When are minor motoring convictions "Spent"?
Discussion
Esure quote this on their website:
"We need to know about any motoring convictions, endorsements and fixed penalty offences you have (please include any convictions where the ban ended in the last 5 years). However, we don't need to know about any conviction regarded as 'spent'."
When are minor motoring convictions, such as an SP30 classed as "Spent"?
Chhers.
"We need to know about any motoring convictions, endorsements and fixed penalty offences you have (please include any convictions where the ban ended in the last 5 years). However, we don't need to know about any conviction regarded as 'spent'."
When are minor motoring convictions, such as an SP30 classed as "Spent"?
Chhers.
I believe (and this being PH, I will be corrected) that they are valid for 3 years but you can't get them removed from your licence for 4 years. Which will cost you.
So you have to be very careful what the question is, before you give the answer. I would suggest you tell them the date you last received points on your licence, so there's no doubt - or loopholes they can use if you need to claim later on.
So you have to be very careful what the question is, before you give the answer. I would suggest you tell them the date you last received points on your licence, so there's no doubt - or loopholes they can use if you need to claim later on.
I know that form...recognise the wording. :-) Or the wording has been copied.
Basically declare any speeding fines under 5 years, anything over this is spent. Other motoring offences also come under the same category but not drink driving.
If you are unsure just declare it better to be safe than they find out by other means.
Basically declare any speeding fines under 5 years, anything over this is spent. Other motoring offences also come under the same category but not drink driving.
If you are unsure just declare it better to be safe than they find out by other means.
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