Cyclists, should they pay insurance?

[_Batty_]

As discussed on BBC news this morning, should cyclist pay a nominal amount for coverage on the roads?
Thoughts?
Do horse owners have to already?

[redstu]

Compulsory no.

[jbi]

no...

should we have insurance for stepping out of the door?

[Uriel]

They shouldn't have to, but British Cycling/CTC should pulicise their membership benefits a bit more. £25/year I think to join the basic BC membership which will give you 10M in third party insurance, as well as discounts from shops, provisional races licence etc etc.

I reckon more regular/serious riders would sign up if they knew it was there.

[kambites]

No.

And there was a thread on this about a week ago.

[eightseventhree]

here we go again . . . . .

[scarebus]

? next they will need a licence

[98elise]

scarebus said:

? next they will need a licence

Good idea, none of them in London seem to know the rules of the road!

I walk the last mile or so to work, and 90% (no exageration) jump red lights when pedestrians are crossing (on a green man)

[kambites]

98elise said:

Good idea, none of them in London seem to know the rules of the road!

Nor do any of the drivers.

[scarebus]

98elise said:

scarebus said:

? next they will need a licence

Good idea, none of them in London seem to know the rules of the road!

I walk the last mile or so to work, and 90% (no exageration) jump red lights when pedestrians are crossing (on a green man)

Getting a licence is a bit OTT, but they should be penalized the same as car drivers for illegal activity, like I did in Holland

[kambites]

scarebus said:

Getting a licence is a bit OTT, but they should be penalized the same as car drivers for illegal activity, like I did in Holland

They already are penalized the same as car drivers. Unfortunately that generally means they aren't.

[Carrot]

Yes, I do think they should


Carrot

(Road / off road cyclist, car driver and motorcyclist)

[*Al*]

Yes they should,if cyclists wish to share the same road network with motor vehicles. A compulsory 3rd party liability insurance cover.

[kambites]

*Al* said:

Yes they should,if cyclists wish to share the same road network with motor vehicles. A compulsory 3rd party liability insurance cover.

I assume you'd say the same of pedestrians then? And pets?

[CampDavid]

No.

We already have too much bureaucracy.

[heebeegeetee]

No. The last thing we need is more bureaucracy, or bonus payments to civil servants for doing their jobs.

[Mr2Mike]

All road users (i.e. not pedestrians) should require compulsory insurance IMO.

[Accelebrate]

Uriel said:

They shouldn't have to, but British Cycling/CTC should pulicise their membership benefits a bit more.

This.

I joined the CTC purely for the insurance. I'd personally rather have insurance whilst cycling to work, and for so little a year it's a no-brainer.

[Whitean3]

*Al* said:

Yes they should,if cyclists wish to share the same road network with motor vehicles. A compulsory 3rd party liability insurance cover.

I agree with Al. Here in Switzerland, you *should* have bike insurance- you get a little sticker to put on your bike, valid for 1 year. Costs 5 CHF- about 3 quid. That gives you some 3rd party cover at least, should you cycle into someone's Ferrari, and potentially you're covered if your bike gets nicked. I would say mst people in Switzerland would have these stickers on their bikes- it's a no brainer really. In the past, the Police could stop you and fine you if you didn't have such a sticker.

[LeeThr]

Yet more Health & Saftey Bullst. No!
If this happened then before you know it you would need to carry out a 3 week risk assesment before cycling to the shops.

Just yet another way of people in this country sueing each other and screwing the economy even more than it allready is!