

Interesting, I wonder why this model is difficult to insure? I had exactly that computer says nope.

Thanks everyone for the suggestions. All signed up with Admiral on a multi car policy now. Great to deal with and their website for your documentation isn't too bad which was surprising. The car even has front PPF which I'm not actually fussed about but had it logged with Admiral and they didn't appear concerned about it.