Insurance for heavily modified vehicle?

Insurance for heavily modified vehicle?

Author
Discussion

rumpelstiltskin

Original Poster:

2,805 posts

266 months

Saturday 29th January 2011
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Having a bit of a mare here.Bought a Volvo 240 glt estate that has been converted to a pickup (looks better than it actually soundsbiggrin ) but im having a bloody nightmare finding someone who will insure such a heavily modified vehicle,anyone know a good company to try?Cheers!

Zeemax_Mini

1,222 posts

258 months

Saturday 29th January 2011
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Adrian flux?

m3jappa

6,569 posts

225 months

Saturday 29th January 2011
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try pace ward

knight

5,215 posts

286 months

Saturday 29th January 2011
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A Plan

carmonk

7,910 posts

194 months

Saturday 29th January 2011
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I'm almost certain you'll need an engineer's report no matter who you go with. TBH many have a list (a looong list) of mods but I've never seen anything like that. I've had insurance with Adrian Flux and Greenlight before, so try them (one was OK and the other was unparalleled st, unfortunately I can't recall which was which smile)

Ian_sUK

733 posts

187 months

Saturday 29th January 2011
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I'm with Brentacre, they only normally charge for power increasing mods.

nickj911

100 posts

200 months

Saturday 29th January 2011
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i had a 360 replica based on a mr2 and got an amazingly low quote from footman james who specialise in kitcars.

snuffle

1,587 posts

189 months

Sunday 30th January 2011
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How long has the conversion been done for?

IIRC if the Ins Co or DVLA request it to be inspected then there could be problems, as there is no class for pick-up style conversions on monocoque shells.

rumpelstiltskin

Original Poster:

2,805 posts

266 months

Sunday 30th January 2011
quotequote all
Done about 5 years ago,its down as a pickup on the v5 so the DVLA must know.

lordlee

3,137 posts

252 months

Sunday 30th January 2011
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Would love to see some pics of your car as I just can't picture it in my mind.

rumpelstiltskin

Original Poster:

2,805 posts

266 months

Sunday 30th January 2011
quotequote all
lordlee said:
Would love to see some pics of your car as I just can't picture it in my mind.

voicey

2,457 posts

194 months

Sunday 30th January 2011
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Did you ask the previous owner who it was insured with?

I would try a kit car specialist.

pinchmeimdreamin

10,197 posts

225 months

Sunday 30th January 2011
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nickj911 said:
i had a 360 replica based on a mr2.
I wouldnt go admitting that on here too often wink

ZOLLAR

19,914 posts

180 months

Monday 31st January 2011
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rumpelstiltskin said:
Not sure if I like the gold wheels, but all in all that is very interesting looking vehicle I like it thumbup.

I believe I once saw a picture of black 3 series BMW turned into a pick up thought that looked good too!.

Choppers

403 posts

222 months

Monday 31st January 2011
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Actually I really quite like that !! I had a similar problem with my MK2 golf & the only company who would insure mine was found through Greenlight (Adrian Flux couldn't help) & the customer service was pretty good as well.

rumpelstiltskin

Original Poster:

2,805 posts

266 months

Monday 31st January 2011
quotequote all
I bought it for £400,first word that came into my mind when i saw the ad was 'potential'!biggrin Two side exit exhausts (can be seen just in front of rear wheel)and there are also two stainless exhausts pointing skywards up behind the cabin!Previous owner must have been a trucker or summit?.The paintwork is a little flakey,thinking bought going with a deep gloss black and powder coating the wheels a bright sparkly silver.This'll probably blend in better with the acres of stainless chequer plate in the rear loading bay area.Car runs great so that's the least of my worries.

ZOLLAR

19,914 posts

180 months

Monday 31st January 2011
quotequote all
rumpelstiltskin said:
I bought it for £400,first word that came into my mind when i saw the ad was 'potential'!biggrin Two side exit exhausts (can be seen just in front of rear wheel)and there are also two stainless exhausts pointing skywards up behind the cabin!Previous owner must have been a trucker or summit?.The paintwork is a little flakey,thinking bought going with a deep gloss black and powder coating the wheels a bright sparkly silver.This'll probably blend in better with the acres of stainless chequer plate in the rear loading bay area.Car runs great so that's the least of my worries.
That seems like a very good bargain for a very unique car!.

Ash From Flux

1,138 posts

175 months

Wednesday 2nd February 2011
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I would have thought we could get a decent quote on that. If you want me to look at a quote you can pm me.

Ash

seopher

301 posts

189 months

Wednesday 2nd February 2011
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nickj911 said:
i had a 360 replica based on a mr2 and got an amazingly low quote from footman james who specialise in kitcars.
Sorry, I may have mis-read. Did you just write what I think you did?

rumpelstiltskin

Original Poster:

2,805 posts

266 months

Wednesday 2nd February 2011
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I had my quad insured with Adrian Flux,it was on the road for a week and the engine gave up.So they just kept the £127 premium,easy money!Despite promises on the phone that they would keep this policy open incase i got another vehicle.Anyway they went on to give me a qoute that was twice as much as my other car,a rover 75 td.I was then going to pay it up over the year,they gave me the monthly payments,disappeared off the phone,then told me i 'had' to pay it 'not' over the 9 months he had just told me,but only over 4 months as i had recently became unemployed due to a motorcycle accident?I was a motorcycle instructor.Decided not to go ahead with the quote just out of principal.