Planning first car (2)

[steeveeboy]

Hi,(again)
i have had a change in circumstances since the last thread,
im going to be learning to drive towards the end of the year and my dad said i can buy my car before,
i have been looking at hatchbacks this time,
i was looking at a 2000 model fiesta zetec-s.
The quote for insurance on this car on a provisional was 2100 per year, i was just wondering
A, how reasonable this is for a first car
B, If maybe you had some alternatives
C, if this is a good car to consider as a first car.
money is an object now but i do have a job!!
Cheers,
Steve

[missing the VR6]

I'll be honest and say you'll probably crash it, they're surprisingly quick.
Although that sounds like a pretty decent insurance quote.

[ScottishSamurai]

On a provisional? Thats quite bad tbh, im a learner at the moment and on my MG ZR 1.4 (same power 0.1 second 0-60 difference) im £1200~ or something as a learner, and 1700-1800 once I pass.


I got a quote for a mk5 zetec-s and fully comp was £1900, AFTER I pass. I reckon if your looking into that much for a quote, get something cheaper and slower.



Or get a BMW 330d or an audi S4.

[FraserLFA]

I had a focus to learn in and as a first car. 2005 1.6 was £1200 on provisional and £2500 when i passed with mum on as a driver. I disagree with whoever said you will crash it as it is fairly quick for a first car. They are quick, but don't drive like an arse and you'll be fine. Quote isn't bad for the sort of car you're after. May i ask who it's with?

[pcvman]

To be honest buddy, as you are a learner, just get yourself a small engined small car, get that experiance, put a few dents and scratches as you go along, after a year or so then upgrade to a bigger engine and a newer car.

as for the insurance, allways go shoping for the best quote, look everywhere, and not just the comparison web sites, once you find the cheapest, just bite the bullet for the first year.

[steeveeboy]

ScottishSamurai said:

On a provisional? Thats quite bad tbh, im a learner at the moment and on my MG ZR 1.4 (same power 0.1 second 0-60 difference) im £1200~ or something as a learner, and 1700-1800 once I pass.


I got a quote for a mk5 zetec-s and fully comp was £1900, AFTER I pass. I reckon if your looking into that much for a quote, get something cheaper and slower.



Or get a BMW 330d or an audi S4.

Not being funny mate, but i admitted i was being a stuck up little brat so can you just drop it, thanks for the advice though!

[steeveeboy]

FraserLFA said:

I had a focus to learn in and as a first car. 2005 1.6 was £1200 on provisional and £2500 when i passed with mum on as a driver. I disagree with whoever said you will crash it as it is fairly quick for a first car. They are quick, but don't drive like an arse and you'll be fine. Quote isn't bad for the sort of car you're after. May i ask who it's with?

You can! it was will Quinn,
Im not one of these little chavs with my arse glued to a fake seat cover in a saxo!,
i have driven before and really liked the 07' fiesta 1.4 style,

[FraserLFA]

steeveeboy said:

FraserLFA said:

I had a focus to learn in and as a first car. 2005 1.6 was £1200 on provisional and £2500 when i passed with mum on as a driver. I disagree with whoever said you will crash it as it is fairly quick for a first car. They are quick, but don't drive like an arse and you'll be fine. Quote isn't bad for the sort of car you're after. May i ask who it's with?

You can! it was will Quinn,
Im not one of these little chavs with my arse glued to a fake seat cover in a saxo!,
i have driven before and really liked the 07' fiesta 1.4 style,

They're good cars. Fantastic in the snow (which is helpful for experience) and great every day cars. Easy to have fun in, good fuel economy, good looks (And they help you pull. Kinda)

Try Direct Line with a parent on the policy. They were great to me and lovely to deal with. Try Norwich Union if you want to murder someone. They give good prices but are crap to deal with. I know a lot of people suggest getting older cheaper cars first off and i can see why, but i have no regrets about starting in a focus. Lovely car and did what i needed it to. Never drove beyond the law or my limits and (so far) nothing has gone wrong. It's also good to have power steering and other mod cons you don't get with a Micra!

[steeveeboy]

Very true,
i think thats what im going to go for, but with direct line because although theyre quote was a bit more expensive its probably worth it,
If anyone has any more ideas of cars,
P.s i dont and wont drive like a complete arse!
Cheers
Steve

[rfn]

steeveeboy said:

Very true,
i think thats what im going to go for, but with direct line because although theyre quote was a bit more expensive its probably worth it,
If anyone has any more ideas of cars,
P.s i dont and wont drive like a complete arse!
Cheers
Steve

You don't appear to have quoted what your insurance will go up to once you pass. It may well rise by 50% once you change from a provisional to a full license - so be careful!

[Tomm1992]

My mate has a 2001 zetec s and the insurance is about 3500

[Standish]

steeveeboy said:

FraserLFA said:

I had a focus to learn in and as a first car. 2005 1.6 was £1200 on provisional and £2500 when i passed with mum on as a driver. I disagree with whoever said you will crash it as it is fairly quick for a first car. They are quick, but don't drive like an arse and you'll be fine. Quote isn't bad for the sort of car you're after. May i ask who it's with?

You can! it was will Quinn,
Im not one of these little chavs with my arse glued to a fake seat cover in a saxo!,
i have driven before and really liked the 07' fiesta 1.4 style,

I found Quinn direct was the best for me by far
First car 1.4 astra and £1500 fully comp on my own, the closest one after that was around £2100
I had other mates same age, same type of car and they all seemed to be with Quinn

Still a high premium I grant you but for the area I lived in not surprising!

[davepoth]

Get a slow car. A really, catastrophically slow car. There's a hyundai accent with a 3 cylinder diesel, which would fit the bill. It's best to learn how to drive properly (i.e the first year after the test) in something that doesn't have too much (or indeed enough) power.

[West4x4]

its not just the engine they look at security and cosy of parts to have a look at the insurance groups find something very low. a zetec s is nice but a bit pricey remember when you pass your premium will go up alot! Could you afford a new car maybe one with a free insurance deal? if they still are offering them

[FraserLFA]

steeveeboy said:

Very true,
i think thats what im going to go for, but with direct line because although theyre quote was a bit more expensive its probably worth it,
If anyone has any more ideas of cars,
P.s i dont and wont drive like a complete arse!
Cheers
Steve

Fiesta, Corsa (Maybe an Astra,) Clio. All are good first cars. Like i said, get a quote with a parent on the insurance, that tends to make it drop by a bit. (I got a quote down by £600 with my mum on it!)

I think having a nice first car makes you a more cautious driver as you're more scared of damaging it compared to a rust bucket.

[West4x4]

No i think you should have a banger! i had a £5 citroen C15 van i had to learn how to fix it because otherwise i couldnt work and earn money insurance was cheap on it to, i would have loved a swish motor but i had better things to spend my money on at that age

[Benjybh]

/thread

[ScottishSamurai]

West4x4 said:

No i think you should have a banger! i had a £5 citroen C15 van i had to learn how to fix it because otherwise i couldnt work and earn money insurance was cheap on it to, i would have loved a swish motor but i had better things to spend my money on at that age

So? If he can afford it, why not? If he saves his money he should be allowed to whatever he damn likes!
And a fiesta will be a fair bit safer than a £5 citroën...

My mate did crash his zetec s last week and wrote it off, only passed in December. But everyone is different.

OP check quotes for once you pass as it will go up. And if your 2100 on a provisional it could go up to about £3000!

[West4x4]

ScottishSamurai said:

West4x4 said:

No i think you should have a banger! i had a £5 citroen C15 van i had to learn how to fix it because otherwise i couldnt work and earn money insurance was cheap on it to, i would have loved a swish motor but i had better things to spend my money on at that age

So? If he can afford it, why not? If he saves his money he should be allowed to whatever he damn likes!
And a fiesta will be a fair bit safer than a £5 citroën...

My mate did crash his zetec s last week and wrote it off, only passed in December. But everyone is different.

OP check quotes for once you pass as it will go up. And if your 2100 on a provisional it could go up to about £3000!

Well if you fancy paying £300 a month just to drive or you could get something cheap use that for couple of years and the money you've saved will either get you something very nice and the bonus of your insurance bill dropping . Or use the money else where eg a deposit on house or keep the banger and have something very special for the weekend

[ScottishSamurai]

West4x4 said:

ScottishSamurai said:

West4x4 said:

No i think you should have a banger! i had a £5 citroen C15 van i had to learn how to fix it because otherwise i couldnt work and earn money insurance was cheap on it to, i would have loved a swish motor but i had better things to spend my money on at that age

So? If he can afford it, why not? If he saves his money he should be allowed to whatever he damn likes!
And a fiesta will be a fair bit safer than a £5 citroën...

My mate did crash his zetec s last week and wrote it off, only passed in December. But everyone is different.

OP check quotes for once you pass as it will go up. And if your 2100 on a provisional it could go up to about £3000!

Well if you fancy paying £300 a month just to drive or you could get something cheap use that for couple of years and the money you've saved will either get you something very nice and the bonus of your insurance bill dropping . Or use the money else where eg a deposit on house or keep the banger and have something very special for the weekend

If you can afford to have steak every night would you buy tesco value pasta instead?


Stupid example but it works!