Credit hire - a warning

Credit hire - a warning

Author
Discussion

jmn

Original Poster:

909 posts

287 months

Tuesday 1st February 2011
quotequote all
If you are involved in an accident which was not your fault and your car is damaged and needs to spend some time at the bodyshop you may be contacted by a company offering you a 'free' hire car.

It sounds too good to be true and it probably is.

An acquaintance took up such an offer and duly received an almost new vehicle while his car was being repaired.

For reasons he could not understand the repairs took rather longer than he anticipated.The bodyshop could not offer a convincing explanation.

When he eventually got his car back he was shocked to find that hire charges amounted to just over £8000. This worked out at over £800 a week. He was told not to worry by the company who hired him the vehicle. They were confident that they would be paid by the other drivers insurers.

Not surprisingly, the insurers refused to pay, so the solicitors provided by his insurance company commenced court proceedings on his behalf. The proceedings were not successful, and the Judge held that the hire charges were 'wholly unreasonable and unnecessary'.

The company is now chasing him for payment, referring him to the small print in the paperwork which he signed which states that he is primarily liable for their charges...

They have also billed him for a scratch which they say occurred during the hire period, but which he is certain was on the car when it was delivered to him. Unfortunately the car was delivered in the evening and the delivery driver insisted he sign the paperwork there and then. he also had to provide credit card details.


jmn

Original Poster:

909 posts

287 months

Tuesday 1st February 2011
quotequote all
Very interesting-the original title to this post was *******, a warning.

A moderator has taken it upon themself to modify the title of the posting.

Some vested interests on here perhaps?

Mod note: Read and digest

Edited by Bill on Tuesday 1st February 15:49

BRISTOL86

545 posts

171 months

Tuesday 1st February 2011
quotequote all
Sounds harsh, but if you sign stuff without reading it you're asking for trouble.

And as for signing for a car, to say that you've inspected the car, without noting damage, is ridiculous.

I totally sympathise as having been in an accident, you are anxious to get back on the road ASAP and sometimes don't think clearly, but if you enter into these things without reading what you're signing, you are asking for trouble...

R360

4,385 posts

213 months

Tuesday 1st February 2011
quotequote all
Name and shame rules, did you first title mention the companies name

eybic

9,212 posts

181 months

Tuesday 1st February 2011
quotequote all
I suspect it will be due to the naming and shaming rule.

I had a similar offer when someone drove into me but clearly saw I might have to pay them back so refused. It will have stated quite clearly you are liable if the insurers dont pay up.

boobles

15,241 posts

222 months

Tuesday 1st February 2011
quotequote all
I never had any problems with the company who looked after my non fault claim.
I was given an equivalent car (Z4 Coupe) for 17 days which cost a fortune but never had any problems.

I was suprised actually because all my car suffered was a "scuff" but I wanted it done properly & the total cost was horrific.

Bill

54,200 posts

262 months

Tuesday 1st February 2011
quotequote all
R360 said:
Name and shame rules, did you first title mention the companies name
Bingo.

anonymous-user

61 months

Tuesday 1st February 2011
quotequote all
OP: don't take this the wrong way, but is this acquaintance not very... smart streetwise? Somebody phones up offering a "Free" car and he just signs, no questions asked?

Surely the first thing you'd say would be, "Well no it isn't 'free' is it? Somebody is paying for it, who?"

jmn

Original Poster:

909 posts

287 months

Tuesday 1st February 2011
quotequote all
I have read the moderators 'note' which starts with the rather curt message 'read and digest'.

Unfortunately the moderator has not troubled him/herself to read carefully what I actually wrote.

No companies were mentioned in either the title of the post, or the actual post itself.

marshalla

15,902 posts

208 months

Tuesday 1st February 2011
quotequote all
jmn said:
Very interesting-the original title to this post was *******, a warning.

A moderator has taken it upon themself to modify the title of the posting.

Some vested interests on here perhaps?

Mod note: Read and digest

Edited by Bill on Tuesday 1st February 15:49
Sounds like somebody signed up to PH without reading and/or understanding the rules. rolleyes

jmn

Original Poster:

909 posts

287 months

Tuesday 1st February 2011
quotequote all
marshalla said:
Sounds like somebody signed up to PH without reading and/or understanding the rules. rolleyes
Please see my latest post.

Jobbo

13,115 posts

271 months

Tuesday 1st February 2011
quotequote all
jmn said:
No companies were mentioned in either the title of the post, or the actual post itself.
Did the wording you use by chance coincide with the name of a company providing such services?

RemainAllHoof

77,469 posts

289 months

Tuesday 1st February 2011
quotequote all
Interesting. Angel Assist helped me (and I felt were very good in all regards) but I didn't bother reading the small print either. Fortunately, everything was done to schedule. I'll have to hunt for the documentation over the weekend. Be interesting to see what it says.

marshalla

15,902 posts

208 months

Tuesday 1st February 2011
quotequote all
jmn said:
marshalla said:
Sounds like somebody signed up to PH without reading and/or understanding the rules. rolleyes
Please see my latest post.
PH posting rules said:
All matters relating to conduct in the forums and compliance with these Posting Rules will be determined by the Moderators under guidance from PistonHeads staff.
http://www.pistonheads.com/gassing/rules.htm

jmn

Original Poster:

909 posts

287 months

Tuesday 1st February 2011
quotequote all
Jobbo said:
id the wording you use by chance coincide with the name of a company providing such services?
No

will_

6,030 posts

210 months

Tuesday 1st February 2011
quotequote all
jmn said:
The proceedings were not successful, and the Judge held that the hire charges were 'wholly unreasonable and unnecessary'.
Good, hopefully more judges will take this correct and pragmatic approach.

Edited by will_ on Tuesday 1st February 16:32

Pet Troll

1,362 posts

185 months

Tuesday 1st February 2011
quotequote all
When I was involved in a non fault accident and my car had to be taken away for repairs, my insurance company sorted out a hire car (from Avis) and all was fine.

As per some other people I didn't check all the paperwork but I did make sure to inspect the car, which had a dirty great scratch down one side which wasn't noted on the paperwork!

jmn

Original Poster:

909 posts

287 months

Tuesday 1st February 2011
quotequote all
marshalla said:
Which does not answer the point in my earlier post at all.If no specific company or business name is mentioned, and it was not, then 'name and shame rules surely do not apply. If your view was correct, then presumably nobody could comment on, for example, 'garages'.

Sid Denham

19,906 posts

210 months

Tuesday 1st February 2011
quotequote all
marshalla said:
Sounds like somebody signed up to PH without reading and/or understanding the rules. rolleyes
Thank goodness that's all they did. Imagine the fallout if, say, they'd signed up to a hire car without reading the rules! hehe

T1CHS

148 posts

184 months

Tuesday 1st February 2011
quotequote all
Good!
Let this be a lesson to all those people who think it is ok to be liberal when they think somebody else is picking up the tab!
£800 a week for car hire, Idiot!
I had somebody drive into the back of my stationary cay in parking place on the office car park a couple of years ago. Oddly by time she had completed the claim form and instructed a 'Credit Hire' company it seems I had reversed into her. Anyway her Insurance company didn't persue it but the Credit Hire company went straight to the MIB and they paid out, first I knew about it, was a bill from the MIB for just under £2k. I furnished the MIB will all the evidence including statements and pictures taken at the scene. The MIB are now persuing her for the £2k. I hope it ruined her Christmas.
'F' in parasites the whole industry and anybody who chooses to use them to aid betterment.