What cars a cheap to insure at 17 ?

[iammclovin]

Hi, im wondering what cars are cheap on insurance at 17 that aren't a 1.1 i.e something that looks alright and a little nippy as i cant be dealing with a slow car.

if any one could help that would be good.

thanks, mark

[james_gt3rs]

Er... nothing!

[carlove]

Get a 1.0 Corsa and live with it until you can afford something better.

[iammclovin]

well when i say cheap £2000 region not £3300 which i been quoted for a 1.3

[Steve Evil]

You won't listen, but live with something awful, save up, build up some NCB and then get something better when you're a bit older and can afford the insurance.

We've already got a McLovin too.

[coley20]

Your mums car

Of course I am not advocating fronting

To be honest just something small with a small engine, that ultimately is undesirable

Edited by coley20 on Friday 29th October 16:35

[Rawwr]

Try getting quotes on something bigger and bargier. Things like 1.8-2.0 Vectras and Mondeos.

[coley20]

Rawwr said:

Try getting quotes on something bigger and bargier. Things like 1.8-2.0 Vectras and Mondeos.

Going totally against my previous post try this, when I was 18 4 years ago I was fully comp on an alfa 156 and only paying £650ish.

[aka_kerrly]

Um another i'm a young person who wants a fast car that is cheap to insure- good luck.

Affraid you will be hard pushed to find anyting that can be considered quick but it is easier to find something which can be fun eg Classic Minis + metros , mk1 fiestas, mk1 polos, mk1/2 toyota starlets, generally 60s-80s cars that aren't considered that cool by the yoof of today. Id avoid all things like corsas, saxos, puntos , Pug 106s as these are all well known "boy racer" cars and attract silly premiums.

get looking through the classic classifieds!

dave

[SystemParanoia]

[Rawwr]

The key to it is looking at cars which aren't typically crashed by teenage tts.

[McSam]

Rawwr said:

Try getting quotes on something bigger and bargier. Things like 1.8-2.0 Vectras and Mondeos.

This.

My recommendations to you are to completely ignore price comparison websites, and to use Admiral/Elephant, as I've never seen prices as low as theirs, and I was in your exact situation very recently. Make sure you have two named drivers with clean licences on the policy, your parents would be ideal. Admiral also offer a ten-month bonus accelerator policy, which is obviously handy in getting NCB up but also makes the amount you have to pay out at once a little lower.

ETA- I insured a 1995 2.0 Mondeo when I first got my licence at 17 for £1200, my own policy my 2.6 Audi A4 is now a similar price, a year and a half on. As has been said, just avoid hatchbacks and premium brands, but named drivers are crucial.

Edited by McSam on Friday 29th October 16:39

[winshent]

McSam said:

Rawwr said:

Try getting quotes on something bigger and bargier. Things like 1.8-2.0 Vectras and Mondeos.

This.

My recommendations to you are to completely ignore price comparison websites, and to use Admiral/Elephant, as I've never seen prices as low as theirs, and I was in your exact situation very recently. Make sure you have two named drivers with clean licences on the policy, your parents would be ideal. Admiral also offer a ten-month bonus accelerator policy, which is obviously handy in getting NCB up but also makes the amount you have to pay out at once a little lower.

I insured a 1995 2.0 Mondeo when I first got my licence at 17 for £1200, my own policy

Not sure on that.. My focus with all mods declared is cheaper to insure than my diesel mondeo.. think the logic is lots of mondeos/ vectras are crashed based on volume of crashes, so are high risk..

I'd also look at Volvo's, Saabs or maybe something that can be insured as a classic car..

[McSam]

winshent said:

McSam said:

Rawwr said:

Try getting quotes on something bigger and bargier. Things like 1.8-2.0 Vectras and Mondeos.

This.

My recommendations to you are to completely ignore price comparison websites, and to use Admiral/Elephant, as I've never seen prices as low as theirs, and I was in your exact situation very recently. Make sure you have two named drivers with clean licences on the policy, your parents would be ideal. Admiral also offer a ten-month bonus accelerator policy, which is obviously handy in getting NCB up but also makes the amount you have to pay out at once a little lower.

I insured a 1995 2.0 Mondeo when I first got my licence at 17 for £1200, my own policy

Not sure on that.. My focus with all mods declared is cheaper to insure than my diesel mondeo.. think the logic is lots of mondeos/ vectras are crashed based on volume of crashes, so are high risk..

I'd also look at Volvo's, Saabs or maybe something that can be insured as a classic car..

I should rephrase that to avoiding typical small chavwagons, which a Focus doesn't really come into and if you're going fully comp then depends on the value of the cars too, of course. Classic insurance as a 17-year-old is very hard/impossible to come by, from what I've heard, but I could be wrong there.

[twazzock]

Bigger cars (Mondeos, Octavias, etc.) always give me larger premiums than smaller cars with smaller engines. It helps to go for the completely ste small cars like the 1.1 or 1.5D 106 rather than the slightly 'nippier' versions.

OP: you're going to be stuck with something pretty ste (like me).

If you want something slightly unusual try a Volvo 340/360. They're not exactly quick, but they're RWD so you might have more fun in one than a Saxo or Fiesta. They're reasonable for me to insure.

[Elskeggso]

Either something alternative like an MGB, or just get used to the fact that your first car will be a stter.

[hardcorehobbit]

I insured a Peugeot 306 when I was about that age for less than a grand, so it's certainly do-able, but I'm fully aware it's a lot harder 5 years down the line.

306 is a good car, cheap to buy and work on, available as a 1.4, 1.6, 1.8 and 2.0. A million different special editions, so maybe one or two might be cheap on the insurance.

Failing that, something like a Skoda Fabia. Virtually no image at all, so isn't too bad on the insurance side.

All depends on your budget to be honest. C1/Aygo/107 is really cheap to insure, with its 1.0 3 cyl. However, it still manages to be a fun little car making a half decent noise.

Good luck.

[OllieC]

hardcorehobbit said:

I insured a Peugeot 306 when I was about that age for less than a grand, so it's certainly do-able, but I'm fully aware it's a lot harder 5 years down the line.

306 is a good car, cheap to buy and work on, available as a 1.4, 1.6, 1.8 and 2.0. A million different special editions, so maybe one or two might be cheap on the insurance.

Failing that, something like a Skoda Fabia. Virtually no image at all, so isn't too bad on the insurance side.

All depends on your budget to be honest. C1/Aygo/107 is really cheap to insure, with its 1.0 3 cyl. However, it still manages to be a fun little car making a half decent noise.

Good luck.

if you are going to get a 306, get a 1.9 D turbo. its a low insurance group and a far nicer car than either the 1.4 or the 1.6, faster too.

[JonyPI]

you cant get cheaper than classic car insurance, i had a Triumph GT6 when i was 17, 2L with a few mods at £800 though that was 4 years ago now, i find NCB dont make that much difference, its all about the age.

[bigcam101]

I no where u are coming from as I was in the same boat about two years ago, out of all my mates the people who got their own insurance policies two years or so have the nicer/faster cars and the cheaper insurance. Best thing to do is to buy a car and just bite the bullet and pay the premium with ur mum and dad on. Mine came down £700 in the 1st year and another £200 the year after. It works!!